CBB Bancorp, Inc. (OTCPK:CBBI) Stock Price & Quote Analysis

CBBI Stock Overview

CBB Bancorp, Inc. operates as the holding company for Commonwealth Business Bank that provides various commercial banking products and services to individuals and businesses in the United States.

CBBI fundamental analysis
Snowflake Score
Valuation	4/6
Future Growth	0/6
Past Performance	2/6
Financial Health	6/6
Dividends	2/6

Rewards

Trading at 45.6% below our estimate of its fair value

Earnings have grown 19.6% per year over the past 5 years

Risk Analysis

Unstable dividend track record

Shareholders have been diluted in the past year

My Notes

New

Notes are coming soon

CBB Bancorp, Inc. Competitors

Bank of Idaho Holding

OTCPK:BOID

US$128.3m

First Northwest Bancorp

NasdaqGM:FNWB

US$137.4m

CW Bancorp

OTCPK:CWBK

US$116.0m

Summit Bank Group

OTCPK:SBKO

US$114.2m

Price History & Performance

Summary of all time highs, changes and price drops for CBB Bancorp
Historical stock prices
Current Share Price	US$11.84
52 Week High	US$14.38
52 Week Low	US$10.83
Beta	0.57
1 Month Change	2.97%
3 Month Change	-1.33%
1 Year Change	-12.35%
3 Year Change	11.18%
5 Year Change	-30.90%
Change since IPO	-24.49%

Recent updates

Shareholder Returns

	CBBI	US Banks	US Market
7D	4.8%	1.8%	1.7%
1Y	-12.4%	-14.6%	-9.1%

Return vs Industry: CBBI exceeded the US Banks industry which returned -15.9% over the past year.

Return vs Market: CBBI matched the US Market which returned -12.5% over the past year.

Price Volatility

Is CBBI's price volatile compared to industry and market?
CBBI volatility
CBBI Average Weekly Movement	4.2%
Banks Industry Average Movement	3.8%
Market Average Movement	6.8%
10% most volatile stocks in US Market	17.5%
10% least volatile stocks in US Market	2.8%

Stable Share Price: CBBI is less volatile than 75% of US stocks over the past 3 months, typically moving +/- 4% a week.

Volatility Over Time: CBBI's weekly volatility (4%) has been stable over the past year.

About the Company

Founded	Employees	CEO	Website
2005	179	James Hong	https://www.cbb-bank.com

CBB Bancorp, Inc. operates as the holding company for Commonwealth Business Bank that provides various commercial banking products and services to individuals and businesses in the United States. It offers checking, savings, money market, and certification of deposit accounts; SBA lending; business lines of credit; business term loans; business and commercial property loans; construction loans; and credit cards. The company also provides treasury management, and mobile and online banking services, as well as title and escrow services.

CBB Bancorp, Inc. Fundamentals Summary

How do CBB Bancorp's earnings and revenue compare to its market cap?
CBBI fundamental statistics
Market Cap	US$125.15m
Earnings (TTM)	US$27.92m
Revenue (TTM)	US$82.16m

4.5x

P/E Ratio

0.6x

P/B Ratio

Is CBBI overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report
CBBI income statement (TTM)
Revenue	US$82.16m
Cost of Revenue	US$0
Gross Profit	US$82.16m
Other Expenses	US$54.24m
Earnings	US$27.92m

Last Reported Earnings

Dec 31, 2022

Next Earnings Date

n/a

Earnings per share (EPS)	2.64
Gross Margin	100.00%
Net Profit Margin	33.98%
Debt/Equity Ratio	23.9%

How did CBBI perform over the long term?

See historical performance and comparison

Dividends

2.7%

Current Dividend Yield

12%

Payout Ratio

Does CBBI pay a reliable dividends?

See CBBI dividend history and benchmarks

When do you need to buy CBBI by to receive an upcoming dividend?
CBB Bancorp dividend dates
Ex Dividend Date	Feb 09 2023
Dividend Pay Date	Feb 24 2023
Days until Ex dividend	7 days
Days until Dividend pay date	22 days