BEO Bancorp (BEOB) Stock Overview

Operates as the bank holding company for Bank of Eastern Oregon that provides commercial and consumer financing, banking, mortgage lending, and other services in Northeastern Oregon and Southeastern Washington, the United States. More details

BEOB fundamental analysis
Snowflake Score
Valuation	4/6
Future Growth	0/6
Past Performance	4/6
Financial Health	6/6
Dividends	3/6

Rewards

Trading at 51% below our estimate of its fair value

Earnings have grown 27.2% per year over the past 5 years

Risk Analysis

Shares are highly illiquid

Latest financial reports are more than 6 months old

BEOB Community Fair Values

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BEO Bancorp Competitors

Price History & Performance

Summary of share price highs, lows and changes for BEO Bancorp
Historical stock prices
Current Share Price	US$103.90
52 Week High	US$104.95
52 Week Low	US$74.50
Beta	0.35
1 Month Change	1.19%
3 Month Change	14.49%
1 Year Change	34.94%
3 Year Change	147.38%
5 Year Change	196.86%
Change since IPO	493.71%

Recent updates

Shareholder Returns

	BEOB	US Banks	US Market
7D	0%	3.0%	1.8%
1Y	34.9%	12.2%	11.9%

Return vs Industry: BEOB exceeded the US Banks industry which returned 11.8% over the past year.

Return vs Market: BEOB exceeded the US Market which returned 12.5% over the past year.

Price Volatility

Is BEOB's price volatile compared to industry and market?
BEOB volatility
BEOB Average Weekly Movement	n/a
Banks Industry Average Movement	3.7%
Market Average Movement	6.6%
10% most volatile stocks in US Market	17.3%
10% least volatile stocks in US Market	3.0%

Stable Share Price: BEOB's share price has been volatile over the past 3 months compared to the US market.

Volatility Over Time: Insufficient data to determine BEOB's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1945	n/a	Jeff Bailey	www.beobank.com

BEO Bancorp operates as the bank holding company for Bank of Eastern Oregon that provides commercial and consumer financing, banking, mortgage lending, and other services in Northeastern Oregon and Southeastern Washington, the United States. The company offers checking, money market, time deposits, and savings accounts; and time certificates of deposit. It also provides commercial, agricultural, real estate, installment, credit card, mortgage, term, home, construction, farm, and refinancing loans; lines of credit; home enhancement loan programs; Internet banking and bill payment services; business sweep services; and automated teller machines and safe deposit facilities, as well as originates and sells mortgage loans into the secondary market.

BEO Bancorp Fundamentals Summary

How do BEO Bancorp's earnings and revenue compare to its market cap?
BEOB fundamental statistics
Market cap	US$126.91m
Earnings (TTM)	US$16.49m
Revenue (TTM)	US$52.18m

7.7x

P/E Ratio

1.6x

P/B Ratio

Is BEOB overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
BEOB income statement (TTM)
Revenue	US$52.18m
Cost of Revenue	US$0
Gross Profit	US$52.18m
Other Expenses	US$35.69m
Earnings	US$16.49m

Last Reported Earnings

Dec 31, 2024

Next Earnings Date

n/a

Earnings per share (EPS)	13.50
Gross Margin	100.00%
Net Profit Margin	31.60%
Debt/Equity Ratio	10.1%

How did BEOB perform over the long term?

See historical performance and comparison

Dividends

1.2%

Current Dividend Yield

Payout Ratio

Does BEOB pay a reliable dividends?

See BEOB dividend history and benchmarks

When do you need to buy BEOB by to receive an upcoming dividend?
BEO Bancorp dividend dates
Ex Dividend Date	Dec 08 2025
Dividend Pay Date	Dec 16 2025
Days until Ex dividend	6 days
Days until Dividend pay date	14 days

Does BEOB pay a reliable dividends?

See BEOB dividend history and benchmarks

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/12/01 00:17
End of Day Share Price	2025/11/20 00:00
Earnings	2024/12/31
Annual Earnings	2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

BEO Bancorp is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

BEO BancorpOTCPK:BEOB Stock Report