Princeton Bancorp Balance Sheet Health
Financial Health criteria checks 6/6
Princeton Bancorp has total assets of $2.4B and total equity of $261.5M. Total deposits are $2.0B, and total loans are $1.8B. It earns a Net Interest Margin of 4%. It has sufficient allowance for bad loans, which are currently at 0.1% of total loans. Cash and short-term investments are $181.1M.
Key information
9x
Asset to equity ratio
4.0%
Net interest margin
| Total deposits | US$2.05b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.1% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$181.06m |
Recent financial health updates
No updates
Recent updates
Princeton Bancorp: Bottom Line Likely To Return To Black After Acquisition
Nov 13Princeton Bancorp's (NASDAQ:BPRN) Dividend Will Be $0.30
Nov 01
Princeton Bancorp (NASDAQ:BPRN) Has Announced A Dividend Of $0.30
Jul 29Princeton Bancorp (NASDAQ:BPRN) Is Paying Out A Dividend Of $0.30
Jan 30Here's Why We Think Princeton Bancorp (NASDAQ:BPRN) Might Deserve Your Attention Today
Nov 05Here's Why We Think Princeton Bancorp (NASDAQ:BPRN) Is Well Worth Watching
Jul 21Princeton Bancorp (NASDAQ:BPRN) Has Announced That It Will Be Increasing Its Dividend To $0.30
Jan 29The Bank of Princeton declares $0.25 dividend
Oct 19The Bank of Princeton GAAP EPS of $0.98 beats by $0.05, revenue of $17.4M beats by $1.17M
Jul 21Bank of Princeton (NASDAQ:BPRN) Is Paying Out A Larger Dividend Than Last Year
Feb 03Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BPRN's Assets to Equity ratio (9x) is low.
Allowance for Bad Loans: BPRN has a sufficient allowance for bad loans (994%).
Low Risk Liabilities: 98% of BPRN's liabilities are made up of primarily low risk sources of funding.
Loan Level: BPRN has an appropriate level of Loans to Assets ratio (77%).
Low Risk Deposits: BPRN's Loans to Deposits ratio (88%) is appropriate.
Level of Bad Loans: BPRN has an appropriate level of bad loans (0.1%).
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/01/10 00:28 |
| End of Day Share Price | 2025/01/10 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
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Industry and Sector Metrics
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Analyst Sources
Princeton Bancorp, Inc. is covered by 8 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Erik Zwick | Boenning & Scattergood, Inc. |
| Stephen Moss | B. Riley Securities, Inc. |
| Stephen Moss | FBR Capital Markets & Co. |