U.S. Undiscovered Gems With Strong Fundamentals

Oakworth Capital

Market Cap: US$184.7m

Operates as a bank holding company for Oakworth Capital Bank that provides range of banking services in the United States.

First Bancorp

Market Cap: US$322.3m

Operates as the bank holding company for First National Bank that provides a range of banking products and services to individual and corporate customers.

Pure Cycle

Market Cap: US$251.0m

Provides water and wastewater services in the United States.

NameSilo Technologies

Market Cap: US$108.5m

Through its subsidiaries, provides domain name registration services in the United States, East and South Asia, South East Asia, Australasia, and internationally.

Winchester Bancorp

Market Cap: US$118.7m

Operates as a bank holding company for Winchester Savings Bank that provides banking products and services in the United States.

Oxford Bank

Market Cap: US$104.0m

Operates as the holding company for Oxford Bank that provides various banking products and services to various customers in Michigan.

Tri-County Financial Group

Market Cap: US$124.5m

Operates as a bank holding company for First State Bank, providing various banking and mortgage banking services, and insurance services to individuals and businesses in the United States.

Seneca Foods

Market Cap: US$1.1b

Provides packaged fruits and vegetables in the United States and internationally.

ASA Gold and Precious Metals

Market Cap: US$1.2b

A publicly owned investment manager.

Affinity Bancshares

Market Cap: US$135.7m

Operates as the holding company for Affinity Bank, National Association that provides various banking products and services in the United States.

Sound Financial Bancorp

Market Cap: US$106.9m

Operates as the bank holding company for Sound Community Bank that provides banking and other financial services for consumers and businesses.

Security Federal

Market Cap: US$106.7m

Operates as the bank holding company for Security Federal Bank that provides various banking products and services.

Cashmere Valley Bank

Market Cap: US$258.6m

A state chartered bank, provides banking products and services to small and middle-market businesses, and retail customers.

Union Bankshares

Market Cap: US$114.0m

Operates as the bank holding company for Union Bank that provides retail, commercial, and municipal banking products and services in the United States.

First Northern Community Bancorp

Market Cap: US$257.6m

Operates as the bank holding company for First Northern Bank of Dixon that provides commercial banking products and services to individuals, and small and medium sized businesses.

Southern Michigan Bancorp

Market Cap: US$116.5m

Operates as the bank holding company for Southern Michigan Bank & Trust that provides a range of commercial banking services to individuals, businesses, institutions, and government agencies primarily in the southwest and south-central Michigan communities.

QDM International

Market Cap: US$1.0b

Operates as an insurance brokerage company primarily in Hong Kong.

Oil-Dri Corporation of America

Market Cap: US$978.4m

Develops, manufactures, and markets sorbent products in the United States and internationally.

Security National Financial

Market Cap: US$236.8m

Engages in the life insurance, cemetery and mortuary, and mortgage businesses.

Village Super Market

Market Cap: US$635.8m

Engages in the operation of a chain of supermarkets in the United States.

SR Bancorp

Market Cap: US$138.1m

Operates as the holding company for Somerset Regal Bank that provides retail and commercial banking services to individuals, businesses, and local municipalities in the communities of Essex, Hunterdon, Middlesex, Morris, Somerset, and Union counties in New Jersey.

First Farmers Financial

Market Cap: US$458.0m

Operates as the financial holding company for First Farmers Bank & Trust, which provides banking products and services to individuals, families, and businesses.

Ohio Valley Banc

Market Cap: US$208.5m

Operates as the bank holding company for The Ohio Valley Bank Company that provides commercial and retail banking products and services.

Butler National

Market Cap: US$236.8m

Designs, engineers, manufactures, sells, integrates, installs, repairs, modifies, overhauls, services, and distributes a portfolio of aerostructures, aircraft components, avionics, accessories, subassemblies, and systems.

Hingham Institution for Savings

Market Cap: US$623.8m

Provides various financial services to individuals and small businesses in the United States.

Community Bancorp

Market Cap: US$198.0m

Operates as the bank holding company for Community National Bank that provides various financial services to individuals, businesses, nonprofit organizations, and municipalities in northern and central Vermont.

First National Bank Alaska

Market Cap: US$940.6m

A commercial bank, provides various banking products and services for business, industry, and individual customers primarily in Alaska.

Agencia Comercial Spirits

Market Cap: US$307.9m

Imports, procures, distributes, and sells bottled, raw cask, and proprietary brand whisky products in Taiwan and international markets.

FS Bancorp

Market Cap: US$183.0m

Operates as the holding company for Farmers State Bank that provides banking products and services to individuals and business customers in Indiana and Michigan.

Alpine Banks of Colorado

Market Cap: US$766.2m

Provides banking products and services to individuals and businesses.

First Capital Bancshares

Market Cap: US$129.1m

Operates as a holding company for First Capital Bank that provides commercial banking services in the United States.

Magyar Bancorp

Market Cap: US$113.7m

Operates as the holding company for Magyar Bank that provides various consumer and commercial banking services to individuals, businesses, and nonprofit organizations in New Jersey, the United States.

Century Next Financial

Market Cap: US$118.5m

Operates as the holding company for the Century Next Bank that provides various banking products and services in Louisiana and Arkansas.

Kish Bancorp

Market Cap: US$146.9m

A diversified financial services company, provides various banking products and services primarily in central Pennsylvania and the surrounding areas.

River Financial

Market Cap: US$391.6m

Operates as the bank holding company for River Bank & Trust that provides commercial and consumer banking services to small to medium-sized businesses, organizations, entrepreneurs, and individuals in Alabama and the Florida Panhandle.

Embassy Bancorp

Market Cap: US$148.5m

Operates as the bank holding company for Embassy Bank for the Lehigh Valley that provides banking and financial products and services in Pennsylvania.