3 Dividend Stocks Yielding Up To 4% For Steady Income

As the U.S. stock market experiences fluctuations with technology shares under pressure and major indices pulling back from record highs, investors are increasingly seeking stability amidst volatility. In this environment, dividend stocks yielding up to 4% can offer a steady income stream, making them an attractive option for those looking to balance growth potential with reliable returns.

Top 10 Dividend Stocks In The United States

Click here to see the full list of 114 stocks from our Top US Dividend Stocks screener.

Underneath we present a selection of stocks filtered out by our screen.

Fidelity D & D Bancorp (FDBC)

Simply Wall St Dividend Rating: ★★★★☆☆

Overview: Fidelity D & D Bancorp, Inc. is the bank holding company for The Fidelity Deposit and Discount Bank, offering a variety of banking, trust, and financial services to individuals, small businesses, and corporate clients with a market cap of $280.98 million.

Operations: Fidelity D & D Bancorp, Inc. generates revenue primarily through its Banking, Trust, and Financial Services segment, amounting to $88.60 million.

Dividend Yield: 3.5%

Fidelity D & D Bancorp recently announced a 7.5% increase in its quarterly dividend to $0.43 per share, payable on December 10, 2025. The dividend yield stands at 3.53%, which is lower than the top quartile of US dividend payers but remains stable and reliable over the past decade. With a payout ratio of 35.3%, dividends are well-covered by earnings, supported by strong recent growth in net income and earnings per share.

• Click here to discover the nuances of Fidelity D & D Bancorp with our detailed analytical dividend report.
• According our valuation report, there's an indication that Fidelity D & D Bancorp's share price might be on the cheaper side.

Bar Harbor Bankshares (BHB)

Simply Wall St Dividend Rating: ★★★★★☆

Overview: Bar Harbor Bankshares, with a market cap of $549.05 million, operates as the holding company for Bar Harbor Bank & Trust, offering banking and nonbanking products and services primarily to consumers and businesses.

Operations: Bar Harbor Bankshares generates revenue primarily from its Community Banking Industry segment, which accounts for $152.61 million.

Dividend Yield: 3.9%

Bar Harbor Bankshares declared a quarterly dividend of $0.32 per share, maintaining a stable and reliable dividend history over the past decade. Despite recent declines in net income to US$8.86 million for Q3 2025, dividends remain covered by earnings with a payout ratio of 53.3%. The bank's dividend yield is 3.89%, below the top quartile in the US market but supported by consistent profit growth forecasts and sound financial management practices.

• Unlock comprehensive insights into our analysis of Bar Harbor Bankshares stock in this dividend report.
• Upon reviewing our latest valuation report, Bar Harbor Bankshares' share price might be too optimistic.

MSC Industrial Direct (MSM)

Simply Wall St Dividend Rating: ★★★★☆☆

Overview: MSC Industrial Direct Co., Inc. is a distributor of metalworking and MRO products and services operating in the United States, Canada, Mexico, the United Kingdom, and internationally with a market cap of approximately $4.84 billion.

Operations: MSC Industrial Direct Co., Inc. generates revenue of approximately $3.77 billion from its distribution of metalworking and MRO products and services.

Dividend Yield: 4%

MSC Industrial Direct's quarterly dividend of US$0.87 per share reflects a decade of stable and reliable payouts, though the 4.01% yield is below the top quartile in the US market. Despite a cash payout ratio of 80.6%, dividends are not well covered by earnings due to a high payout ratio of 95.7%. Recent leadership changes with Martina McIsaac assuming CEO duties in January 2026 may influence future strategic decisions impacting dividend sustainability.

• Dive into the specifics of MSC Industrial Direct here with our thorough dividend report.
• In light of our recent valuation report, it seems possible that MSC Industrial Direct is trading beyond its estimated value.

Make It Happen

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Ready For A Different Approach?

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This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.

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