Mountain Pacific Bancorp (OTCPK:MPCB) - Stock Price, News & Analysis

MPCB Stock Overview

Operates as the bank holding for Mountain Pacific Bank that engages in the provision of various banking products and services to individual and corporate customers in Snohomish, Skagit, and King Counties. More details

MPCB fundamental analysis
Snowflake Score
Valuation	3/6
Future Growth	0/6
Past Performance	2/6
Financial Health	6/6
Dividends	0/6

Rewards

Trading at 46.7% below our estimate of its fair value

Risk Analysis

Shares are highly illiquid

Does not have a meaningful market cap ($85M)

Mountain Pacific Bancorp, Inc. Competitors

Southeastern Banking

OTCPK:SEBC

US$70.2m

Jeffersonville Bancorp

OTCPK:JFBC

US$87.9m

Century Next Financial

OTCPK:CTUY

US$68.9m

InsCorp

OTCPK:IBTN

US$74.4m

Price History & Performance

Summary of all time highs, changes and price drops for Mountain Pacific Bancorp
Historical stock prices
Current Share Price	US$12.50
52 Week High	US$12.50
52 Week Low	US$9.53
Beta	0.19
11 Month Change	18.09%
3 Month Change	19.05%
1 Year Change	25.00%
33 Year Change	42.86%
5 Year Change	n/a
Change since IPO	38.89%

Recent updates

Shareholder Returns

	MPCB	US Banks	US Market
7D	11.1%	-0.9%	-1.0%
1Y	25.0%	53.3%	30.3%

Return vs Industry: MPCB underperformed the US Banks industry which returned 53.3% over the past year.

Return vs Market: MPCB underperformed the US Market which returned 30.3% over the past year.

Price Volatility

Is MPCB's price volatile compared to industry and market?
MPCB volatility
MPCB Average Weekly Movement	n/a
Banks Industry Average Movement	5.1%
Market Average Movement	6.2%
10% most volatile stocks in US Market	15.7%
10% least volatile stocks in US Market	3.1%

Stable Share Price: MPCB's share price has been volatile over the past 3 months compared to the US market.

Volatility Over Time: Insufficient data to determine MPCB's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
2006	n/a	Rick Pedack	mp.bank

Mountain Pacific Bancorp, Inc. operates as the bank holding for Mountain Pacific Bank that engages in the provision of various banking products and services to individual and corporate customers in Snohomish, Skagit, and King Counties. The company offers a range of deposits, including demand, checking, savings, money market, and individual retirement accounts, as well as certificates of deposit; and loans, such as home loans, mortgage loans, owner-occupied real estate loans, investment real estate loans, construction loans, business loans, small business administration loans, and maritime lending, as well as debit and credit cards. The company also provides mobile branch services, merchant services, remote deposit capture, wire transfers, e-statements, online cash management, letter of credit, ATM, and online and mobile banking services.

Mountain Pacific Bancorp, Inc. Fundamentals Summary

How do Mountain Pacific Bancorp's earnings and revenue compare to its market cap?
MPCB fundamental statistics
Market cap	US$84.83m
Earnings (TTM)	US$8.45m
Revenue (TTM)	US$29.24m

10.0x

P/E Ratio

1.2x

P/B Ratio

Is MPCB overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
MPCB income statement (TTM)
Revenue	US$29.24m
Cost of Revenue	US$0
Gross Profit	US$29.24m
Other Expenses	US$20.79m
Earnings	US$8.45m

Last Reported Earnings

Jun 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)	1.24
Gross Margin	100.00%
Net Profit Margin	28.88%
Debt/Equity Ratio	118.0%

How did MPCB perform over the long term?

See historical performance and comparison

Mountain Pacific Bancorp OTCPK:MPCB Stock Report