Eagle Bancorp Balance Sheet Health
Financial Health criteria checks 6/6
Eagle Bancorp has total assets of $9.7B and total equity of $1.2B. Total deposits are $8.2B, and total loans are $6.5B. It earns a Net Interest Margin of 2.4%. It has sufficient allowance for bad loans, which are currently at 1.7% of total loans. Cash and short-term investments are $651.0M.
Key information
8.4x
Asset to equity ratio
2.4%
Net interest margin
| Total deposits | US$8.19b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.7% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$651.00m |
Recent financial health updates
Recent updates
EGBN: Raised Fair Value And Earnings Preview Work Will Support Upside
Analysts have lifted their fair value estimate for Eagle Bancorp to $33.50 from $26.00, citing updated assumptions around revenue growth, profit margins, and future P/E expectations. These are reflected in recent price target adjustments, such as the move to $30 highlighted in Street research.
EGBN: Q2 Earnings Delivery And Leadership Transition Will Shape Balanced Outlook
Analysts have lifted their fair value estimate for Eagle Bancorp from $18.00 to $27.00, citing recent price target adjustments around $30.00 and fresh coverage in the Northeast bank group as key supports for the new view. Analyst Commentary Recent research on Eagle Bancorp points to a more tempered stance, even as fair value estimates move closer to published price targets.
EGBN: Leadership Transition And Revised Earnings Outlook Will Shape Balanced Return Potential
Analysts have raised their fair value estimate for Eagle Bancorp from $21.63 to $29.90, citing updated assumptions on discount rates, revenue outlook, profit margins, and future P/E multiples reflected in recent Street research. Analyst Commentary Recent Street research on Eagle Bancorp highlights a mix of optimism and caution, with analysts updating their views on valuation, earnings power, and execution risk.Eagle Bancorp Is Improving, But It's Not Enough For An Upgrade
Summary Eagle Bancorp remains a "Sell" despite a recent 22% share price surge, as fundamentals have not improved. EGBN's net interest income and profitability have deteriorated, with a $138.1 million loss in 2025 and declining asset quality. Management has reduced office loan exposure and brokered deposits, but asset quality and returns remain well below peers. While EGBN trades well below book value, this discount is typical for struggling banks and does not justify optimism. Read the full article on Seeking AlphaOffice And Deposit Repositioning Will Support Stronger Returns Over The Next Cycle
Catalysts About Eagle Bancorp Eagle Bancorp is a regional bank holding company focused on commercial and consumer banking services through EagleBank. What are the underlying business or industry changes driving this perspective?Some Eagle Bancorp, Inc. (NASDAQ:EGBN) Analysts Just Made A Major Cut To Next Year's Estimates
One thing we could say about the analysts on Eagle Bancorp, Inc. ( NASDAQ:EGBN ) - they aren't optimistic, having just...Eagle Bancorp, Inc. Just Beat EPS By 64%: Here's What Analysts Think Will Happen Next
Investors in Eagle Bancorp, Inc. ( NASDAQ:EGBN ) had a good week, as its shares rose 7.0% to close at US$26.17...Eagle Bancorp (NASDAQ:EGBN) Will Pay A Smaller Dividend Than Last Year
Eagle Bancorp, Inc. ( NASDAQ:EGBN ) is reducing its dividend from last year's comparable payment to $0.165 on the 31st...Eagle Bancorp: Double Digit Discount To Its TBV Due To CRE Risks
Summary Eagle Bancorp reported strong Q2 results, but market concerns remain about exposure to commercial real estate. Net interest income decreased slightly, with the majority of income coming from interest income. Bank recorded a net loss due to an impairment charge. Read the full article on Seeking AlphaEagle Bancorp (NASDAQ:EGBN) Has Affirmed Its Dividend Of $0.45
The board of Eagle Bancorp, Inc. ( NASDAQ:EGBN ) has announced that it will pay a dividend on the 31st of July, with...Eagle Bancorp's (NASDAQ:EGBN) Dividend Will Be $0.45
Eagle Bancorp, Inc.'s ( NASDAQ:EGBN ) investors are due to receive a payment of $0.45 per share on 31st of July. This...Shareholders May Be Wary Of Increasing Eagle Bancorp, Inc.'s (NASDAQ:EGBN) CEO Compensation Package
Key Insights Eagle Bancorp will host its Annual General Meeting on 16th of May Total pay for CEO Susan Riel includes...Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: EGBN's Assets to Equity ratio (8.4x) is low.
Allowance for Bad Loans: EGBN has a sufficient allowance for bad loans (109%).
Low Risk Liabilities: 96% of EGBN's liabilities are made up of primarily low risk sources of funding.
Loan Level: EGBN has an appropriate level of Loans to Assets ratio (67%).
Low Risk Deposits: EGBN's Loans to Deposits ratio (79%) is appropriate.
Level of Bad Loans: EGBN has an appropriate level of bad loans (1.7%).
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/09/14 20:39 |
| End of Day Share Price | 2026/09/11 00:00 |
| Earnings | 2026/06/30 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Eagle Bancorp, Inc. is covered by 10 analysts. 5 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Christopher Marinac | Brean Capital Historical (Janney Montgomery) |
| David Chiaverini | Jefferies LLC |
| Christopher McGratty | Keefe, Bruyette, & Woods |