NBT Bancorp Inc.

NasdaqGS:NBTB Stock Report

Market Cap: US$2.3b

NBT Bancorp Past Earnings Performance

Past criteria checks 4/6

NBT Bancorp has been growing earnings at an average annual rate of 3.3%, while the Banks industry saw earnings growing at 7% annually. Revenues have been growing at an average rate of 5.1% per year. NBT Bancorp's return on equity is 8.9%, and it has net margins of 25.1%.

Key information

3.3%

Earnings growth rate

2.6%

EPS growth rate

Banks Industry Growth11.2%
Revenue growth rate5.1%
Return on equity8.9%
Net Margin25.1%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

NBT Bancorp (NASDAQ:NBTB) Has Announced That It Will Be Increasing Its Dividend To $0.34

Jul 26
NBT Bancorp (NASDAQ:NBTB) Has Announced That It Will Be Increasing Its Dividend To $0.34

NBT Bancorp (NASDAQ:NBTB) Will Pay A Larger Dividend Than Last Year At $0.32

Aug 18
NBT Bancorp (NASDAQ:NBTB) Will Pay A Larger Dividend Than Last Year At $0.32

NBT Bancorp (NASDAQ:NBTB) Is Paying Out A Larger Dividend Than Last Year

Jul 29
NBT Bancorp (NASDAQ:NBTB) Is Paying Out A Larger Dividend Than Last Year

Earnings Beat: NBT Bancorp Inc. Just Beat Analyst Forecasts, And Analysts Have Been Updating Their Models

Apr 28
Earnings Beat: NBT Bancorp Inc. Just Beat Analyst Forecasts, And Analysts Have Been Updating Their Models

Here's Why I Think NBT Bancorp (NASDAQ:NBTB) Is An Interesting Stock

Dec 28
Here's Why I Think NBT Bancorp (NASDAQ:NBTB) Is An Interesting Stock

NBT Bancorp's (NASDAQ:NBTB) Dividend Will Be Increased To US$0.28

Oct 30
NBT Bancorp's (NASDAQ:NBTB) Dividend Will Be Increased To US$0.28

Do NBT Bancorp's (NASDAQ:NBTB) Earnings Warrant Your Attention?

Sep 28
Do NBT Bancorp's (NASDAQ:NBTB) Earnings Warrant Your Attention?

Revenue & Expenses Breakdown

How NBT Bancorp makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

NasdaqGS:NBTB Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 245391353210
30 Jun 245171223090
31 Mar 245031192990
31 Dec 234901192880
30 Sep 234891242830
30 Jun 234931392800
31 Mar 235011472790
31 Dec 225011522760
30 Sep 224981532720
30 Jun 224921522670
31 Mar 224911542620
31 Dec 214871552580
30 Sep 214831522540
30 Jun 214741492500
31 Mar 214471342450
31 Dec 204111042430
30 Sep 20399992430
30 Jun 20398962420
31 Mar 204071022420
31 Dec 194301212410
30 Sep 194211212390
30 Jun 194141182380
31 Mar 194101162360
31 Dec 184021132320
30 Sep 184001022260
30 Jun 18390952200
31 Mar 18381882160
31 Dec 17374822120
30 Sep 17364842100
30 Jun 17359812090
31 Mar 17358802070
31 Dec 16355782060
30 Sep 16358782050
30 Jun 16358782020
31 Mar 16355772000
31 Dec 15353762000
30 Sep 15347761960
30 Jun 15342671950
31 Mar 15359751960
31 Dec 14358751950
30 Sep 14356741930
30 Jun 14355831930
31 Mar 14331721900
31 Dec 13319621840

Quality Earnings: NBTB has high quality earnings.

Growing Profit Margin: NBTB's current net profit margins (25.1%) are lower than last year (25.5%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: NBTB's earnings have grown by 3.3% per year over the past 5 years.

Accelerating Growth: NBTB's earnings growth over the past year (8.5%) exceeds its 5-year average (3.3% per year).

Earnings vs Industry: NBTB earnings growth over the past year (8.5%) exceeded the Banks industry -11.8%.

Return on Equity

High ROE: NBTB's Return on Equity (8.9%) is considered low.

Return on Assets

Return on Capital Employed

Discover strong past performing companies

7D

1Y

7D

1Y

7D

1Y

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/22 13:35
End of Day Share Price 2024/12/20 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

NBT Bancorp Inc. is covered by 14 analysts. 5 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Erik ZwickBoenning & Scattergood, Inc.
null nullD.A. Davidson & Co.
Manuel NavasD.A. Davidson & Co.