CBB Bancorp
Market Cap
US$110.6m
Last Updated
2019/08/21 01:10 UTC
Data Sources
Company Financials
Executive Summary
CBB Bancorp, Inc. operates as the holding company for Commonwealth Business Bank that provides various commercial banking services to individuals and businesses in the United States.
Snowflake
Fundamentals
Flawless balance sheet and undervalued.
Risks
- CBB Bancorp is not covered by any analysts.
Similar Companies
Share Price & News
How has CBB Bancorp's share price performed over time and what events caused price changes?
Latest Share Price and Events
Market Performance
7 Day Return
0.09%
OTCPK:CBBI
-1.8%
US Banks
0.2%
US Market
1 Year Return
-25.5%
OTCPK:CBBI
-15.3%
US Banks
-0.7%
US Market
CBBI underperformed the Banks industry which returned -13.6% over the past year.
CBBI underperformed the Market in United States of America which returned 0.3% over the past year.
Share holder returns
| CBBI | Industry | Market | |
|---|---|---|---|
| 7 Day | 0.09% | -1.8% | 0.2% |
| 30 Day | -4.0% | -6.4% | -2.7% |
| 90 Day | -8.3% | -4.0% | 1.6% |
| 1 Year | -25.5%-25.5% | -12.9%-15.3% | 1.6%-0.7% |
| 3 Year | n/a | 41.3%31.7% | 40.0%30.9% |
| 5 Year | n/a | 50.8%34.5% | 53.8%36.8% |
Price Volatility Vs. Market
How volatile is CBB Bancorp's share price compared to the market and industry in the last 5 years?
Simply Wall St News
No news available
Valuation
Is CBB Bancorp undervalued based on future cash flows and its price relative to the stock market?
47%
Discount to future cash flow value
Intrinsic Value Based on Future Cash Flows
CBB Bancorp's share price is below the future cash flow value, and at a moderate discount (> 20%).
CBB Bancorp's share price is below the future cash flow value, and at a substantial discount (> 40%).
Price Based on Earnings
CBB Bancorp is good value based on earnings compared to the US Banks industry average.
CBB Bancorp is good value based on earnings compared to the United States of America market.
Price Based on Expected Growth
Unable to calculate PEG ratio for CBB Bancorp, we can't assess if its growth is good value.
Price Based on Value of Assets
CBB Bancorp is good value based on assets compared to the US Banks industry average.
Next Steps
Future Growth
How is CBB Bancorp expected to perform in the next 1 to 3 years based on estimates from 0 analysts?
5.8%
Forecasted annual earnings growth
Earnings and Revenue Growth Estimates
Future Annual Growth Analysis
Unable to determine if CBB Bancorp is high growth as no revenue estimate data is available.
CBB Bancorp's earnings are expected to grow by 5.8% yearly, however this is not considered high growth (20% yearly).
Unable to compare CBB Bancorp's revenue growth to the United States of America market average as no estimate data is available.
CBB Bancorp's earnings growth is positive but not above the United States of America market average.
CBB Bancorp's earnings growth is expected to exceed the low risk savings rate of 2.7%.
Earnings per Share Growth Estimates
Future Return on Equity
Unable to establish if CBB Bancorp will efficiently use shareholders’ funds in the future without estimates of Return on Equity.
Next Steps
Past Performance
How has CBB Bancorp performed over the past 5 years?
8.1%
Historical annual earnings growth
Earnings and Revenue History
Past Earnings Growth Analysis
CBB Bancorp's year on year earnings growth rate has been positive over the past 5 years.
CBB Bancorp's 1-year earnings growth exceeds its 5-year average (13.1% vs 8.1%)
CBB Bancorp's earnings growth has not exceeded the US Banks industry average in the past year (13.1% vs 33.2%).
Return on Equity
CBB Bancorp has not efficiently used shareholders’ funds last year (Return on Equity less than 20%).
Return on Assets
CBB Bancorp used its assets more efficiently than the US Banks industry average last year based on Return on Assets.
Return on Capital Employed
Unable to establish if CBB Bancorp improved its use of capital last year versus 3 years ago (Return on Capital Employed) due to insufficient past data.
Next Steps
Financial Health
How is CBB Bancorp's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Information is not available.
Information is not available.
Financial Institutions Analysis
CBB Bancorp has an acceptable proportion of non-loan assets held.
