3 Dividend Stocks To Consider With Yields Up To 4%

Over the last 7 days, the United States market has risen by 1.4%, contributing to a 17% increase over the past year, with earnings forecasted to grow by 15% annually. In this thriving environment, selecting dividend stocks with yields up to 4% can be an attractive strategy for investors seeking steady income and potential growth.

Top 10 Dividend Stocks In The United States

Click here to see the full list of 138 stocks from our Top US Dividend Stocks screener.

Let's explore several standout options from the results in the screener.

ChoiceOne Financial Services (COFS)

Simply Wall St Dividend Rating: ★★★★☆☆

Overview: ChoiceOne Financial Services, Inc. is a bank holding company for ChoiceOne Bank, offering banking services in Michigan with a market cap of $455.67 million.

Operations: ChoiceOne Financial Services, Inc. generates its revenue primarily from its banking segment, which amounts to $108.38 million.

Dividend Yield: 3.7%

ChoiceOne Financial Services offers a stable dividend history with payments increasing over the past decade, currently yielding 3.69%. However, recent financial results show a mixed picture: while net interest income has grown significantly, the company reported a net loss for the first half of 2025 due to substantial impairments and write-offs. Despite trading below estimated fair value and maintaining reliable dividends, potential investors should consider its reduced profit margins and shareholder dilution.

• Click here to discover the nuances of ChoiceOne Financial Services with our detailed analytical dividend report.
• Our valuation report here indicates ChoiceOne Financial Services may be undervalued.

First Financial Bancorp (FFBC)

Simply Wall St Dividend Rating: ★★★★☆☆

Overview: First Financial Bancorp operates as the bank holding company for First Financial Bank, offering commercial banking and related services to individuals and businesses in Ohio, Indiana, Kentucky, and Illinois, with a market cap of $2.38 billion.

Operations: First Financial Bancorp's revenue is primarily derived from its Community Banking segment, which generated $781.82 million.

Dividend Yield: 4%

First Financial Bancorp. offers a stable dividend history with payments increasing over the past decade, currently yielding 4.02%. The company trades significantly below its estimated fair value and maintains a low payout ratio of 38.1%, suggesting dividends are well covered by earnings. Recent financial results show growth in net income and earnings per share, but significant insider selling may raise concerns for potential investors despite ongoing acquisition discussions to expand its banking operations.

• Unlock comprehensive insights into our analysis of First Financial Bancorp stock in this dividend report.
• According our valuation report, there's an indication that First Financial Bancorp's share price might be on the cheaper side.

Kennametal (KMT)

Simply Wall St Dividend Rating: ★★★★★☆

Overview: Kennametal Inc. specializes in the development and application of tungsten carbides, ceramics, and super-hard materials for metal cutting and extreme wear applications, with a market cap of approximately $1.93 billion.

Operations: Kennametal Inc.'s revenue is primarily derived from its Metal Cutting segment, which generated $1.23 billion, and its Infrastructure segment, which contributed $760.13 million.

Dividend Yield: 3.2%

Kennametal Inc. maintains a reliable dividend history, with payments increasing over the past decade and a current yield of 3.15%. The company’s dividends are well covered by earnings, with a payout ratio of 57.3%, and cash flows, at 40%. Despite high debt levels, Kennametal trades below its estimated fair value and shows consistent earnings growth. Recent buybacks worth US$54.93 million may further support shareholder value amidst stable financial performance in recent quarters.

• Click to explore a detailed breakdown of our findings in Kennametal's dividend report.
• Our valuation report unveils the possibility Kennametal's shares may be trading at a discount.

Where To Now?

• Take a closer look at our Top US Dividend Stocks list of 138 companies by clicking here.
• Have you diversified into these companies? Leverage the power of Simply Wall St's portfolio to keep a close eye on market movements affecting your investments.
• Elevate your portfolio with Simply Wall St, the ultimate app for investors seeking global market coverage.

Ready For A Different Approach?

• Explore high-performing small cap companies that haven't yet garnered significant analyst attention.
• Fuel your portfolio with companies showing strong growth potential, backed by optimistic outlooks both from analysts and management.
• Find companies with promising cash flow potential yet trading below their fair value.

This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.

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