HBNC Stock Overview
Operates as the bank holding company for Horizon Bank that engages in the provision of commercial and retail banking services. More details
| Snowflake Score | |
|---|---|
| Valuation | 4/6 |
| Future Growth | 4/6 |
| Past Performance | 4/6 |
| Financial Health | 6/6 |
| Dividends | 4/6 |
Rewards
Risk Analysis
Horizon Bancorp, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$14.56 |
| 52 Week High | US$19.18 |
| 52 Week Low | US$11.40 |
| Beta | 0.86 |
| 1 Month Change | -3.96% |
| 3 Month Change | -15.00% |
| 1 Year Change | 24.87% |
| 3 Year Change | -16.70% |
| 5 Year Change | 34.19% |
| Change since IPO | 1,692.95% |
Recent News & Updates
Horizon Bancorp: Attractive Ahead Of Q1 Earnings
Apr 10Horizon Bancorp Appears Undervalued With A Positive Earnings Outlook
Mar 29Horizon Bancorp (NASDAQ:HBNC) Is Due To Pay A Dividend Of $0.16
Mar 22
Recent updates
Horizon Bancorp: Attractive Ahead Of Q1 Earnings
Apr 10Horizon Bancorp Appears Undervalued With A Positive Earnings Outlook
Mar 29Horizon Bancorp (NASDAQ:HBNC) Is Due To Pay A Dividend Of $0.16
Mar 22Horizon Bancorp (NASDAQ:HBNC) Will Pay A Dividend Of $0.16
Sep 24
John Stewart's Arrival And Calculated Finance Overhaul To Spearhead Revenue Surge And Margin Expansion
Sep 24 Strengthening financial strategy with a new CFO and expanding loan portfolio could notably enhance Horizon Bancorp's revenue growth and profitability.Horizon Bancorp: Attractive Dividend Yield And A Positive Earnings Outlook
May 03Horizon Bancorp: All In All, A Positive Q4 2023
Jan 31Horizon Bancorp's (NASDAQ:HBNC) Upcoming Dividend Will Be Larger Than Last Year's
Mar 28Horizon Bancorp (NASDAQ:HBNC) Is Increasing Its Dividend To $0.16
Jan 03Horizon Bancorp goes ex dividend tomorrow
Oct 05Horizon Bancorp's (NASDAQ:HBNC) Upcoming Dividend Will Be Larger Than Last Year's
Oct 02Horizon Bancorp: Strong Loan Growth To Lift Earnings
Aug 25Horizon Bancorp (NASDAQ:HBNC) Ticks All The Boxes When It Comes To Earnings Growth
Aug 16Horizon Bancorp Non-GAAP EPS of $0.57 beats by $0.05, revenue of $65.44M beats by $1.71M
Jul 27Horizon Bancorp's (NASDAQ:HBNC) Dividend Will Be Increased To US$0.16
Jun 30Shareholder Returns
| HBNC | US Banks | US Market | |
|---|---|---|---|
| 7D | 7.5% | 5.5% | 4.8% |
| 1Y | 24.9% | 13.4% | 7.8% |
Return vs Industry: HBNC exceeded the US Banks industry which returned 13.4% over the past year.
Return vs Market: HBNC exceeded the US Market which returned 7.8% over the past year.
Price Volatility
| HBNC volatility | |
|---|---|
| HBNC Average Weekly Movement | 5.1% |
| Banks Industry Average Movement | 4.7% |
| Market Average Movement | 7.8% |
| 10% most volatile stocks in US Market | 16.5% |
| 10% least volatile stocks in US Market | 4.1% |
Stable Share Price: HBNC has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: HBNC's weekly volatility (5%) has been stable over the past year.
Community vs My Fair Value
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About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1873 | 852 | Thomas Prame | www.horizonbank.com |
Horizon Bancorp, Inc. operates as the bank holding company for Horizon Bank that engages in the provision of commercial and retail banking services. The company offers checking, saving, money market, certificate of deposits, and time deposits, as well as non-interest- and interest-bearing demand deposits. It also provides commercial, residential real estate, mortgage warehouse Loans, consumer loans, land and home equity, auto, and agriculture loans.
Horizon Bancorp, Inc. Fundamentals Summary
| HBNC fundamental statistics | |
|---|---|
| Market cap | US$637.52m |
| Earnings (TTM) | US$45.38m |
| Revenue (TTM) | US$201.16m |
14.0x
P/E Ratio0.8x
P/B RatioIs HBNC overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| HBNC income statement (TTM) | |
|---|---|
| Revenue | US$201.16m |
| Cost of Revenue | US$0 |
| Gross Profit | US$201.16m |
| Other Expenses | US$155.78m |
| Earnings | US$45.38m |
Last Reported Earnings
Mar 31, 2025
Next Earnings Date
n/a
| Earnings per share (EPS) | 1.04 |
| Gross Margin | 100.00% |
| Net Profit Margin | 22.56% |
| Debt/Equity Ratio | 119.3% |
How did HBNC perform over the long term?
See historical performance and comparisonDividends
4.4%
Current Dividend Yield62%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/04/27 02:22 |
| End of Day Share Price | 2025/04/25 00:00 |
| Earnings | 2025/03/31 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Horizon Bancorp, Inc. is covered by 8 analysts. 6 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Brian Martin | FIG Partners |
| Brendan Nosal | Hovde Group, LLC |
| Brian Martin | Janney Montgomery Scott LLC |