United Bancshares Balance Sheet Health
Financial Health criteria checks 4/6
United Bancshares has total assets of $1.2B and total equity of $99.9M. Total deposits are $1.1B, and total loans are $713.9M.
Key information
12.3x
Asset to equity ratio
3.5%
Net interest margin
| Total deposits | US$1.11b |
| Loan to deposit ratio | Appropriate |
| Bad loans | n/a |
| Allowance for bad loans | n/a |
| Current ratio | Low |
| Cash & equivalents | US$176.00m |
Recent financial health updates
Recent updates
United Bancshares intends to voluntarily delist from Nasdaq for factors including cost savings
Jul 25United Bancshares (NASDAQ:UBOH) Has Announced That It Will Be Increasing Its Dividend To US$0.21
Apr 25
United Bancshares' (NASDAQ:UBOH) Dividend Will Be Increased To US$0.20
Oct 25United Bancshares' (NASDAQ:UBOH) Shareholders Will Receive A Bigger Dividend Than Last Year
Jul 30United Bancshares goes ex-dividend tomorrow
May 26If You Like EPS Growth Then Check Out United Bancshares (NASDAQ:UBOH) Before It's Too Late
May 10United Bancshares, Inc. (NASDAQ:UBOH) Looks Interesting, And It's About To Pay A Dividend
Feb 22Here's What We Think About United Bancshares' (NASDAQ:UBOH) CEO Pay
Dec 30
United Bancshares goes ex-dividend on Friday
Nov 25United Bancshares, Inc. (NASDAQ:UBOH) Passed Our Checks, And It's About To Pay A US$0.16 Dividend
Nov 23Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: UBOH's Assets to Equity ratio (12.3x) is moderate.
Allowance for Bad Loans: Insufficient data to determine if UBOH has a sufficient allowance for bad loans.
Low Risk Liabilities: 98% of UBOH's liabilities are made up of primarily low risk sources of funding.
Loan Level: UBOH has an appropriate level of Loans to Assets ratio (58%).
Low Risk Deposits: UBOH's Loans to Deposits ratio (64%) is appropriate.
Level of Bad Loans: Insufficient data to determine if UBOH has an appropriate level of bad loans.
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/24 17:56 |
| End of Day Share Price | 2024/12/24 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Industry and Sector Metrics
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Analyst Sources
United Bancshares, Inc. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
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