BCB Bancorp Past Earnings Performance

Past criteria checks 2/6

BCB Bancorp has been growing earnings at an average annual rate of 10%, while the Banks industry saw earnings growing at 7.1% annually. Revenues have been growing at an average rate of 5% per year. BCB Bancorp's return on equity is 6.5%, and it has net margins of 22.2%.

Key information

10.0%

Earnings growth rate

9.8%

EPS growth rate

Banks Industry Growth	11.2%
Revenue growth rate	5.0%
Return on equity	6.5%
Net Margin	22.2%
Last Earnings Update	30 Sep 2024

Recent past performance updates

Recent updates

Analysts Are Updating Their BCB Bancorp, Inc. (NASDAQ:BCBP) Estimates After Its Second-Quarter Results

Jul 23

BCB Bancorp declares $0.16 dividend

Jul 21

BCB Bancorp: Waiting To Buy On Dips

Jun 01

Is Now The Time To Put BCB Bancorp (NASDAQ:BCBP) On Your Watchlist?

Apr 25

BCB Bancorp Likely To Maintain Earnings At An Elevated Level; Waiting To Buy On Dips

Feb 20

BCB Bancorp: Undervalued With Prospects Of Earnings Growth

Dec 01

Revenue & Expenses Breakdown

How BCB Bancorp makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

NasdaqGM:BCBP Revenue, expenses and earnings (USD Millions)
Date	Revenue	Earnings	G+A Expenses
30 Sep 24	90	20	51
30 Jun 24	91	20	52
31 Mar 24	100	26	53
31 Dec 23	102	29	53
30 Sep 23	109	35	54
30 Jun 23	116	41	53
31 Mar 23	117	43	52
31 Dec 22	119	45	51
30 Sep 22	116	43	48
30 Jun 22	108	38	48
31 Mar 22	106	36	47
31 Dec 21	102	33	47
30 Sep 21	98	30	47
30 Jun 21	98	30	48
31 Mar 21	89	24	47
31 Dec 20	83	20	48
30 Sep 20	80	17	48
30 Jun 20	77	14	46
31 Mar 20	82	17	47
31 Dec 19	86	20	46
30 Sep 19	86	20	45
30 Jun 19	86	19	45
31 Mar 19	84	16	45
31 Dec 18	79	16	44
30 Sep 18	74	12	41
30 Jun 18	70	11	39
31 Mar 18	67	11	38
31 Dec 17	67	9	38
30 Sep 17	65	10	39
30 Jun 17	64	9	40
31 Mar 17	62	8	40
31 Dec 16	61	7	40
30 Sep 16	61	6	41
30 Jun 16	61	6	40
31 Mar 16	60	6	40
31 Dec 15	58	6	39
30 Sep 15	56	7	37
30 Jun 15	52	6	36
31 Mar 15	52	6	35
31 Dec 14	51	7	34
30 Sep 14	51	7	32
30 Jun 14	51	9	31
31 Mar 14	49	9	29
31 Dec 13	47	9	28

Quality Earnings: BCBP has high quality earnings.

Growing Profit Margin: BCBP's current net profit margins (22.2%) are lower than last year (32.1%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: BCBP's earnings have grown by 10% per year over the past 5 years.

Accelerating Growth: BCBP's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: BCBP had negative earnings growth (-42.9%) over the past year, making it difficult to compare to the Banks industry average (-11.8%).

Return on Equity

High ROE: BCBP's Return on Equity (6.5%) is considered low.

Return on Assets

Return on Capital Employed

Discover strong past performing companies

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2024/12/20 00:28
End of Day Share Price	2024/12/20 00:00
Earnings	2024/09/30
Annual Earnings	2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

BCB Bancorp, Inc. is covered by 9 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Russell Elliott Gunther	D.A. Davidson & Co.
Manuel Navas	D.A. Davidson & Co.
null null	D.A. Davidson & Co.

BCB Bancorp Past Earnings Performance

Past criteria checks 2/6

Key information

Recent past performance updates

BCB Bancorp, Inc. Reports Net Charge Offs for the Third Quarter Ended September 30, 2024

First quarter 2024 earnings: EPS misses analyst expectations

First quarter 2024 earnings: EPS misses analyst expectations

BCB Bancorp, Inc. Reports Net Charge-Offs for the First Quarter Ended March 31, 2024

BCB Bancorp, Inc. to Report Q1, 2024 Results on Apr 19, 2024

Full year 2023 earnings: EPS misses analyst expectations

Recent updates

BCB Bancorp, Inc. and BCB Community Bank Appoints Michael J. Widmer to Its Boards of Directors

BCB Bancorp Appears Undervalued With A Dividend Yield Of Over 5%

BCB Bancorp (NASDAQ:BCBP) Will Pay A Dividend Of $0.16

BCB Bancorp, Inc. Reports Net Charge Offs for the Third Quarter Ended September 30, 2024

