Eagle Bancorp, Inc. operates as the bank holding company for EagleBank that provides commercial and consumer banking services primarily in the United States. More Details
Flawless balance sheet with proven track record.
Share Price & News
How has Eagle Bancorp's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: EGBN is not significantly more volatile than the rest of US stocks over the past 3 months, typically moving +/- 4% a week.
Volatility Over Time: EGBN's weekly volatility (4%) has been stable over the past year.
7 Day Return
1 Year Return
Return vs Industry: EGBN exceeded the US Banks industry which returned 63.4% over the past year.
Return vs Market: EGBN exceeded the US Market which returned 44.3% over the past year.
Long-Term Price Volatility Vs. Market
How volatile is Eagle Bancorp's share price compared to the market and industry in the last 5 years?
Simply Wall St News
2 weeks ago | Simply Wall StThis Insider Has Just Sold Shares In Eagle Bancorp, Inc. (NASDAQ:EGBN)
1 month ago | Simply Wall StWhat Type Of Shareholders Make Up Eagle Bancorp, Inc.'s (NASDAQ:EGBN) Share Registry?
2 months ago | Simply Wall StThe Eagle Bancorp (NASDAQ:EGBN) Share Price Is Up 112% And Shareholders Are Boasting About It
Is Eagle Bancorp undervalued compared to its fair value and its price relative to the market?
Undervalued compared to fair value
Share Price vs. Fair Value
Below Fair Value: EGBN ($57.9) is trading below our estimate of fair value ($93.54)
Significantly Below Fair Value: EGBN is trading below fair value by more than 20%.
Price To Earnings Ratio
PE vs Industry: EGBN is poor value based on its PE Ratio (12.2x) compared to the US Banks industry average (12x).
PE vs Market: EGBN is good value based on its PE Ratio (12.2x) compared to the US market (19.7x).
Price to Earnings Growth Ratio
PEG Ratio: EGBN's earnings are forecast to decline next year, so we can't calculate its PEG ratio.
Price to Book Ratio
PB vs Industry: EGBN is overvalued based on its PB Ratio (1.5x) compared to the US Banks industry average (1.2x).
How is Eagle Bancorp forecast to perform in the next 1 to 3 years based on estimates from 6 analysts?
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: EGBN's earnings are forecast to decline over the next 3 years (-8.5% per year).
Earnings vs Market: EGBN's earnings are forecast to decline over the next 3 years (-8.5% per year).
High Growth Earnings: EGBN's earnings are forecast to decline over the next 3 years.
Revenue vs Market: EGBN's revenue is expected to decline over the next 3 years (-1.1% per year).
High Growth Revenue: EGBN's revenue is forecast to decline over the next 3 years (-1.1% per year).
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: Insufficient data to determine if EGBN's Return on Equity is forecast to be high in 3 years time
How has Eagle Bancorp performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: EGBN has high quality earnings.
Growing Profit Margin: EGBN's current net profit margins (43.9%) are higher than last year (41.2%).
Past Earnings Growth Analysis
Earnings Trend: EGBN's earnings have grown by 9.7% per year over the past 5 years.
Accelerating Growth: EGBN's earnings growth over the past year (15.3%) exceeds its 5-year average (9.7% per year).
Earnings vs Industry: EGBN earnings growth over the past year (15.3%) underperformed the Banks industry 20.5%.
Return on Equity
High ROE: EGBN's Return on Equity (12.1%) is considered low.
How is Eagle Bancorp's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Financial Institutions Analysis
Asset Level: EGBN's Assets to Equity ratio (8.8x) is low.
Allowance for Bad Loans: EGBN has a sufficient allowance for bad loans (195%).
Low Risk Liabilities: 93% of EGBN's liabilities are made up of primarily low risk sources of funding.
Loan Level: EGBN has an appropriate level of Loans to Assets ratio (67%).
Low Risk Deposits: EGBN's Loans to Deposits ratio (81%) is appropriate.
Level of Bad Loans: EGBN has an appropriate level of bad loans (0.7%).
What is Eagle Bancorp current dividend yield, its reliability and sustainability?
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: EGBN's dividend (1.73%) is higher than the bottom 25% of dividend payers in the US market (1.27%).
High Dividend: EGBN's dividend (1.73%) is low compared to the top 25% of dividend payers in the US market (3.35%).
Stability and Growth of Payments
Stable Dividend: Whilst dividend payments have been stable, EGBN has been paying a dividend for less than 10 years.
Growing Dividend: EGBN's dividend payments have increased, but the company has only paid a dividend for 2 years.
Current Payout to Shareholders
Dividend Coverage: With its low payout ratio (19.1%), EGBN's dividend payments are well covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: Insufficient data to determine if a dividend will be paid in 3 years and that it will be covered by earnings.
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Susan Riel (70 yo)
Ms. Susan G. Riel has been President and Chief Executive Officer of Eagle Bancorp, Inc. and EagleBank since May 06, 2019. Ms. Riel was an Interim President and Chief Executive Officer of Eagle Bancorp, Inc...
CEO Compensation Analysis
Compensation vs Market: Susan's total compensation ($USD3.61M) is about average for companies of similar size in the US market ($USD3.67M).
Compensation vs Earnings: Susan's compensation has been consistent with company performance over the past year.
Experienced Management: EGBN's management team is seasoned and experienced (5.3 years average tenure).
Experienced Board: EGBN's board of directors are not considered experienced ( 1.9 years average tenure), which suggests a new board.
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: EGBN insiders have only sold shares in the past 3 months.
Recent Insider Transactions
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Eagle Bancorp, Inc.'s company bio, employee growth, exchange listings and data sources
- Name: Eagle Bancorp, Inc.
- Ticker: EGBN
- Exchange: NasdaqCM
- Founded: 1997
- Industry: Regional Banks
- Sector: Banks
- Market Cap: US$1.851b
- Shares outstanding: 31.96m
- Website: https://www.eaglebankcorp.com
Number of Employees
- Eagle Bancorp, Inc.
- 7830 Old Georgetown Road
- Third Floor
- United States
Eagle Bancorp, Inc. operates as the bank holding company for EagleBank that provides commercial and consumer banking services primarily in the United States. The company also offers various commercial and ...
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2021/06/14 00:58|
|End of Day Share Price||2021/06/11 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.