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Richmond Mutual Bancorporation NasdaqCM:RMBI Stock Report

Last Price

US$14.09

Market Cap

US$140.7m

7D

-2.3%

1Y

33.2%

Updated

07 Feb, 2025

Data

Company Financials

Richmond Mutual Bancorporation, Inc.

NasdaqCM:RMBI Stock Report

Market Cap: US$140.7m

RMBI Stock Overview

Operates as the bank holding company for First Bank Richmond that provides various banking services. More details

RMBI fundamental analysis
Snowflake Score
Valuation0/6
Future Growth0/6
Past Performance2/6
Financial Health6/6
Dividends2/6

Rewards

Risk Analysis

No risks detected for RMBI from our risk checks.

My Notes

Capture your thoughts, links and company narrative

Richmond Mutual Bancorporation, Inc. Competitors

Price History & Performance

Summary of share price highs, lows and changes for Richmond Mutual Bancorporation
Historical stock prices
Current Share PriceUS$14.09
52 Week HighUS$15.15
52 Week LowUS$10.15
Beta0.62
1 Month Change10.42%
3 Month Change8.38%
1 Year Change33.18%
3 Year Change-14.97%
5 Year Change-7.06%
Change since IPO3.22%

Recent News & Updates

Richmond Mutual Bancorporation (NASDAQ:RMBI) Has Announced A Dividend Of $0.14

Nov 26
Richmond Mutual Bancorporation (NASDAQ:RMBI) Has Announced A Dividend Of $0.14

Recent updates

Richmond Mutual Bancorporation (NASDAQ:RMBI) Has Announced A Dividend Of $0.14

Nov 26
Richmond Mutual Bancorporation (NASDAQ:RMBI) Has Announced A Dividend Of $0.14

Richmond Mutual Bancorporation (NASDAQ:RMBI) Has Announced A Dividend Of $0.14

May 21
Richmond Mutual Bancorporation (NASDAQ:RMBI) Has Announced A Dividend Of $0.14

Do Richmond Mutual Bancorporation's (NASDAQ:RMBI) Earnings Warrant Your Attention?

Jul 25
Do Richmond Mutual Bancorporation's (NASDAQ:RMBI) Earnings Warrant Your Attention?

Richmond Mutual GAAP EPS of $0.31, revenue of $11.73M

Jul 22

Richmond Mutual Bancorporation (NASDAQ:RMBI) Is Increasing Its Dividend To US$0.10

Feb 21
Richmond Mutual Bancorporation (NASDAQ:RMBI) Is Increasing Its Dividend To US$0.10

Should You Buy Richmond Mutual Bancorporation, Inc. (NASDAQ:RMBI) For Its Upcoming Dividend?

Feb 27
Should You Buy Richmond Mutual Bancorporation, Inc. (NASDAQ:RMBI) For Its Upcoming Dividend?

Is Richmond Mutual Bancorporation, Inc. (NASDAQ:RMBI) Popular Amongst Insiders?

Jan 20
Is Richmond Mutual Bancorporation, Inc. (NASDAQ:RMBI) Popular Amongst Insiders?

If You Had Bought Richmond Mutual Bancorporation's (NASDAQ:RMBI) Shares A Year Ago You Would Be Down 11%

Dec 24
If You Had Bought Richmond Mutual Bancorporation's (NASDAQ:RMBI) Shares A Year Ago You Would Be Down 11%

Income Investors Should Know That Richmond Mutual Bancorporation, Inc. (NASDAQ:RMBI) Goes Ex-Dividend Soon

Nov 28
Income Investors Should Know That Richmond Mutual Bancorporation, Inc. (NASDAQ:RMBI) Goes Ex-Dividend Soon

Richmond Mutual declares $0.05 dividend

Nov 18

Shareholder Returns

RMBIUS BanksUS Market
7D-2.3%1.8%-0.3%
1Y33.2%44.7%20.4%

Return vs Industry: RMBI underperformed the US Banks industry which returned 46.5% over the past year.

Return vs Market: RMBI exceeded the US Market which returned 22% over the past year.

Price Volatility

Is RMBI's price volatile compared to industry and market?
RMBI volatility
RMBI Average Weekly Movement4.1%
Banks Industry Average Movement3.8%
Market Average Movement6.0%
10% most volatile stocks in US Market18.5%
10% least volatile stocks in US Market3.0%

Stable Share Price: RMBI has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: RMBI's weekly volatility (4%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1887173Garry Kleerwww.firstbankrichmond.com

Richmond Mutual Bancorporation, Inc. operates as the bank holding company for First Bank Richmond that provides various banking services. It accepts various deposits, including savings deposit accounts, money market accounts, NOW and demand accounts, and certificates of deposit. The company also offers a range of lending products, such as multi-family and commercial real estate loans, commercial and industrial loans, construction and development loans, residential real estate loans, and consumer loans.

Richmond Mutual Bancorporation, Inc. Fundamentals Summary

How do Richmond Mutual Bancorporation's earnings and revenue compare to its market cap?
RMBI fundamental statistics
Market capUS$140.72m
Earnings (TTM)US$9.38m
Revenue (TTM)US$42.92m

15.1x

P/E Ratio

1.1x

P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
RMBI income statement (TTM)
RevenueUS$42.92m
Cost of RevenueUS$0
Gross ProfitUS$42.92m
Other ExpensesUS$33.54m
EarningsUS$9.38m

Last Reported Earnings

Dec 31, 2024

Next Earnings Date

n/a

Earnings per share (EPS)0.94
Gross Margin100.00%
Net Profit Margin21.85%
Debt/Equity Ratio199.4%

How did RMBI perform over the long term?

See historical performance and comparison

Dividends

4.0%

Current Dividend Yield

60%

Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/02/07 06:21
End of Day Share Price 2025/02/07 00:00
Earnings2024/12/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Richmond Mutual Bancorporation, Inc. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.