PFLC Stock Overview
Pacific Financial Corporation operates as the bank holding company for Bank of the Pacific that provides various banking products and services in Washington and Oregon.
| Snowflake Score | |
|---|---|
| Valuation | 4/6 |
| Future Growth | 0/6 |
| Past Performance | 5/6 |
| Financial Health | 6/6 |
| Dividends | 4/6 |
Pacific Financial Corporation Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$9.45 |
| 52 Week High | US$11.40 |
| 52 Week Low | US$8.75 |
| Beta | 0.73 |
| 1 Month Change | -7.80% |
| 3 Month Change | -13.43% |
| 1 Year Change | -5.03% |
| 3 Year Change | -24.46% |
| 5 Year Change | -14.94% |
| Change since IPO | -16.84% |
Recent News & Updates
Recent updates
Shareholder Returns
| PFLC | US Banks | US Market | |
|---|---|---|---|
| 7D | 1.5% | 1.9% | -3.2% |
| 1Y | -5.0% | 25.1% | 19.3% |
Return vs Industry: PFLC underperformed the US Banks industry which returned 25.1% over the past year.
Return vs Market: PFLC underperformed the US Market which returned 19.3% over the past year.
Price Volatility
| PFLC volatility | |
|---|---|
| PFLC Average Weekly Movement | 3.5% |
| Banks Industry Average Movement | 4.5% |
| Market Average Movement | 6.0% |
| 10% most volatile stocks in US Market | 16.5% |
| 10% least volatile stocks in US Market | 3.0% |
Stable Share Price: PFLC has not had significant price volatility in the past 3 months.
Volatility Over Time: PFLC's weekly volatility (3%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1971 | n/a | Denise Portmann | www.bankofthepacific.com |
Pacific Financial Corporation operates as the bank holding company for Bank of the Pacific that provides various banking products and services in Washington and Oregon. The company offers personal and business checking, and savings accounts; certificates of deposit, individual retirement accounts, and other investment options; home loans; and auto and recreation loans, credit cards, and home equity line of credit. It also provides business and commercial loans, commercial real estate loans, and SBA guaranteed loans, as well as inventory, equipment, and working capital loans; Visa business cards; and treasury management, merchant, and online and mobile banking services.
Pacific Financial Corporation Fundamentals Summary
| PFLC fundamental statistics | |
|---|---|
| Market cap | US$97.67m |
| Earnings (TTM) | US$14.61m |
| Revenue (TTM) | US$54.85m |
6.7x
P/E Ratio0.9x
P/B RatioIs PFLC overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| PFLC income statement (TTM) | |
|---|---|
| Revenue | US$54.85m |
| Cost of Revenue | US$0 |
| Gross Profit | US$54.85m |
| Other Expenses | US$40.25m |
| Earnings | US$14.61m |
Last Reported Earnings
Dec 31, 2023
Next Earnings Date
n/a
| Earnings per share (EPS) | 1.41 |
| Gross Margin | 100.00% |
| Net Profit Margin | 26.63% |
| Debt/Equity Ratio | 11.7% |
How did PFLC perform over the long term?
See historical performance and comparison