BCB Bancorp, Inc. announced that it has received $40 million in funding

BCB Bancorp: Over 5% Dividend Yield And Earnings Likely To Recover Soon

BCB Bancorp (NASDAQ:BCBP) Has Affirmed Its Dividend Of $0.16

BCB Bancorp, Inc. Declares Regular Quarterly Cash Dividend, Payable on August 16, 2024

BCB Bancorp, Inc. Elects Raymond J. Vanaria to its Boards of Directors

First quarter 2024 earnings: EPS misses analyst expectations

Bcb Bancorp, Inc. and BCB Community Bank Elects Tara L. French Boards of Directors

Consensus EPS estimates fall by 11%

BCB Bancorp (NASDAQ:BCBP) Will Pay A Dividend Of $0.16

First quarter dividend of US$0.16 announced

Price target decreased by 9.1% to US$12.50

BCB Bancorp: Higher For Longer Scenario Weighs On Profitability

First quarter 2024 earnings: EPS misses analyst expectations

BCB Bancorp, Inc. Reports Net Charge-Offs for the First Quarter Ended March 31, 2024

BCB Bancorp, Inc. Declares Regular Quarterly Cash Dividend, Payable on May 17, 2024

BCB Bancorp, Inc. to Report Q1, 2024 Results on Apr 19, 2024

BCB Bancorp, Inc., Annual General Meeting, Apr 25, 2024

Full year 2023 earnings: EPS misses analyst expectations

Investor sentiment deteriorates as stock falls 16%

Consensus EPS estimates fall by 12%

New major risk - Revenue and earnings growth

Fourth quarter dividend of US$0.16 announced

Full year 2023 earnings: EPS misses analyst expectations

Cb Bancorp, Inc. Declares Regular Quarterly Cash Dividend, Payable on February 16, 2024

We Still Like BCB Bancorp

Price target increased by 12% to US$14.50

BCB Bancorp, Inc. to Report Q4, 2023 Results on Jan 25, 2024

BCB Bancorp, Inc. and BCB Community Bank Appoints Michael A. Shriner as Chief Executive Officer Effective January 1, 2024

Upcoming dividend of US$0.16 per share at 6.7% yield

Price target decreased by 12% to US$14.00

BCB Bancorp (NASDAQ:BCBP) Will Pay A Dividend Of $0.16

Third quarter 2023 earnings: EPS and revenues miss analyst expectations

BCB Bancorp, Inc. Declares Quarterly Cash Dividend, Payable on November 17, 2023

Upcoming dividend of US$0.16 per share at 5.0% yield

BCB Bancorp (NASDAQ:BCBP) Has Announced A Dividend Of $0.16

BCB Bancorp, Inc. Reports Net Charge-Offs for the Second Quarter of 2023

Second quarter 2023 earnings: EPS and revenues miss analyst expectations

Independent Chairman of the Board recently bought US$59k worth of stock

Here's Why BCB Bancorp (NASDAQ:BCBP) Has Caught The Eye Of Investors

Investor sentiment improves as stock rises 18%

Upcoming dividend of US$0.16 per share at 5.6% yield

Independent Chairman of the Board recently bought US$110k worth of stock

Consensus EPS estimates fall by 14%

Price target decreased by 9.5% to US$14.25

BCB Bancorp's (NASDAQ:BCBP) Dividend Will Be $0.16

Price target decreased by 7.8% to US$18.75

Independent Director recently bought US$78k worth of stock

Full year 2022 earnings: EPS and revenues miss analyst expectations

Investor sentiment deteriorates as stock falls 19%

BCB Bancorp, Inc. Declares Regular Quarterly Cash Dividend, Payable February 17, 2023

Full year 2022 earnings: EPS and revenues miss analyst expectations

Independent Director exercised options to buy US$178k worth of stock.

Independent Director exercised options to buy US$398k worth of stock.

Insufficient new directors

BCB Bancorp, Inc. Appoints Ryan Blake, to Its Board of Directors

Upcoming dividend of US$0.16 per share

Third quarter 2022 earnings: EPS and revenues exceed analyst expectations

BCB Bancorp, Inc. Declares Regular Quarterly Cash Dividend, Payable on November 15, 2022

BCB Bancorp increases stock buyback program

BCB Bancorp, Inc. Names Jawad Chaudhry as Chief Financial Officer

BCB Bancorp appoints Jawad Chaudhry as CFO

BCB Bancorp: Attractively Valued With A Rosy Earnings Outlook

Now 20% undervalued

Consensus EPS estimates increase by 11%

BCB Bancorp (NASDAQ:BCBP) Will Pay A Dividend Of $0.16