United Bancshares Balance Sheet Health
Financial Health criteria checks 6/6
United Bancshares has total assets of $1.1B and total equity of $91.0M. Total deposits are $949.0M, and total loans are $696.6M. It earns a Net Interest Margin of 3.5%. It has sufficient allowance for bad loans, which are currently at 0.3% of total loans. Cash and short-term investments are $27.4M.
Key information
11.7x
Asset to equity ratio
3.5%
Net interest margin
| Total deposits | US$948.95m |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.3% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$27.45m |
Recent financial health updates
Recent updates
United Bancshares intends to voluntarily delist from Nasdaq for factors including cost savings
Jul 25United Bancshares (NASDAQ:UBOH) Has Announced That It Will Be Increasing Its Dividend To US$0.21
Apr 25
United Bancshares' (NASDAQ:UBOH) Dividend Will Be Increased To US$0.20
Oct 25United Bancshares' (NASDAQ:UBOH) Shareholders Will Receive A Bigger Dividend Than Last Year
Jul 30United Bancshares goes ex-dividend tomorrow
May 26If You Like EPS Growth Then Check Out United Bancshares (NASDAQ:UBOH) Before It's Too Late
May 10United Bancshares, Inc. (NASDAQ:UBOH) Looks Interesting, And It's About To Pay A Dividend
Feb 22Here's What We Think About United Bancshares' (NASDAQ:UBOH) CEO Pay
Dec 30
United Bancshares goes ex-dividend on Friday
Nov 25United Bancshares, Inc. (NASDAQ:UBOH) Passed Our Checks, And It's About To Pay A US$0.16 Dividend
Nov 23Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: UBOH's Assets to Equity ratio (11.7x) is moderate.
Allowance for Bad Loans: UBOH has a sufficient allowance for bad loans (524%).
Low Risk Liabilities: 98% of UBOH's liabilities are made up of primarily low risk sources of funding.
Loan Level: UBOH has an appropriate level of Loans to Assets ratio (65%).
Low Risk Deposits: UBOH's Loans to Deposits ratio (73%) is appropriate.
Level of Bad Loans: UBOH has an appropriate level of bad loans (0.3%).