U.S. Banks Undervalued Stocks Based On Cash Flows

Metropolitan Bank Holding

Market Cap: US$792.2m

Operates as the bank holding company for Metropolitan Commercial Bank that provides a range of business, commercial, and retail banking products and services.

Horizon Bancorp

Market Cap: US$810.4m

Operates as the bank holding company for Horizon Bank that engages in the provision of commercial and retail banking services.

Northwest Bancshares

Market Cap: US$1.8b

Operates as the bank holding company for Northwest Bank, a state-chartered savings bank that provides personal and business banking solutions in the United States.

Customers Bancorp

Market Cap: US$2.3b

Operates as the bank holding company for Customers Bank that provides banking products and services.

Investar Holding

Market Cap: US$229.0m

Operates as the bank holding company for Investar Bank that provides a range of commercial banking products to individuals, professionals, and small to medium-sized businesses in south Louisiana, southeast Texas, and Alabama in the United States.

First Commonwealth Financial

Market Cap: US$1.8b

A financial holding company, provides various consumer and commercial banking products and services in the United States.

First Busey

Market Cap: US$2.1b

Operates as the bank holding company for Busey Bank that engages in the provision of retail and commercial banking products and services to individual, corporate, institutional, and governmental customers in the United States.

Equity Bancshares

Market Cap: US$787.9m

Operates as the bank holding company for Equity Bank that provides a range of banking, mortgage banking, and financial services to individual and corporate customers.

UMB Financial

Market Cap: US$9.0b

Operates as the bank holding company that provides banking services and asset servicing in the United States and internationally.

Dime Community Bancshares

Market Cap: US$1.3b

Operates as the holding company for Dime Community Bank that engages in the provision of various commercial banking and financial services.

Origin Bancorp

Market Cap: US$1.1b

Operates as a bank holding company for Origin Bank that provides banking and financial services to small and medium-sized businesses, municipalities, and retail clients in Texas, Louisiana, and Mississippi.

Avidbank Holdings

Market Cap: US$343.1m

Operates as a bank holding company for Avidbank that provides financial solutions and services.

Old National Bancorp

Market Cap: US$8.7b

Operates as the bank holding company for Old National Bank that provides consumer and commercial banking services in the United States.

German American Bancorp

Market Cap: US$1.5b

Operates as a financial holding company for German American Bank that provides retail and commercial banking, and health management services.

Midland States Bancorp

Market Cap: US$375.7m

Operates as a financial holding company for Midland States Bank that provides various banking products and services to individuals, businesses, municipalities, and other entities.

ACNB

Market Cap: US$466.1m

A financial holding company, offers banking, insurance, and financial services to individual, business, and government customers in the United States.

Princeton Bancorp

Market Cap: US$217.3m

Operates as the bank holding company for The Bank of Princeton that provides various banking products and services.

ChoiceOne Financial Services

Market Cap: US$442.0m

Operates as the bank holding company for ChoiceOne Bank that provides banking services in Michigan.

NBT Bancorp

Market Cap: US$2.2b

A financial holding company, provides commercial banking, retail banking, and wealth management services.

Bar Harbor Bankshares

Market Cap: US$518.0m

Operates as the holding company for Bar Harbor Bank & Trust that provides banking and nonbanking products and services primarily to consumers and businesses.

Civista Bancshares

Market Cap: US$397.7m

Operates as the financial holding company for Civista Bank that provides community banking services in the United States.

ConnectOne Bancorp

Market Cap: US$1.3b

Operates as the bank holding company for ConnectOne Bank that provides commercial banking products and services for small and mid-sized businesses, local professionals, and individuals in the United States.

CB Financial Services

Market Cap: US$169.0m

Operates as the bank holding company for Community Bank that provides various banking products and services for individuals and businesses in southwestern Pennsylvania and West Virginia.

Carter Bankshares

Market Cap: US$444.3m

Operates as the bank holding company for Carter Bank & Trust that provides various retail and commercial banking products and insurance services in the United States.

MetroCity Bankshares

Market Cap: US$735.5m

Operates as the bank holding company for Metro City Bank that provides banking products and services in the United States.

WesBanco

Market Cap: US$3.1b

Operates as the bank holding company for WesBanco Bank, Inc.

Valley National Bancorp

Market Cap: US$6.0b

Operates as the holding company for Valley National Bank that provides various commercial, private banking, retail, insurance, and wealth management financial services products.

FinWise Bancorp

Market Cap: US$279.0m

Operates as the bank holding company for FinWise Bank that provides various banking products and services to individual and corporate customers in Utah.

Mid Penn Bancorp

Market Cap: US$678.9m

Operates as the bank holding company for Mid Penn Bank that provides commercial banking services to individuals, partnerships, non-profit organizations, and corporations.

FB Financial

Market Cap: US$3.0b

Operates as a bank holding company for FirstBank that provides a suite of commercial and consumer banking services.

Peoples Financial Services

Market Cap: US$498.9m

Provides commercial and retail banking services.

First Community

Market Cap: US$222.2m

Operates as the bank holding company for First Community Bank that provides various commercial and retail banking products and services to small-to-medium sized businesses, professionals, and individuals.

Associated Banc-Corp

Market Cap: US$4.2b

A bank holding company, provides various banking and nonbanking products and services to individuals and businesses in Wisconsin, Illinois, Missouri, and Minnesota.

Finward Bancorp

Market Cap: US$139.3m

Operates as the holding company for Peoples Bank that provides various banking products and services.

ServisFirst Bancshares

Market Cap: US$4.5b

Operates as the bank holding company for ServisFirst Bank that provides various banking services to individual and corporate customers.

First Internet Bancorp

Market Cap: US$207.8m

Operates as the bank holding company for First Internet Bank of Indiana that provides various commercial, small business, consumer, and municipal banking products and services to individuals and commercial customers in the United States.