NBTB Share Price Performance
US$40.85
-3.70 (-8.31%)
18.0% undervalued intrinsic discount
US$49.83
Fair Value
Price US$40.85
AnalystConsensusTarget US$49.83
Fair ValueUS$49.83
Share PriceUS$40.85
18.0% undervalued intrinsic discount
NBTB Community Narratives
AN
Fair Value US$49.83 18.0% undervalued intrinsic discount
Western New York Expansion And Digital Integration Will Drive Opportunity
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NBTB Community Fair Values
- US$49.83FV18.0% undervalued intrinsic discount19.54%Revenue growth p.a.0users have liked this narrative0users have commented on this narrative11users have followed this narrative7 days ago author updated this narrative
Recent NBTB News & Updates
No updates
NBT Bancorp Inc. Key Details
Last Reported Earnings
Jun 30, 2025
Next Reporting Earnings
n/a
- Earnings per share (EPS)
- 2.82
- Gross Margin
- 100.00%
- Net Profit Margin
- 22.55%
- Debt/Equity Ratio
- 22.8%
NBT Bancorp Inc. Competitors
About NBTB
- Founded
- 1856
- Employees
- 2083
- CEO
- WebsiteView website
NBT Bancorp Inc., a financial holding company, provides commercial banking, retail banking, and wealth management services. Its deposit products include demand deposit, savings, negotiable order of withdrawal, money market deposit, and certificate of deposit accounts. The company’s loan portfolio comprises indirect and direct consumer, home equity, mortgages, business banking loans, and commercial loans; commercial and industrial, commercial real estate, agricultural, and commercial construction loans; and residential real estate loans. It also provides trust and investment services; financial planning and life insurance services; and retirement plan administration and record keeping services. In addition, the company offers insurance products comprising personal property and casualty, business liability, and commercial insurance, as well as other products and services through 24-hour online, mobile, and telephone channels that enable customers to check balances, make deposits, transfer funds, pay bills, access statements, apply for loans, and access various other products and services. Further, it operates as a property management and passive investment company, as well as investment advisor that provides investment management and financial consulting services. The company operates in New York, northeastern Pennsylvania, southern New Hampshire, western Massachusetts, Vermont, southern Maine, and central and northwestern Connecticut. NBT Bancorp Inc. was founded in 1856 and is headquartered in Norwich, New York.
U.S. Market Performance
- 7 Days: -1.2%
- 3 Months: 12.3%
- 1 Year: 21.3%
- Year to Date: 7.0%
In the last week, the market has fallen 1.2%, dragged down most by the Consumer Discretionary. As for the longer term, the market has actually risen by 21% in the last year. As for the next few years, earnings are expected to grow by 15% per annum. Market details ›
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