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NBT Bancorp NasdaqGS:NBTB Stock Report

Last Price

US$48.74

Market Cap

US$2.3b

7D

-3.1%

1Y

35.5%

Updated

20 Nov, 2024

Data

Company Financials +

NBTB Stock Overview

A financial holding company, provides commercial banking, retail banking, and wealth management services. More details

NBTB fundamental analysis
Snowflake Score
Valuation3/6
Future Growth4/6
Past Performance4/6
Financial Health6/6
Dividends5/6

Community Narratives

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NBT Bancorp Inc. Competitors

Price History & Performance

Summary of all time highs, changes and price drops for NBT Bancorp
Historical stock prices
Current Share PriceUS$48.74
52 Week HighUS$51.93
52 Week LowUS$32.79
Beta0.48
11 Month Change10.87%
3 Month Change4.88%
1 Year Change35.50%
33 Year Change27.96%
5 Year Change21.73%
Change since IPO630.04%

Recent News & Updates

Recent updates

NBT Bancorp (NASDAQ:NBTB) Has Announced That It Will Be Increasing Its Dividend To $0.34

Jul 26
NBT Bancorp (NASDAQ:NBTB) Has Announced That It Will Be Increasing Its Dividend To $0.34

NBT Bancorp (NASDAQ:NBTB) Will Pay A Larger Dividend Than Last Year At $0.32

Aug 18
NBT Bancorp (NASDAQ:NBTB) Will Pay A Larger Dividend Than Last Year At $0.32

NBT Bancorp (NASDAQ:NBTB) Is Paying Out A Larger Dividend Than Last Year

Jul 29
NBT Bancorp (NASDAQ:NBTB) Is Paying Out A Larger Dividend Than Last Year

Earnings Beat: NBT Bancorp Inc. Just Beat Analyst Forecasts, And Analysts Have Been Updating Their Models

Apr 28
Earnings Beat: NBT Bancorp Inc. Just Beat Analyst Forecasts, And Analysts Have Been Updating Their Models

Here's Why I Think NBT Bancorp (NASDAQ:NBTB) Is An Interesting Stock

Dec 28
Here's Why I Think NBT Bancorp (NASDAQ:NBTB) Is An Interesting Stock

NBT Bancorp's (NASDAQ:NBTB) Dividend Will Be Increased To US$0.28

Oct 30
NBT Bancorp's (NASDAQ:NBTB) Dividend Will Be Increased To US$0.28

Do NBT Bancorp's (NASDAQ:NBTB) Earnings Warrant Your Attention?

Sep 28
Do NBT Bancorp's (NASDAQ:NBTB) Earnings Warrant Your Attention?

NBT Bancorp's (NASDAQ:NBTB) Shareholders Will Receive A Bigger Dividend Than Last Year

Aug 03
NBT Bancorp's (NASDAQ:NBTB) Shareholders Will Receive A Bigger Dividend Than Last Year

Shareholder Returns

NBTBUS BanksUS Market
7D-3.1%-0.9%-1.0%
1Y35.5%53.3%30.3%

Return vs Industry: NBTB underperformed the US Banks industry which returned 54.2% over the past year.

Return vs Market: NBTB exceeded the US Market which returned 30.4% over the past year.

Price Volatility

Is NBTB's price volatile compared to industry and market?
NBTB volatility
NBTB Average Weekly Movement5.2%
Banks Industry Average Movement5.1%
Market Average Movement6.2%
10% most volatile stocks in US Market15.7%
10% least volatile stocks in US Market3.1%

Stable Share Price: NBTB has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: NBTB's weekly volatility (5%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
18562,034Scott Kingsleywww.nbtbancorp.com

NBT Bancorp Inc., a financial holding company, provides commercial banking, retail banking, and wealth management services. Its deposit products include demand deposit, savings, negotiable order of withdrawal, money market deposit, and certificate of deposit accounts. The company’s loan portfolio comprises indirect and direct consumer, home equity, mortgages, business banking loans, and commercial loans; commercial and industrial, commercial real estate, agricultural, and commercial construction loans; and residential real estate loans.

NBT Bancorp Inc. Fundamentals Summary

How do NBT Bancorp's earnings and revenue compare to its market cap?
NBTB fundamental statistics
Market capUS$2.30b
Earnings (TTM)US$135.08m
Revenue (TTM)US$538.80m

17.0x

P/E Ratio

1.5x

P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
NBTB income statement (TTM)
RevenueUS$538.80m
Cost of RevenueUS$0
Gross ProfitUS$538.80m
Other ExpensesUS$403.72m
EarningsUS$135.08m

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)2.86
Gross Margin100.00%
Net Profit Margin25.07%
Debt/Equity Ratio35.3%

How did NBTB perform over the long term?

See historical performance and comparison

Dividends

2.8%

Current Dividend Yield

45%

Payout Ratio

Does NBTB pay a reliable dividends?

See NBTB dividend history and benchmarks
When do you need to buy NBTB by to receive an upcoming dividend?
NBT Bancorp dividend dates
Ex Dividend DateDec 02 2024
Dividend Pay DateDec 16 2024
Days until Ex dividend11 days
Days until Dividend pay date25 days

Does NBTB pay a reliable dividends?

See NBTB dividend history and benchmarks