Princeton Bancorp, Inc. (NasdaqGS:BPRN) Stock Price & Quote Analysis

BPRN Stock Overview

Princeton Bancorp, Inc. operates as the bank holding company for The Bank of Princeton that provides various banking products and services.

BPRN fundamental analysis
Snowflake Score
Valuation	5/6
Future Growth	0/6
Past Performance	4/6
Financial Health	6/6
Dividends	3/6

Rewards

Trading at 39% below our estimate of its fair value

Earnings grew by 17.8% over the past year

Risk Analysis

Earnings are forecast to decline by an average of 2.1% per year for the next 3 years

Unstable dividend track record

My Notes

New

Notes are coming soon

Princeton Bancorp, Inc. Competitors

ChoiceOne Financial Services

NasdaqCM:COFS

US$212.7m

MainStreet Bancshares

NasdaqCM:MNSB

US$208.0m

California BanCorp

NasdaqGS:CALB

US$214.1m

Bankwell Financial Group

NasdaqGM:BWFG

US$221.8m

Price History & Performance

Summary of all time highs, changes and price drops for Princeton Bancorp
Historical stock prices
Current Share Price	US$33.60
52 Week High	US$34.65
52 Week Low	US$26.57
Beta	0.56
1 Month Change	5.93%
3 Month Change	5.99%
1 Year Change	10.96%
3 Year Change	10.16%
5 Year Change	3.42%
Change since IPO	18.94%

Princeton Bancorp (NASDAQ:BPRN) Has Announced That It Will Be Increasing Its Dividend To $0.30

Jan 29

Recent updates

Princeton Bancorp (NASDAQ:BPRN) Has Announced That It Will Be Increasing Its Dividend To $0.30

Jan 29

Bank of Princeton (NASDAQ:BPRN) Is Paying Out A Larger Dividend Than Last Year

Feb 03

Bullish: Analysts Just Made A Substantial Upgrade To Their The Bank of Princeton (NASDAQ:BPRN) Forecasts

Apr 27

Is Now The Time To Put Bank of Princeton (NASDAQ:BPRN) On Your Watchlist?

Apr 19

Trade Alert: Martin Tuchman At The Bank of Princeton (NASDAQ:BPRN), Has Just Spent US$95k Buying A Small Number of Shares

Mar 08

What Type Of Returns Would Bank of Princeton's(NASDAQ:BPRN) Shareholders Have Earned If They Purchased Their SharesThree Years Ago?

Mar 04

Income Investors Should Know That The Bank of Princeton (NASDAQ:BPRN) Goes Ex-Dividend Soon

Feb 06

The Bank of Princeton (NASDAQ:BPRN) Yearly Results: Here's What Analysts Are Forecasting For This Year

Jan 30

Read This Before Selling The Bank of Princeton (NASDAQ:BPRN) Shares

Jan 14

Key Things To Understand About Bank of Princeton's (NASDAQ:BPRN) CEO Pay Cheque

Dec 19

Would Shareholders Who Purchased Bank of Princeton's (NASDAQ:BPRN) Stock Three Years Be Happy With The Share price Today?

Nov 28

Shareholder Returns

	BPRN	US Banks	US Market
7D	3.4%	3.3%	2.8%
1Y	11.0%	-14.7%	-9.2%

Return vs Industry: BPRN exceeded the US Banks industry which returned -14.7% over the past year.

Return vs Market: BPRN exceeded the US Market which returned -9.2% over the past year.

Price Volatility

Is BPRN's price volatile compared to industry and market?
BPRN volatility
BPRN Average Weekly Movement	1.8%
Banks Industry Average Movement	3.7%
Market Average Movement	6.9%
10% most volatile stocks in US Market	17.3%
10% least volatile stocks in US Market	2.8%

Stable Share Price: BPRN is less volatile than 75% of US stocks over the past 3 months, typically moving +/- 2% a week.

Volatility Over Time: BPRN's weekly volatility (2%) has been stable over the past year.

About the Company

Founded	Employees	CEO	Website
2007	183	Ed Dietzler	https://www.thebankofprinceton.com

Princeton Bancorp, Inc. operates as the bank holding company for The Bank of Princeton that provides various banking products and services. It accepts various deposit products, including checking, savings, attorney trust, and money market accounts, as well as certificates of deposit. The company also offers various loan products comprising commercial real estate and multi-family, commercial and industrial, construction, residential first-lien mortgage, paycheck protection program, home equity, and consumer loans.

Princeton Bancorp, Inc. Fundamentals Summary

How do Princeton Bancorp's earnings and revenue compare to its market cap?
BPRN fundamental statistics
Market Cap	US$209.83m
Earnings (TTM)	US$26.49m
Revenue (TTM)	US$72.55m

7.9x

P/E Ratio

1.0x

P/B Ratio

Is BPRN overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report
BPRN income statement (TTM)
Revenue	US$72.55m
Cost of Revenue	US$0
Gross Profit	US$72.55m
Other Expenses	US$46.05m
Earnings	US$26.49m

Last Reported Earnings

Dec 31, 2022

Next Earnings Date

n/a

Earnings per share (EPS)	4.24
Gross Margin	100.00%
Net Profit Margin	36.52%
Debt/Equity Ratio	4.6%

How did BPRN perform over the long term?

See historical performance and comparison

Dividends

3.0%

Current Dividend Yield

23%

Payout Ratio

Does BPRN pay a reliable dividends?

