3 Top Dividend Stocks With Yields Up To 5.9%

In the midst of market volatility driven by recent tariff announcements and economic uncertainties, investors are increasingly turning their attention to dividend stocks as a potential source of steady income. In this environment, selecting stocks with strong dividend yields can offer a measure of stability and income generation, making them an attractive option for those seeking to navigate the current financial landscape.

Top 10 Dividend Stocks In The United States

Click here to see the full list of 155 stocks from our Top US Dividend Stocks screener.

Here we highlight a subset of our preferred stocks from the screener.

First Busey (NasdaqGS:BUSE)

Simply Wall St Dividend Rating: ★★★★★☆

Overview: First Busey Corporation, with a market cap of $1.26 billion, operates as the bank holding company for Busey Bank, offering retail and commercial banking products and services to individual, corporate, institutional, and governmental customers in the United States.

Operations: First Busey Corporation generates revenue through its primary segments: Banking ($391.39 million), Wealth Management ($64.95 million), and Firs Tech ($23.10 million).

Dividend Yield: 4.5%

First Busey offers a stable dividend profile with a 4.47% yield, though slightly below the top tier in the US market. Its dividends have been reliable and growing over the past decade, supported by a low payout ratio of 47.8%. Recent strategic moves include acquiring CrossFirst Bankshares and appointing Scott A. Phillips as Interim CFO, which may impact future financial strategies. Earnings growth is forecasted at 38.47% annually, enhancing dividend sustainability prospects.

• Click here and access our complete dividend analysis report to understand the dynamics of First Busey.
• In light of our recent valuation report, it seems possible that First Busey is trading behind its estimated value.

Heritage Commerce (NasdaqGS:HTBK)

Simply Wall St Dividend Rating: ★★★★★★

Overview: Heritage Commerce Corp, with a market cap of $592.92 million, operates as the bank holding company for Heritage Bank of Commerce, offering a range of commercial and personal banking services to individuals and businesses in California.

Operations: Heritage Commerce Corp generates its revenue primarily from its Banking segment, which accounts for $160.84 million, and a smaller portion from Factoring, contributing $9.41 million.

Dividend Yield: 5.3%

Heritage Commerce maintains a strong dividend profile with a 5.35% yield, placing it in the top 25% of US dividend payers. The company's dividends have been stable and growing over the past decade, supported by a payout ratio of 78.6%, indicating coverage by earnings. Recent executive changes include Janisha Sabnani's appointment as Executive Vice President and General Counsel, potentially influencing strategic direction amidst steady financial performance despite recent declines in net income.

• Dive into the specifics of Heritage Commerce here with our thorough dividend report.
• The valuation report we've compiled suggests that Heritage Commerce's current price could be quite moderate.

Yiren Digital (NYSE:YRD)

Simply Wall St Dividend Rating: ★★★★☆☆

Overview: Yiren Digital Ltd. operates an AI-powered financial services platform in China, with a market cap of $579.85 million.

Operations: Yiren Digital Ltd. generates revenue from its Financial Services Business (CN¥3.47 billion) and Insurance Brokerage Business (CN¥408.37 million).

Dividend Yield: 5.9%

Yiren Digital's recent announcement of a US$0.22 dividend per ADS reflects its commitment to shareholder returns, although it's too early to assess long-term stability or growth. The company maintains a low payout ratio of 17.6%, ensuring dividends are well-covered by earnings and cash flows, despite a volatile share price and reduced net profit margins compared to last year. Revenue guidance for 2025 suggests potential growth, with expectations between RMB 5.5 billion and RMB 6.5 billion.

• Get an in-depth perspective on Yiren Digital's performance by reading our dividend report here.
• Our valuation report unveils the possibility Yiren Digital's shares may be trading at a discount.

Next Steps

• Dive into all 155 of the Top US Dividend Stocks we have identified here.
• Already own these companies? Bring clarity to your investment decisions by linking up your portfolio with Simply Wall St, where you can monitor all the vital signs of your stocks effortlessly.
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Looking For Alternative Opportunities?

• Explore high-performing small cap companies that haven't yet garnered significant analyst attention.
• Fuel your portfolio with companies showing strong growth potential, backed by optimistic outlooks both from analysts and management.
• Find companies with promising cash flow potential yet trading below their fair value.

This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.

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