Richmond Mutual Bancorporation Past Earnings Performance
Past criteria checks 2/6
Richmond Mutual Bancorporation has been growing earnings at an average annual rate of 38.5%, while the Banks industry saw earnings growing at 7% annually. Revenues have been growing at an average rate of 6.1% per year. Richmond Mutual Bancorporation's return on equity is 6.3%, and it has net margins of 20.9%.
Key information
38.5%
Earnings growth rate
38.9%
EPS growth rate
| Banks Industry Growth | 11.2% |
| Revenue growth rate | 6.1% |
| Return on equity | 6.3% |
| Net Margin | 20.9% |
| Last Earnings Update | 30 Sep 2024 |
Recent past performance updates
Recent updates
Richmond Mutual Bancorporation (NASDAQ:RMBI) Has Announced A Dividend Of $0.14
May 21
Do Richmond Mutual Bancorporation's (NASDAQ:RMBI) Earnings Warrant Your Attention?
Jul 25Richmond Mutual GAAP EPS of $0.31, revenue of $11.73M
Jul 22Richmond Mutual Bancorporation (NASDAQ:RMBI) Is Increasing Its Dividend To US$0.10
Feb 21Should You Buy Richmond Mutual Bancorporation, Inc. (NASDAQ:RMBI) For Its Upcoming Dividend?
Feb 27Is Richmond Mutual Bancorporation, Inc. (NASDAQ:RMBI) Popular Amongst Insiders?
Jan 20
If You Had Bought Richmond Mutual Bancorporation's (NASDAQ:RMBI) Shares A Year Ago You Would Be Down 11%
Dec 24Income Investors Should Know That Richmond Mutual Bancorporation, Inc. (NASDAQ:RMBI) Goes Ex-Dividend Soon
Nov 28Richmond Mutual declares $0.05 dividend
Nov 18Revenue & Expenses Breakdown
How Richmond Mutual Bancorporation makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 24 | 42 | 9 | 25 | 0 |
| 30 Jun 24 | 42 | 8 | 26 | 0 |
| 31 Mar 24 | 42 | 9 | 26 | 0 |
| 31 Dec 23 | 42 | 9 | 25 | 0 |
| 30 Sep 23 | 44 | 11 | 26 | 0 |
| 30 Jun 23 | 45 | 12 | 26 | 0 |
| 31 Mar 23 | 46 | 13 | 26 | 0 |
| 31 Dec 22 | 46 | 13 | 26 | 0 |
| 30 Sep 22 | 45 | 12 | 26 | 0 |
| 30 Jun 22 | 45 | 12 | 25 | 0 |
| 31 Mar 22 | 44 | 12 | 25 | 0 |
| 31 Dec 21 | 43 | 11 | 25 | 0 |
| 30 Sep 21 | 42 | 11 | 24 | 0 |
| 30 Jun 21 | 40 | 10 | 23 | 0 |
| 31 Mar 21 | 38 | 10 | 22 | 0 |
| 31 Dec 20 | 37 | 10 | 21 | 0 |
| 30 Sep 20 | 34 | -7 | 39 | 0 |
| 30 Jun 20 | 34 | -13 | 39 | 0 |
| 31 Mar 20 | 33 | -15 | 41 | 0 |
| 31 Dec 19 | 32 | -16 | 41 | 0 |
| 30 Sep 19 | 32 | 0 | 22 | 0 |
| 30 Jun 19 | 31 | 5 | 21 | 0 |
| 31 Mar 19 | 31 | 6 | 19 | 0 |
| 31 Dec 18 | 30 | 6 | 19 | 0 |
| 31 Dec 17 | 27 | 3 | 17 | 0 |
Quality Earnings: RMBI has high quality earnings.
Growing Profit Margin: RMBI's current net profit margins (20.9%) are lower than last year (24.9%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: RMBI has become profitable over the past 5 years, growing earnings by 38.5% per year.
Accelerating Growth: RMBI's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: RMBI had negative earnings growth (-18.5%) over the past year, making it difficult to compare to the Banks industry average (-11.8%).
Return on Equity
High ROE: RMBI's Return on Equity (6.3%) is considered low.