Stock Analysis

3 Reliable Dividend Stocks Yielding Up To 4.4%

NYSE:CFG
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As the U.S. stock market navigates a turbulent February marked by inflation concerns and geopolitical tensions, investors are increasingly turning their attention to reliable dividend stocks as a source of steady income. In such uncertain times, choosing stocks with strong dividend yields can provide stability and potential for income growth, making them an appealing option for those seeking to balance risk in their portfolios.

Top 10 Dividend Stocks In The United States

NameDividend YieldDividend Rating
Columbia Banking System (NasdaqGS:COLB)5.39%★★★★★★
Interpublic Group of Companies (NYSE:IPG)4.82%★★★★★★
FMC (NYSE:FMC)6.29%★★★★★★
Citizens & Northern (NasdaqCM:CZNC)5.25%★★★★★★
Peoples Bancorp (NasdaqGS:PEBO)5.00%★★★★★★
Southside Bancshares (NYSE:SBSI)4.68%★★★★★★
Regions Financial (NYSE:RF)6.01%★★★★★★
Isabella Bank (OTCPK:ISBA)4.49%★★★★★★
First Interstate BancSystem (NasdaqGS:FIBK)6.12%★★★★★★
Virtus Investment Partners (NYSE:VRTS)4.79%★★★★★★

Click here to see the full list of 142 stocks from our Top US Dividend Stocks screener.

Let's dive into some prime choices out of the screener.

Northrim BanCorp (NasdaqGS:NRIM)

Simply Wall St Dividend Rating: ★★★★★☆

Overview: Northrim BanCorp, Inc. is a bank holding company for Northrim Bank, offering commercial banking products and services to businesses and professional individuals, with a market cap of $454.15 million.

Operations: Northrim BanCorp, Inc. generates revenue through two primary segments: Community Banking, contributing $110.79 million, and Home Mortgage Lending, which accounts for $34.34 million.

Dividend Yield: 3.1%

Northrim BanCorp's dividends have been stable and growing over the past decade, with recent increases to $0.64 per share. The company maintains a low payout ratio of 37.1%, indicating dividends are well covered by earnings, which grew significantly last year. Despite trading below its estimated fair value, its dividend yield of 3.11% is lower than top-tier US dividend payers but remains reliable and sustainable with future coverage projected at a 29.9% payout ratio in three years.

NasdaqGS:NRIM Dividend History as at Mar 2025
NasdaqGS:NRIM Dividend History as at Mar 2025

Valley National Bancorp (NasdaqGS:VLY)

Simply Wall St Dividend Rating: ★★★★☆☆

Overview: Valley National Bancorp, with a market cap of approximately $5.50 billion, operates as the holding company for Valley National Bank, offering a range of commercial, private banking, retail, insurance, and wealth management financial services.

Operations: Valley National Bancorp generates revenue through its diverse offerings in commercial banking, private banking, retail financial services, insurance products, and wealth management solutions.

Dividend Yield: 4.5%

Valley National Bancorp offers a dividend yield of 4.47%, slightly below the top tier in the US market. Its dividends are currently covered by earnings with a payout ratio of 63.2% and are forecast to be well-covered in three years at 39.4%. Despite stable dividends over the past decade, there has been no growth in payments. Recent announcements affirmed regular cash and preferred dividends, reflecting ongoing commitment to shareholder returns amidst recent executive changes and financial challenges including increased net charge-offs.

NasdaqGS:VLY Dividend History as at Mar 2025
NasdaqGS:VLY Dividend History as at Mar 2025

Citizens Financial Group (NYSE:CFG)

Simply Wall St Dividend Rating: ★★★★★☆

Overview: Citizens Financial Group, Inc. is a bank holding company offering a range of retail and commercial banking products and services to individuals, small businesses, middle-market companies, large corporations, and institutions in the United States with a market cap of approximately $20.01 billion.

Operations: Citizens Financial Group generates revenue through its Consumer Banking segment, which contributed $5.37 billion, and its Commercial Banking segment, which added $2.51 billion.

Dividend Yield: 3.7%

Citizens Financial Group offers a dividend yield of 3.67%, which is below the top tier in the US market. The company's dividends have grown and remained stable over the past decade, supported by a sustainable payout ratio of 55.2%. Recent financial results show improved net income despite lower net interest income, while recent fixed-income offerings and preferred dividend declarations highlight its strategic focus on maintaining liquidity and shareholder returns amidst executive changes.

NYSE:CFG Dividend History as at Mar 2025
NYSE:CFG Dividend History as at Mar 2025

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This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.

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About NYSE:CFG

Citizens Financial Group

Operates as the bank holding company that provides retail and commercial banking products and services to individuals, small businesses, middle-market companies, large corporations, and institutions in the United States.

Flawless balance sheet established dividend payer.