NBTB

NBT Bancorp Inc. Stock Price

NasdaqGS:NBTB Community·US$2.2b Market Cap
  • 1 Narratives written by author
  • 0 Comments on narratives written by author
  • 23 Fair Values set on narratives written by author

NBTB Share Price Performance

US$41.16
-2.51 (-5.75%)
18.0% undervalued intrinsic discount
US$50.17
Fair Value
US$41.16
-2.51 (-5.75%)
18.0% undervalued intrinsic discount
US$50.17
Fair Value
Price US$41.16
AnalystConsensusTarget US$50.17

NBTB Community Narratives

AnalystConsensusTarget·
Fair Value US$50.17 18.0% undervalued intrinsic discount

Western New York Expansion And Digital Integration Will Drive Opportunity

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Recent NBTB News & Updates

NBT Bancorp: Recent Acquisition Is The Biggest Earnings Catalyst, Buy

Sep 17

NBT Bancorp Inc. Just Beat Analyst Forecasts, And Analysts Have Been Updating Their Predictions

Aug 01
NBT Bancorp Inc. Just Beat Analyst Forecasts, And Analysts Have Been Updating Their Predictions

NBT Bancorp Inc. Key Details

US$591.3m

Revenue

US$0

Cost of Revenue

US$591.3m

Gross Profit

US$457.9m

Other Expenses

US$133.4m

Earnings

Last Reported Earnings
Jun 30, 2025
Next Reporting Earnings
Oct 27, 2025
Earnings per share (EPS)
2.55
Gross Margin
100.00%
Net Profit Margin
22.55%
Debt/Equity Ratio
27.0%

NBT Bancorp Inc. Competitors

 
 
 
 
 
 
 
 
 
 
 
 

Snowflake Analysis

Flawless balance sheet, undervalued and pays a dividend.

1 Risk
5 Rewards

About NBTB

Founded
1856
Employees
2083
CEO
Scott Kingsley
WebsiteView website
www.nbtbancorp.com

NBT Bancorp Inc., a financial holding company, provides commercial banking, retail banking, and wealth management services. Its deposit products include demand deposit, savings, negotiable order of withdrawal, money market deposit, and certificate of deposit accounts. The company’s loan portfolio comprises indirect and direct consumer, home equity, mortgages, business banking loans, and commercial loans; commercial and industrial, commercial real estate, agricultural, and commercial construction loans; and residential real estate loans. It also provides trust and investment services; financial planning and life insurance services; and retirement plan administration and record keeping services. In addition, the company offers insurance products comprising personal property and casualty, business liability, and commercial insurance, as well as other products and services through 24-hour online, mobile, and telephone channels that enable customers to check balances, make deposits, transfer funds, pay bills, access statements, apply for loans, and access various other products and services. Further, it operates as a property management and passive investment company, as well as investment advisor that provides investment management and financial consulting services. The company operates in New York, northeastern Pennsylvania, southern New Hampshire, western Massachusetts, Vermont, southern Maine, and central and northwestern Connecticut. NBT Bancorp Inc. was founded in 1856 and is headquartered in Norwich, New York.

Market Insight

Rare earths may be a sliver of the global metals market, but they punch far above their weight. These obscure elements are the invisible wiring of modern life.
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U.S. Market Performance

  • 7 Days: 0.8%
  • 3 Months: 8.3%
  • 1 Year: 17.8%
  • Year to Date: 15.4%
Over the last 7 days, the market has remained flat, although notably the Utilities sector gained 3.1% in that time. As for the longer term, the market has risen 18% in the past 12 months. Looking forward, earnings are forecast to grow by 15% annually. Market details ›