Global Banks Undervalued Stocks Based On Cash Flows

Camden National

Market Cap: US$712.8m

Operates as the bank holding company for Camden National Bank that provides various commercial and consumer banking products and services for consumer, institutional, municipal, non-profit, and commercial customers in the United States.

Carter Bankshares

Market Cap: US$416.9m

Operates as the bank holding company for Carter Bank & Trust that provides various retail and commercial banking products and insurance services in the United States.

TBC Bank Group

Market Cap: UK£2.7b

Through its subsidiaries, provides banking, leasing, insurance, brokerage, and card processing services to corporate and individual customers in Georgia, Azerbaijan, and Uzbekistan.

ACNB

Market Cap: US$450.8m

A financial holding company, offers banking, insurance, and financial services to individual, business, and government customers in the United States.

Sparebank 68° Nord

Market Cap: NOK 535.2m

Operates as a savings bank that provides a range of banking services to personal and corporate market in Norway.

Trøndelag Sparebank

Market Cap: NOK 543.7m

A savings bank, provides banking products and services to private and corporate customers in Norway.

Atlantic Union Bankshares

Market Cap: US$4.7b

Operates as the bank holding company for Atlantic Union Bank that provides banking and related financial products and services to consumers and businesses in the United States.

FB Financial

Market Cap: US$2.2b

Operates as a bank holding company for FirstBank that provides a suite of commercial and consumer banking services.

Bridgewater Bancshares

Market Cap: US$441.0m

Operates as the bank holding company for Bridgewater Bank that provides banking products and services in the United States.

Brookline Bancorp

Market Cap: US$986.4m

Operates as a bank holding company for the Brookline Bank that provides commercial, business, and retail banking products and services to corporate, municipal, and retail customers in the United States.

WesBanco

Market Cap: US$3.1b

Operates as the bank holding company for WesBanco Bank, Inc.

Berkshire Hills Bancorp

Market Cap: US$1.2b

Operates as the bank holding company for Berkshire Bank that provides commercial and retail banking consumer lending, private banking and wealth management services in the United States.

Riverview Bancorp

Market Cap: US$116.0m

Operates as a bank holding company for Riverview Bank that provides commercial banking services to small and medium size businesses, professionals, and wealth building individuals.

Associated Banc-Corp

Market Cap: US$4.2b

A bank holding company, provides various banking and nonbanking products and services to individuals and businesses in Wisconsin, Illinois, Missouri, and Minnesota.

Provident Financial Services

Market Cap: US$2.4b

Operates as the bank holding company for Provident Bank that provides various banking products and services to individuals, families, and businesses in the United States.

German American Bancorp

Market Cap: US$1.5b

Operates as a financial holding company for German American Bank that provides retail and commercial banking, and health management services.

First Reliance Bancshares

Market Cap: US$78.3m

Operates as the bank holding company for First Reliance Bank that provides banking products and services in North and South Carolina.

Valley National Bancorp

Market Cap: US$5.4b

Operates as the holding company for Valley National Bank that provides various commercial, private banking, retail, insurance, and wealth management financial services products.

Central Pacific Financial

Market Cap: US$768.3m

Operates as the bank holding company for Central Pacific Bank that provides a range of commercial banking products and services to businesses, professionals, and individuals in the United States.

Horizon Bancorp

Market Cap: US$702.0m

Operates as the bank holding company for Horizon Bank that engages in the provision of commercial and retail banking services.

First Internet Bancorp

Market Cap: US$240.6m

Operates as the bank holding company for First Internet Bank of Indiana that provides various commercial, small business, consumer, and municipal banking products and services to individuals and commercial customers in the United States.

Mid Penn Bancorp

Market Cap: US$559.9m

Operates as the bank holding company for Mid Penn Bank that provides commercial banking services to individuals, partnerships, non-profit organizations, and corporations.

Bar Harbor Bankshares

Market Cap: US$483.7m

Operates as the holding company for Bar Harbor Bank & Trust that provides banking and nonbanking products and services primarily to consumers and businesses.

Peoples Financial Services

Market Cap: US$518.3m

Provides commercial and retail banking services.

Asia Commercial Bank

Market Cap: ₫118.1t

Provides various banking products and services to personal and business customers in Vietnam.

Military Commercial Bank

Market Cap: ₫167.2t

Provides banking products and services.

NBT Bancorp

Market Cap: US$2.0b

A financial holding company, provides commercial banking, retail banking, and wealth management services.

Meridian

Market Cap: US$166.5m

Operates as the bank holding company for Meridian Bank that provides commercial banking products and services in Pennsylvania, New Jersey, Delaware, Maryland, and Florida.

MetroCity Bankshares

Market Cap: US$777.4m

Operates as the bank holding company for Metro City Bank that provides banking products and services in the United States.

Finward Bancorp

Market Cap: US$115.9m

Operates as the holding company for Peoples Bank that provides various banking products and services.

Citizens Financial Group

Market Cap: US$21.3b

Operates as the bank holding company that provides retail and commercial banking products and services to individuals, small businesses, middle-market companies, large corporations, and institutions in the United States.

Vietnam International Commercial Bank

Market Cap: ₫60.5t

Provides banking products and services to organizations and individuals.

TowneBank

Market Cap: US$2.6b

Provides retail and commercial banking services for individuals, commercial enterprises, and professionals in Virginia and North Carolina.

Hope Bancorp

Market Cap: US$1.4b

Operates as the bank holding company for Bank of Hope that provides retail and commercial banking services for businesses and individuals in the United States.

ServisFirst Bancshares

Market Cap: US$4.6b

Operates as the bank holding company for ServisFirst Bank that provides various banking services to individual and corporate customers.

Northwest Bancshares

Market Cap: US$1.7b

Operates as the bank holding company for Northwest Bank, a state-chartered savings bank that provides personal and business banking solutions in the United States.