BCB Bancorp, Inc. operates as a bank holding company for BCB Community Bank, a state-chartered commercial bank that provides banking products and services to businesses and individuals in the United States.
Flawless balance sheet 6 star dividend payer.
Share Price & News
How has BCB Bancorp's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: BCBP's share price has been volatile over the past 3 months.
7 Day Return
1 Year Return
Return vs Industry: BCBP exceeded the US Banks industry which returned -24.3% over the past year.
Return vs Market: BCBP underperformed the US Market which returned -6.8% over the past year.
Price Volatility Vs. Market
How volatile is BCB Bancorp's share price compared to the market and industry in the last 5 years?
Simply Wall St News
3 days ago | Simply Wall StWhat Is BCB Bancorp, Inc.'s (NASDAQ:BCBP) Share Price Doing?
3 weeks ago | Simply Wall StHow BCB Bancorp, Inc. (NASDAQ:BCBP) Can Impact Your Portfolio Volatility
1 month ago | Simply Wall StWhat Kind Of Shareholders Own BCB Bancorp, Inc. (NASDAQ:BCBP)?
Is BCB Bancorp undervalued compared to its fair value and its price relative to the market?
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: BCBP ($10.8) is trading above our estimate of fair value ($7.48)
Significantly Below Fair Value: BCBP is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: BCBP is poor value based on its PE Ratio (9x) compared to the Banks industry average (8.9x).
PE vs Market: BCBP is good value based on its PE Ratio (9x) compared to the US market (13.6x).
Price to Earnings Growth Ratio
PEG Ratio: BCBP's earnings are forecast to decline next year, so we can't calculate its PEG ratio.
Price to Book Ratio
PB vs Industry: BCBP is overvalued based on its PB Ratio (0.9x) compared to the US Banks industry average (0.8x).
How is BCB Bancorp forecast to perform in the next 1 to 3 years based on estimates from 3 analysts?
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: BCBP's earnings are forecast to decline over the next 3 years (-7.7% per year).
Earnings vs Market: BCBP's earnings are forecast to decline over the next 3 years (-7.7% per year).
High Growth Earnings: BCBP's earnings are forecast to decline over the next 3 years.
Revenue vs Market: BCBP's revenue (2.7% per year) is forecast to grow slower than the US market (6.9% per year).
High Growth Revenue: BCBP's revenue (2.7% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: BCBP's Return on Equity is forecast to be low in 3 years time (7.4%).
How has BCB Bancorp performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: BCBP has high quality earnings.
Growing Profit Margin: BCBP's current net profit margins (22.9%) are higher than last year (20.1%).
Past Earnings Growth Analysis
Earnings Trend: BCBP's earnings have grown significantly by 27.8% per year over the past 5 years.
Accelerating Growth: BCBP's earnings growth over the past year (24.5%) is below its 5-year average (27.8% per year).
Earnings vs Industry: BCBP earnings growth over the past year (24.5%) exceeded the Banks industry 10.8%.
Return on Equity
High ROE: BCBP's Return on Equity (8.8%) is considered low.
How is BCB Bancorp's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Financial Institutions Analysis
Asset Level: BCBP's level of assets compared to its equity is moderate.
Allowance for Bad Loans: BCBP has a sufficient allowance for bad loans.
Low Risk Liabilities: BCBP's liabilities are made up of primarily low risk sources of funding.
Loan Level: BCBP has an acceptable proportion of non-loan assets held.
Low Risk Deposits: BCBP's loans are broadly funded by customer deposits.
Level of Bad Loans: BCBP has an appropriate level of bad loans (0.22%)
What is BCB Bancorp's current dividend yield, its reliability and sustainability?
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: BCBP's dividend (5.19%) is higher than the bottom 25% of dividend payers in the US market (1.87%).
High Dividend: BCBP's dividend (5.19%) is in the top 25% of dividend payers in the US market (5.12%)
Stability and Growth of Payments
Stable Dividend: BCBP's dividends per share have been stable in the past 10 years.
Growing Dividend: BCBP's dividend payments have increased over the past 10 years.
Current Payout to Shareholders
Dividend Coverage: With its reasonably low payout ratio (46.6%), BCBP's dividend payments are well covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: BCBP's dividends in 3 years are forecast to be covered by earnings (59.4% payout ratio).
