HBNC Share Price Performance

HBNC Community Fair Values

AN
AnalystConsensusTarget
Consensus Narrative from 5 Analysts
Loan Reallocation And Midwestern Focus Will Improve Community Banking
Key Takeaways Shifting focus to higher-margin loans and disciplined expense management is expected to drive improved margins and sustainable earnings growth. Strong position in expanding Midwestern markets and commitment to personalized banking support long-term revenue and market share gains.
US$18.60
FV
19.3% undervalued intrinsic discount
20.52%
Revenue growth p.a.
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Recent HBNC News & Updates

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Horizon Bancorp, Inc. Key Details

Last Reported Earnings

Jun 30, 2025

Next Reporting Earnings

n/a

Earnings per share (EPS): 1.18
Gross Margin: 100.00%
Net Profit Margin: 24.52%
Debt/Equity Ratio: 137.7%

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Horizon Bancorp, Inc. Competitors

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About HBNC

Founded: 1873
Employees: 852
CEO: Thomas Prame
WebsiteView website: www.horizonbank.com

Horizon Bancorp, Inc. operates as the bank holding company for Horizon Bank that engages in the provision of commercial and retail banking services. The company offers checking, saving, money market, certificate of deposits, and time deposits, as well as non-interest- and interest-bearing demand deposits. It also provides commercial, residential real estate, mortgage warehouse Loans, consumer loans, land and home equity, auto, and agriculture loans. In addition, the company offers corporate and individual trust and agency, investment management, and real estate investment trust services; debit and credit cards; treasury management; trust and wealth management services; retirement plans; and sells various insurance products. It operates through full-service offices in northern and central Indiana and southern and central Michigan. Horizon Bancorp, Inc. was founded in 1873 and is headquartered in Michigan City, Indiana.

U.S. Market Performance

7 Days: -0.6%
3 Months: 11.8%
1 Year: 16.8%
Year to Date: 7.5%

In the last week, the market has been flat, with a notable exception in the Healthcare sector dropping 4.2%. As for the longer term, the market has risen 17% in the past 12 months. As for the next few years, earnings are expected to grow by 15% per annum. Market details ›

💥 How Agentic AI Could Change Every Industry

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August 2025

This week, we’re diving deeper into the world of agentic AI. We’re zeroing in on the core technologies that make these intelligent agents actually reliably work. We explore what all this could mean for software, start-ups, and most importantly, the opportunities and risks each industry faces by adopting Agentic AI.

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Horizon Bancorp Stock Price