CBB Bancorp has a sufficient allowance for bad loans.
CBB Bancorp's liabilities are made up of primarily low risk sources of funding.
CBB Bancorp's level of assets compared to its equity is low (i.e. an appropriate level of borrowing to fund lending).
Loans at CBB Bancorp are broadly funded by customer deposits.
CBB Bancorp has an acceptable level of bad loans (less than 2%).
Next Steps
Dividend
What is CBB Bancorp's current dividend yield, its reliability and sustainability?
Dividend Yield and Payments Analysis
Unable to evaluate CBB Bancorp's dividend yield against the bottom 25% of dividend payers as the company has not reported any payouts.
Unable to evaluate CBB Bancorp's dividend against the top 25% market benchmark as the company has not reported any payouts.
Unable to perform a dividend volatility check as CBB Bancorp has not reported any payouts.
Unable to verify if CBB Bancorp's dividend has been increasing as the company has not reported any payouts.
Current Payout to Shareholders
Unable to calculate sustainability of dividends as CBB Bancorp has not reported any payouts.
Future Payout to Shareholders
Insufficient estimate data to determine if a dividend will be paid in 3 years and that it will be sustainable.
Next Steps
Management
What is the CEO of CBB Bancorp's salary, the management and board of directors tenure and is there insider trading?
1.6yrs
Average management tenure
CEO
Joanne Kim (64yo)
2.6yrs
Tenure
Ms. Joanne Kim has been Chief Executive Officer and President of Commonwealth Business Bank since April 19, 2011. Ms. Kim has been Chief Executive Officer, President and Director of CBB Bancorp Inc. since ...
Management Age and Tenure
1.6yrs
Average Tenure
The average tenure for the CBB Bancorp management team is less than 2 years, this suggests a new team.
Board Age and Tenure
2.6yrs
Average Tenure
66yo
Average Age
The average tenure for the CBB Bancorp board of directors is less than 3 years, this suggests a new board.
Insider Trading
No 3 month open market individual insider trading information.
Ownership Breakdown
Management Team
Chris Barber
Executive VP & Chief Information Officer
- Tenure: 0.0yrs
Joanne Kim (64yo)
President
- Tenure: 2.6yrs
Long Huynh
Executive VP & CFO
- Tenure: 0.5yrs
Alex Choi
Executive VP & Chief Credit Officer
- Tenure: 0.0yrs
Alicia Lee
Senior VP & Chief Operations Administrator
- Tenure: 0.0yrs
Andrew Kim
Senior VP & Chief Lending Officer
- Tenure: 0.0yrs
Tippi Manske
Senior VP & Chief Risk Officer
- Tenure: 1.6yrs
Board Members
Al Kang (74yo)
Director
- Tenure: 2.6yrs
Joanne Kim (64yo)
President
- Tenure: 2.6yrs
Linda Iannone (61yo)
Director
- Tenure: 0.9yrs
Wonsook Chong (59yo)
Director
- Tenure: 2.6yrs
Chuck Choong
Director
- Tenure: 0.0yrs
Chuck Yea (69yo)
Director
- Tenure: 2.6yrs
Soon Pak (68yo)
Chairwoman of the Board
- Tenure: 2.6yrs
Company Information
CBB Bancorp, Inc.'s company bio, employee growth, exchange listings and data sources
Key Information
- Name: CBB Bancorp, Inc.
- Ticker: CBBI
- Exchange: OTCPK
- Founded: 2005
- Industry: Regional Banks
- Sector: Banks
- Market Cap: US$110.636m
- Shares outstanding: 10.14m
- Website: https://www.cbb-bank.com
Number of Employees
Location
- CBB Bancorp, Inc.
- 3435 Wilshire Boulevard
- Suite 700
- Los Angeles
- California
- 90010
- United States
Listings
| Ticker | Exchange | Primary Security | Security Type | Country | Currency | Listed on |
|---|---|---|---|---|---|---|
| CBBI | OTCPK (Pink Sheets LLC) | Yes | Common Shares | US | USD | Sep 2017 |
Biography
CBB Bancorp, Inc. operates as the holding company for Commonwealth Business Bank that provides various commercial banking services to individuals and businesses in the United States. It offers checking, in ...
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2019/08/21 01:10 |
| End of Day Share Price | 2019/08/20 00:00 |
| Earnings | 2019/06/30 |
| Annual Earnings | 2018/12/31 |
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.