BCB Bancorp Balance Sheet Health
Financial Health criteria checks 6/6
BCB Bancorp has total assets of $3.8B and total equity of $314.1M. Total deposits are $3.0B, and total loans are $3.3B. It earns a Net Interest Margin of 2.9%. It has sufficient allowance for bad loans, which are currently at 0.6% of total loans. Cash and short-term investments are $280.3M.
Key information
12.2x
Asset to equity ratio
2.9%
Net interest margin
Total deposits | US$2.98b |
Loan to deposit ratio | Appropriate |
Bad loans | 0.6% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$280.26m |
Recent financial health updates
No updates
Recent updates
We Still Like BCB Bancorp
Jan 25BCB Bancorp (NASDAQ:BCBP) Will Pay A Dividend Of $0.16
Oct 22BCB Bancorp (NASDAQ:BCBP) Has Announced A Dividend Of $0.16
Jul 25Here's Why BCB Bancorp (NASDAQ:BCBP) Has Caught The Eye Of Investors
Jun 08BCB Bancorp's (NASDAQ:BCBP) Dividend Will Be $0.16
Apr 20BCB Bancorp increases stock buyback program
Oct 17BCB Bancorp appoints Jawad Chaudhry as CFO
Sep 28BCB Bancorp: Attractively Valued With A Rosy Earnings Outlook
Aug 17BCB Bancorp (NASDAQ:BCBP) Will Pay A Dividend Of $0.16
Jul 24Analysts Are Updating Their BCB Bancorp, Inc. (NASDAQ:BCBP) Estimates After Its Second-Quarter Results
Jul 23BCB Bancorp declares $0.16 dividend
Jul 21BCB Bancorp: Waiting To Buy On Dips
Jun 01Is Now The Time To Put BCB Bancorp (NASDAQ:BCBP) On Your Watchlist?
Apr 25BCB Bancorp Likely To Maintain Earnings At An Elevated Level; Waiting To Buy On Dips
Feb 20BCB Bancorp: Undervalued With Prospects Of Earnings Growth
Dec 01BCB Bancorp's (NASDAQ:BCBP) Upcoming Dividend Will Be Larger Than Last Year's
Oct 18BCB Bancorp: High Dividend Yield With Flattish Earnings Outlook
Sep 04BCB Bancorp (NASDAQ:BCBP) Has Announced That It Will Be Increasing Its Dividend To US$0.16
Jul 23BCB Bancorp: Attractive Dividend Yield, High Price Upside
Jun 16Shareholders Of BCB Bancorp (NASDAQ:BCBP) Must Be Happy With Their 82% Return
Mar 04Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BCBP's Assets to Equity ratio (12.2x) is moderate.
Allowance for Bad Loans: BCBP has a sufficient allowance for bad loans (179%).
Low Risk Liabilities: 85% of BCBP's liabilities are made up of primarily low risk sources of funding.
Loan Level: BCBP has an appropriate level of Loans to Assets ratio (86%).
Low Risk Deposits: BCBP's Loans to Deposits ratio (110%) is appropriate.
Level of Bad Loans: BCBP has an appropriate level of bad loans (0.6%).