See BPRN dividend history and benchmarks

When do you need to buy BPRN by to receive an upcoming dividend?
Princeton Bancorp dividend dates
Ex Dividend Date	Feb 09 2023
Dividend Pay Date	Mar 03 2023
Days until Ex dividend	10 days
Days until Dividend pay date	32 days

Does BPRN pay a reliable dividends?

See BPRN dividend history and benchmarks

BPRN Stock Overview

Rewards

Risk Analysis

Princeton Bancorp, Inc. Competitors

NasdaqCM:COFS

US$212.7m

NasdaqCM:MNSB

US$208.0m

NasdaqGS:CALB

US$214.1m

NasdaqGM:BWFG

US$221.8m

Price History & Performance

Recent News & Updates

Princeton Bancorp (NASDAQ:BPRN) Has Announced That It Will Be Increasing Its Dividend To $0.30

Full year 2022 earnings: EPS exceeds analyst expectations

Princeton Bancorp, Inc. Announces Declaration of Quarterly Cash Dividend, Payable on March 3, 2023

Vice Chairman of the Board notifies of intention to sell stock

Price target increased to US$33.50

Insufficient new directors

Recent updates

Princeton Bancorp (NASDAQ:BPRN) Has Announced That It Will Be Increasing Its Dividend To $0.30

Full year 2022 earnings: EPS exceeds analyst expectations

Princeton Bancorp, Inc. Announces Declaration of Quarterly Cash Dividend, Payable on March 3, 2023

Vice Chairman of the Board notifies of intention to sell stock

Price target increased to US$33.50

Insufficient new directors

Vice Chairman of the Board recently sold US$81k worth of stock

Upcoming dividend of US$0.25 per share

Third quarter 2022 earnings: EPS and revenues exceed analyst expectations

The Bank of Princeton Announces Declaration Quarterly Cash Dividend, to Be Paid on November 25, 2022

Upcoming dividend of US$0.25 per share

Second quarter 2022 earnings: EPS exceeds analyst expectations

The Bank of Princeton Announces Declaration of Quarterly Cash Dividend, to Be Paid on August 26, 2022

President exercised options to buy US$686k worth of stock.

Price target decreased to US$30.67

Secretary & Independent Director exercised options to buy US$161k worth of stock.

Executive VP & Chief Lending Officer recently sold US$59k worth of stock

Independent Director exercised options to buy US$178k worth of stock.

Vice Chairman of the Board exercised options to buy US$177k worth of stock.

Upcoming dividend of US$0.25 per share

First quarter 2022 earnings: EPS and revenues exceed analyst expectations

Insufficient new directors

First quarter 2022 earnings: EPS and revenues exceed analyst expectations

The Bank of Princeton Announces Quarterly Cash Dividend, Payable on May 27, 2022

Bank of Princeton (NASDAQ:BPRN) Is Paying Out A Larger Dividend Than Last Year

Full year 2021 earnings: EPS and revenues exceed analyst expectations

The Bank of Princeton (NasdaqGS:BPRN) announces an Equity Buyback for 324,017 shares, representing 5% for $10.3 million.

Upcoming dividend of US$0.18 per share

Third quarter 2021 earnings released: EPS US$0.90 (vs US$0.52 in 3Q 2020)

Upcoming dividend of US$0.18 per share

Second quarter 2021 earnings released: EPS US$0.82 (vs US$0.46 in 2Q 2020)

The Bank of Princeton(NasdaqGS:BPRN) dropped from Russell 3000E Value Index

Insider recently bought US$87k worth of stock

Upcoming dividend of US$0.18 per share

Consensus revenue estimates increase to US$59.5m

Price target increased to US$33.33

Bullish: Analysts Just Made A Substantial Upgrade To Their The Bank of Princeton (NASDAQ:BPRN) Forecasts

First quarter 2021 earnings released: EPS US$0.71 (vs US$0.45 in 1Q 2020)

Is Now The Time To Put Bank of Princeton (NASDAQ:BPRN) On Your Watchlist?

Price target raised to US$31.00

Trade Alert: Martin Tuchman At The Bank of Princeton (NASDAQ:BPRN), Has Just Spent US$95k Buying A Small Number of Shares

Insider recently bought US$95k worth of stock

What Type Of Returns Would Bank of Princeton's(NASDAQ:BPRN) Shareholders Have Earned If They Purchased Their SharesThree Years Ago?

New 90-day high: US$27.18

New 90-day high: US$26.38

Income Investors Should Know That The Bank of Princeton (NASDAQ:BPRN) Goes Ex-Dividend Soon

Analysts increase EPS estimates to US$2.40

The Bank of Princeton (NASDAQ:BPRN) Yearly Results: Here's What Analysts Are Forecasting For This Year

Full year 2020 earnings released: EPS US$2.04 (vs US$1.51 in FY 2019)

Revenue and earnings beat expectations

Read This Before Selling The Bank of Princeton (NASDAQ:BPRN) Shares

Key Things To Understand About Bank of Princeton's (NASDAQ:BPRN) CEO Pay Cheque

Would Shareholders Who Purchased Bank of Princeton's (NASDAQ:BPRN) Stock Three Years Be Happy With The Share price Today?

Market bids up stock over the past week

Market bids up stock over the past week

New 90-day high: US$21.00

Price target raised to US$22.00

Third quarter earnings released

Third-quarter earnings released: Earnings beat expectations, revenue disappoints