NBTB Stock Overview
A financial holding company, provides commercial banking, retail banking, and wealth management services. More details
| Snowflake Score | |
|---|---|
| Valuation | 3/6 |
| Future Growth | 4/6 |
| Past Performance | 4/6 |
| Financial Health | 6/6 |
| Dividends | 5/6 |
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NBT Bancorp Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$48.88 |
| 52 Week High | US$52.44 |
| 52 Week Low | US$32.79 |
| Beta | 0.51 |
| 1 Month Change | -3.11% |
| 3 Month Change | 8.57% |
| 1 Year Change | 14.85% |
| 3 Year Change | 28.73% |
| 5 Year Change | 20.16% |
| Change since IPO | 632.14% |
Recent News & Updates
Recent updates
NBT Bancorp (NASDAQ:NBTB) Has Announced That It Will Be Increasing Its Dividend To $0.34
Jul 26
NBT Bancorp (NASDAQ:NBTB) Will Pay A Larger Dividend Than Last Year At $0.32
Aug 18NBT Bancorp (NASDAQ:NBTB) Is Paying Out A Larger Dividend Than Last Year
Jul 29Earnings Beat: NBT Bancorp Inc. Just Beat Analyst Forecasts, And Analysts Have Been Updating Their Models
Apr 28Here's Why I Think NBT Bancorp (NASDAQ:NBTB) Is An Interesting Stock
Dec 28NBT Bancorp's (NASDAQ:NBTB) Dividend Will Be Increased To US$0.28
Oct 30Do NBT Bancorp's (NASDAQ:NBTB) Earnings Warrant Your Attention?
Sep 28Shareholder Returns
| NBTB | US Banks | US Market | |
|---|---|---|---|
| 7D | -5.4% | -3.4% | -2.4% |
| 1Y | 14.8% | 29.1% | 23.4% |
Return vs Industry: NBTB underperformed the US Banks industry which returned 29.1% over the past year.
Return vs Market: NBTB underperformed the US Market which returned 23.3% over the past year.
Price Volatility
| NBTB volatility | |
|---|---|
| NBTB Average Weekly Movement | 5.2% |
| Banks Industry Average Movement | 5.2% |
| Market Average Movement | 6.3% |
| 10% most volatile stocks in US Market | 16.8% |
| 10% least volatile stocks in US Market | 3.1% |
Stable Share Price: NBTB has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: NBTB's weekly volatility (5%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1856 | 2,034 | Scott Kingsley | www.nbtbancorp.com |
NBT Bancorp Inc., a financial holding company, provides commercial banking, retail banking, and wealth management services. Its deposit products include demand deposit, savings, negotiable order of withdrawal, money market deposit, and certificate of deposit accounts. The company’s loan portfolio comprises indirect and direct consumer, home equity, mortgages, business banking loans, and commercial loans; commercial and industrial, commercial real estate, agricultural, and commercial construction loans; and residential real estate loans.
NBT Bancorp Inc. Fundamentals Summary
| NBTB fundamental statistics | |
|---|---|
| Market cap | US$2.31b |
| Earnings (TTM) | US$135.08m |
| Revenue (TTM) | US$538.80m |
17.1x
P/E Ratio1.5x
P/B RatioIs NBTB overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| NBTB income statement (TTM) | |
|---|---|
| Revenue | US$538.80m |
| Cost of Revenue | US$0 |
| Gross Profit | US$538.80m |
| Other Expenses | US$403.72m |
| Earnings | US$135.08m |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 2.86 |
| Gross Margin | 100.00% |
| Net Profit Margin | 25.07% |
| Debt/Equity Ratio | 35.3% |
How did NBTB perform over the long term?
See historical performance and comparisonDividends
2.8%
Current Dividend Yield45%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/22 03:01 |
| End of Day Share Price | 2024/12/20 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
NBT Bancorp Inc. is covered by 14 analysts. 5 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Erik Zwick | Boenning & Scattergood, Inc. |
| null null | D.A. Davidson & Co. |
| Manuel Navas | D.A. Davidson & Co. |