BEO Bancorp Past Earnings Performance

Past criteria checks 2/6

BEO Bancorp has been growing earnings at an average annual rate of 22.1%, while the Banks industry saw earnings growing at 2.8% annually. Revenues have been growing at an average rate of 13.7% per year. BEO Bancorp's return on equity is 16.8%, and it has net margins of 30.2%.

Key information

22.13%

Earnings growth rate

21.57%

EPS growth rate

Banks Industry Growth	11.18%
Revenue growth rate	13.72%
Return on equity	16.83%
Net Margin	30.25%
Last Earnings Update	31 Dec 2025

Recent past performance updates

No updates

Recent updates

Revenue & Expenses Breakdown

How BEO Bancorp makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

OTCPK:BEOB Revenue, expenses and earnings (USD Millions)
Date	Revenue	Earnings	G+A Expenses
31 Dec 25	54	16	28
31 Dec 24	52	16	26
31 Dec 23	48	14	25
31 Dec 22	35	9	21
31 Dec 21	31	7	19
31 Dec 20	29	6	17
31 Dec 19	25	4	16
31 Dec 18	20	4	12
31 Dec 17	20	3	11
31 Dec 16	19	3	11
31 Dec 15	18	3	10

Quality Earnings: BEOB has high quality earnings.

Growing Profit Margin: BEOB's current net profit margins (30.2%) are lower than last year (31.6%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: BEOB's earnings have grown significantly by 22.1% per year over the past 5 years.

Accelerating Growth: BEOB's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: BEOB had negative earnings growth (-1.8%) over the past year, making it difficult to compare to the Banks industry average (22.7%).

Return on Equity

High ROE: BEOB's Return on Equity (16.8%) is considered low.

Return on Assets

Return on Capital Employed

Discover strong past performing companies

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2026/05/10 22:43
End of Day Share Price	2026/05/05 00:00
Earnings	2025/12/31
Annual Earnings	2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

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Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

BEO Bancorp is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.