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Upstart Holdings NasdaqGS:UPST Stock Report

Last Price

US$28.17

Market Cap

US$2.4b

7D

6.1%

1Y

105.0%

Updated

27 Mar, 2024

Data

Company Financials +

Upstart Holdings, Inc.

NasdaqGS:UPST Stock Report

Market Cap: US$2.4b

UPST Stock Overview

Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States.

UPST fundamental analysis
Snowflake Score
Valuation0/6
Future Growth4/6
Past Performance0/6
Financial Health4/6
Dividends0/6

Upstart Holdings, Inc. Competitors

Price History & Performance

Summary of all time highs, changes and price drops for Upstart Holdings
Historical stock prices
Current Share PriceUS$28.17
52 Week HighUS$72.58
52 Week LowUS$11.93
Beta1.96
1 Month Change11.04%
3 Month Change-36.21%
1 Year Change105.02%
3 Year Change-78.14%
5 Year Changen/a
Change since IPO-4.41%

Recent News & Updates

Recent updates

Upstart Holdings: Still Too Risky

Mar 24

Upstart Holdings, Inc. (NASDAQ:UPST) Shares Slammed 25% But Getting In Cheap Might Be Difficult Regardless

Mar 13
Upstart Holdings, Inc. (NASDAQ:UPST) Shares Slammed 25% But Getting In Cheap Might Be Difficult Regardless

Upstart Holdings: A No-Brainer Buy Before The Fed Shift Kicks Off

Mar 12

Upstart: An Uphill Battle

Mar 05

Upstart: I Warned About Its Overhype In December - What's Next (Upgrade)

Feb 22

Upstart Q4: Struggles With Debt And Profitability Challenges (Downgrade)

Feb 14

Upstart Holdings, Inc. (NASDAQ:UPST) Analysts Just Cut Their EPS Forecasts Substantially

Feb 14
Upstart Holdings, Inc. (NASDAQ:UPST) Analysts Just Cut Their EPS Forecasts Substantially

Upstart: Red Flags Of The AI Model And The Company's Response

Feb 07

Upstart's Upcoming Q4 Drama: Bullish Dreams And The Borrowing Blues

Feb 01

Upstart: Indicators Suggest Weak Start To 2024 (Downgrade)

Jan 23

After Leaping 54% Upstart Holdings, Inc. (NASDAQ:UPST) Shares Are Not Flying Under The Radar

Dec 30
After Leaping 54% Upstart Holdings, Inc. (NASDAQ:UPST) Shares Are Not Flying Under The Radar

Upstart Holdings, Inc. (NASDAQ:UPST) Analysts Just Trimmed Their Revenue Forecasts By 33%

Feb 15
Upstart Holdings, Inc. (NASDAQ:UPST) Analysts Just Trimmed Their Revenue Forecasts By 33%

Upstart: What's Up With The Relative Strength?

Oct 14

Upstart Stock Is Down Over 80% This Year; Is It A Buying Opportunity?

Sep 29

Upstart Has Its Moment

Sep 19

Upstart extends personal lending to Arizona-based credit union partner

Sep 08

Upstart: Broken Stock Or Broken Company?

Aug 25

Upstart provides Alliant Credit Union with personal lending capabilities

Aug 17

Upstart Q2 Preview: Short-Sellers Should Brace For Impact

Aug 08

Shareholder Returns

UPSTUS Consumer FinanceUS Market
7D6.1%0.8%0.4%
1Y105.0%39.7%28.8%

Return vs Industry: UPST exceeded the US Consumer Finance industry which returned 39.7% over the past year.

Return vs Market: UPST exceeded the US Market which returned 28.8% over the past year.

Price Volatility

Is UPST's price volatile compared to industry and market?
UPST volatility
UPST Average Weekly Movement11.4%
Consumer Finance Industry Average Movement6.0%
Market Average Movement6.0%
10% most volatile stocks in US Market16.9%
10% least volatile stocks in US Market3.0%

Stable Share Price: UPST's share price has been volatile over the past 3 months.

Volatility Over Time: UPST's weekly volatility (11%) has been stable over the past year, but is still higher than 75% of US stocks.

About the Company

FoundedEmployeesCEOWebsite
20121,388Dave Girouardhttps://www.upstart.com

Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. Its platform includes personal loans, automotive retail and refinance loans, home equity lines of credit, and small dollar loans that connects consumer demand for loans to its to bank and credit unions. Upstart Holdings, Inc. was founded in 2012 and is headquartered in San Mateo, California.

Upstart Holdings, Inc. Fundamentals Summary

How do Upstart Holdings's earnings and revenue compare to its market cap?
UPST fundamental statistics
Market capUS$2.43b
Earnings (TTM)-US$240.13m
Revenue (TTM)US$548.46m

4.4x

P/S Ratio

-10.1x

P/E Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
UPST income statement (TTM)
RevenueUS$548.46m
Cost of RevenueUS$150.42m
Gross ProfitUS$398.04m
Other ExpensesUS$638.17m
Earnings-US$240.13m

Last Reported Earnings

Dec 31, 2023

Next Earnings Date

n/a

Earnings per share (EPS)-2.78
Gross Margin72.57%
Net Profit Margin-43.78%
Debt/Equity Ratio186.0%

How did UPST perform over the long term?

See historical performance and comparison
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