BCB Bancorp, Inc. operates as a bank holding company for BCB Community Bank that provides banking products and services to businesses and individuals in the United States. More Details
No risks detected for BCBP from our risk checks.
Flawless balance sheet 6 star dividend payer.
Share Price & News
How has BCB Bancorp's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: BCBP is not significantly more volatile than the rest of US stocks over the past 3 months, typically moving +/- 4% a week.
Volatility Over Time: BCBP's weekly volatility (4%) has been stable over the past year.
7 Day Return
1 Year Return
Return vs Industry: BCBP underperformed the US Banks industry which returned 63% over the past year.
Return vs Market: BCBP exceeded the US Market which returned 42.6% over the past year.
Long-Term Price Volatility Vs. Market
How volatile is BCB Bancorp's share price compared to the market and industry in the last 5 years?
Simply Wall St News
2 weeks ago | Simply Wall StDid BCB Bancorp's (NASDAQ:BCBP) Share Price Deserve to Gain 41%?
1 month ago | Simply Wall StWhy You Might Be Interested In BCB Bancorp, Inc. (NASDAQ:BCBP) For Its Upcoming Dividend
2 months ago | Simply Wall StWhat Kind Of Shareholders Hold The Majority In BCB Bancorp, Inc.'s (NASDAQ:BCBP) Shares?
Is BCB Bancorp undervalued compared to its fair value and its price relative to the market?
Undervalued compared to fair value
Share Price vs. Fair Value
Below Fair Value: BCBP ($13.23) is trading below our estimate of fair value ($18.11)
Significantly Below Fair Value: BCBP is trading below fair value by more than 20%.
Price To Earnings Ratio
PE vs Industry: BCBP is good value based on its PE Ratio (9.4x) compared to the US Banks industry average (11.9x).
PE vs Market: BCBP is good value based on its PE Ratio (9.4x) compared to the US market (19.2x).
Price to Earnings Growth Ratio
PEG Ratio: BCBP is poor value based on its PEG Ratio (3.6x)
Price to Book Ratio
PB vs Industry: BCBP is good value based on its PB Ratio (1x) compared to the US Banks industry average (1.1x).
How is BCB Bancorp forecast to perform in the next 1 to 3 years based on estimates from 3 analysts?
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: BCBP's forecast earnings growth (2.6% per year) is above the savings rate (2%).
Earnings vs Market: BCBP's earnings (2.6% per year) are forecast to grow slower than the US market (15.7% per year).
High Growth Earnings: BCBP's earnings are forecast to grow, but not significantly.
Revenue vs Market: BCBP's revenue (4.4% per year) is forecast to grow slower than the US market (9.5% per year).
High Growth Revenue: BCBP's revenue (4.4% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: BCBP's Return on Equity is forecast to be low in 3 years time (10.5%).
How has BCB Bancorp performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: BCBP has high quality earnings.
Growing Profit Margin: BCBP's current net profit margins (27.2%) are higher than last year (20.4%).
Past Earnings Growth Analysis
Earnings Trend: BCBP's earnings have grown significantly by 24.8% per year over the past 5 years.
Accelerating Growth: BCBP's earnings growth over the past year (44.7%) exceeds its 5-year average (24.8% per year).
Earnings vs Industry: BCBP earnings growth over the past year (44.7%) exceeded the Banks industry 20.7%.
Return on Equity
High ROE: BCBP's Return on Equity (10%) is considered low.
How is BCB Bancorp's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Financial Institutions Analysis
Asset Level: BCBP's Assets to Equity ratio (11.3x) is moderate.
Allowance for Bad Loans: BCBP has a sufficient allowance for bad loans (246%).
Low Risk Liabilities: 93% of BCBP's liabilities are made up of primarily low risk sources of funding.
Loan Level: BCBP has an appropriate level of Loans to Assets ratio (81%).
Low Risk Deposits: BCBP's Loans to Deposits ratio (96%) is appropriate.
Level of Bad Loans: BCBP has an appropriate level of bad loans (0.6%).
What is BCB Bancorp current dividend yield, its reliability and sustainability?
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: BCBP's dividend (4.23%) is higher than the bottom 25% of dividend payers in the US market (1.3%).
High Dividend: BCBP's dividend (4.23%) is in the top 25% of dividend payers in the US market (3.46%)
Stability and Growth of Payments
Stable Dividend: BCBP's dividends per share have been stable in the past 10 years.
Growing Dividend: BCBP's dividend payments have increased over the past 10 years.
Current Payout to Shareholders
Dividend Coverage: With its reasonably low payout ratio (39.6%), BCBP's dividend payments are well covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: BCBP's dividends in 3 years are forecast to be well covered by earnings (35.9% payout ratio).
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Tom Coughlin (60 yo)
Mr. Thomas M. Coughlin, also known as Tom, has been Director at BCB Bancorp Inc. and BCB Community Bank since 2002. Mr. Coughlin was appointed Chief Executive Officer and President of BCB Bancorp, Inc., ef...
CEO Compensation Analysis
Compensation vs Market: Tom's total compensation ($USD930.75K) is about average for companies of similar size in the US market ($USD1.07M).
Compensation vs Earnings: Tom's compensation has been consistent with company performance over the past year.
Experienced Management: BCBP's management team is seasoned and experienced (5 years average tenure).
Experienced Board: BCBP's board of directors are seasoned and experienced ( 17.4 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: BCBP insiders have bought more shares than they have sold in the past 3 months.
Recent Insider Transactions
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
BCB Bancorp, Inc.'s company bio, employee growth, exchange listings and data sources
- Name: BCB Bancorp, Inc.
- Ticker: BCBP
- Exchange: NasdaqGM
- Founded: 2000
- Industry: Regional Banks
- Sector: Banks
- Market Cap: US$226.515m
- Shares outstanding: 17.12m
- Website: https://www.bcb.bank
Number of Employees
- BCB Bancorp, Inc.
- 104-110 Avenue C
- New Jersey
- United States
BCB Bancorp, Inc. operates as a bank holding company for BCB Community Bank that provides banking products and services to businesses and individuals in the United States. The company offers deposit produc...
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2021/06/24 04:34|
|End of Day Share Price||2021/06/23 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.