U.S. Banks Undervalued Stocks Based On Cash Flows

TowneBank

Market Cap: US$2.3b

Provides retail and commercial banking services for individuals, commercial enterprises, and professionals in Virginia and North Carolina.

Washington Trust Bancorp

Market Cap: US$503.5m

Operates as the bank holding company for The Washington Trust Company, of Westerly that provides various banking and financial services to individuals and businesses.

First Reliance Bancshares

Market Cap: US$75.6m

Operates as the bank holding company for First Reliance Bank that provides banking products and services in North and South Carolina.

First National

Market Cap: US$167.7m

Operates as the bank holding company for First Bank that provides various commercial banking services to small and medium-sized businesses, individuals, estates, local governmental entities, and non-profit organizations in Virginia.

KeyCorp

Market Cap: US$15.0b

Operates as the holding company for KeyBank National Association that provides various retail and commercial banking products and services in the United States.

Northpointe Bancshares

Market Cap: US$436.0m

Operates as the bank holding company for Northpointe Bank provides various banking products and services in the United States.

Texas Capital Bancshares

Market Cap: US$2.9b

Operates as the bank holding company for Texas Capital Bank, is a full-service financial services firm that delivers customized solutions to businesses, entrepreneurs, and individual customers.

Mid Penn Bancorp

Market Cap: US$469.4m

Operates as the bank holding company for Mid Penn Bank that provides commercial banking services to individuals, partnerships, non-profit organizations, and corporations.

First Western Financial

Market Cap: US$174.0m

A financial holding company, provides wealth advisory, private banking, personal trust, investment management, mortgage lending, and institutional asset management services to individual and corporate clients.

Independent Bank

Market Cap: US$2.3b

Operates as the bank holding company for Rockland Trust Company that provides commercial banking products and services to individuals and small-to-medium sized businesses in the United States.

Renasant

Market Cap: US$1.8b

Operates as a bank holding company for Renasant Bank that provides a range of financial, wealth management, fiduciary, and insurance services to retail and commercial customers.

Hanover Bancorp

Market Cap: US$138.0m

A bank holding company for Hanover Community Bank, provides personal and business lending and deposit services to businesses, municipalities, and individuals in the New York metro area.

FB Financial

Market Cap: US$1.9b

Operates as a bank holding company for FirstBank that provides a suite of commercial and consumer banking services.

Banc of California

Market Cap: US$2.1b

Operates as the bank holding company for Banc of California that provides various banking products and services.

Flushing Financial

Market Cap: US$368.2m

Operates as the bank holding company for Flushing Bank that provides banking products and services primarily to consumers, businesses, and governmental units.

Coastal Financial

Market Cap: US$1.2b

Operates as the bank holding company for Coastal Community Bank that provides various banking products and services to small and medium-sized businesses, professionals, and individuals in the Puget Sound region in Washington.

Inter & Co

Market Cap: US$2.4b

Through its subsidiaries, engages in the banking and spending, investments, insurance brokerage businesses.

First Northwest Bancorp

Market Cap: US$84.9m

Operates as a bank holding company for First Fed Bank that provides commercial and consumer banking services to individuals, businesses, and nonprofit organizations in western Washington, the United States.

California BanCorp

Market Cap: US$394.0m

Operates as the bank holding company for California Bank of Commerce, N.A.

Bank of Marin Bancorp

Market Cap: US$316.9m

Operates as the holding company for Bank of Marin that provides a range of financial services to small to medium-sized businesses, not-for-profit organizations, and commercial real estate investors in the United States.

Nu Holdings

Market Cap: US$50.8b

Provides digital banking platform in Brazil, Mexico, Colombia, Cayman Islands, Germany, Argentina, the United States, and Uruguay.

Glacier Bancorp

Market Cap: US$4.3b

Operates as the bank holding company for Glacier Bank that provides commercial banking services to individuals, small to medium-sized businesses, community organizations, and public entities in the United States.