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Tom Coughlin (59yo)
Mr. Thomas M. Coughlin, also known as Tom, has been Director at BCB Bancorp Inc. since 2002. He is the Chief Executive Officer and President of BCB Community Bank and Corporate Secretary of BCB Bancorp, In ...
CEO Compensation Analysis
Compensation vs Market: Tom's total compensation ($USD1.34M) is about average for companies of similar size in the US market ($USD1.43M).
Compensation vs Earnings: Tom's compensation has increased by more than 20% in the past year.
|Senior VP & CFO||6.08yrs||US$388.15k||0.11% $201.5k|
|Executive VP & COO||2yrs||US$492.15k||0.086% $162.6k|
|VP, General Counsel & Chief Legal Officer||9.75yrs||US$247.89k||0.51% $969.1k|
|Senior Vice President & Chief IT Officer||no data||no data||no data|
|Senior Vice President and Chief Strategy & Risk Officer||no data||no data||0.017% $32.4k|
|Chief Compliance Officer & Chief Risk Officer of BCB Community Bank||no data||US$209.67k||0.0079% $14.9k|
Experienced Management: BCBP's management team is seasoned and experienced (5.9 years average tenure).
|Independent Director||20.25yrs||US$103.12k||0.69% $1.3m|
|Independent Director||20.25yrs||US$99.62k||0.56% $1.1m|
|Independent Vice Chairman of the Board||10.25yrs||US$96.92k||2.31% $4.4m|
|Independent Director||17.25yrs||US$101.92k||0.99% $1.9m|
|Independent Chairman of the Board||16.25yrs||US$115.42k||3.19% $6.0m|
|Independent Director||7.25yrs||US$100.42k||0.79% $1.5m|
|Independent Director||20.25yrs||US$102.62k||0.79% $1.5m|
|Independent Director||2yrs||US$102.32k||0.94% $1.8m|
|Independent Director||2.25yrs||US$87.62k||0.046% $86.5k|
Experienced Board: BCBP's board of directors are seasoned and experienced ( 16.8 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: BCBP insiders have bought more shares than they have sold in the past 3 months.
Recent Insider Transactions
Dilution of Shares: Shareholders have been diluted in the past year, with total shares outstanding growing by 5.1%.
BCB Bancorp, Inc.'s company bio, employee growth, exchange listings and data sources
- Name: BCB Bancorp, Inc.
- Ticker: BCBP
- Exchange: NasdaqGM
- Founded: 2000
- Industry: Regional Banks
- Sector: Banks
- Market Cap: US$188.454m
- Shares outstanding: 17.45m
- Website: https://www.bcb.bank
Number of Employees
- BCB Bancorp, Inc.
- 104-110 Avenue C
- New Jersey
- United States
|Ticker||Exchange||Primary Security||Security Type||Country||Currency||Listed on|
|BCBP||NasdaqGM (Nasdaq Global Market)||Yes||Common Stock||US||USD||Mar 2002|
|41Y||DB (Deutsche Boerse AG)||Yes||Common Stock||DE||EUR||Mar 2002|
BCB Bancorp, Inc. operates as a bank holding company for BCB Community Bank, a state-chartered commercial bank that provides banking products and services to businesses and individuals in the United States. The company offers deposit products, including interest and non-interest bearing demand, NOW, savings and club, money market, term certificate, interest bearing checking, and individual retirement accounts. It also provides loans, such as commercial and multi-family real estate loans, commercial and residential property construction loans, commercial business loans, small business administration loans, home equity loans and home equity lines of credit, and consumer loans; and residential loans secured by one-to-four family dwellings, condominiums, and cooperative units. In addition, the company offers retail and commercial banking services comprising wire transfers, money orders, safe deposit boxes, night depository services, debit cards, online and mobile banking services, gift cards, fraud detection services, and automated teller services. As of January 31, 2019, it operated 28 branch offices in Bayonne, Carteret, Colonia, Edison, Hoboken, Fairfield, Holmdel, Jersey City, Lodi, Lyndhurst, Maplewood, Monroe Township, Parsippany, Plainsboro, Rutherford, South Orange, Union, and Woodbridge, New Jersey; and 3 branches in Hicksville and Staten Island, New York. The company was founded in 2000 and is headquartered in Bayonne, New Jersey.
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2020/04/10 01:03|
|End of Day Share Price||2020/04/09 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.