Summary of share price highs, lows and changes for S&U
Historical stock prices
Current Share Price	UK£17.30
52 Week High	UK£20.20
52 Week Low	UK£12.30
Beta	0.51
1 Month Change	-6.86%
3 Month Change	-5.72%
1 Year Change	-0.57%
3 Year Change	-19.91%
5 Year Change	0.58%
Change since IPO	1,462.16%

Recent updates

Fewer Investors Than Expected Jumping On S&U plc (LON:SUS)

Aug 06

S&U (LON:SUS) Has Announced A Dividend Of £0.40

May 13

S&U's (LON:SUS) Dividend Will Be £0.40

Apr 18

Automation And Cloud Investments Will Optimize Future Operations

Feb 10 Regulatory engagement optimism and operational advancements may improve earnings, enhance market share, and drive future revenue growth.

Market Cool On S&U plc's (LON:SUS) Earnings Pushing Shares 27% Lower

Nov 14

S&U's (LON:SUS) Dividend Is Being Reduced To £0.30

Oct 11

Shareholders May Be A Bit More Conservative With S&U plc's (LON:SUS) CEO Compensation For Now

May 31

S&U's (LON:SUS) Dividend Will Be £0.50

Apr 26

S&U (LON:SUS) Is Due To Pay A Dividend Of £0.50

Apr 12

S&U's (LON:SUS) Upcoming Dividend Will Be Larger Than Last Year's

Apr 14

S&U's (LON:SUS) Upcoming Dividend Will Be Larger Than Last Year's

Mar 31

Here's Why We Think S&U (LON:SUS) Might Deserve Your Attention Today

Mar 28

S&U (LON:SUS) Has Announced That It Will Be Increasing Its Dividend To £0.35

Oct 18

S&U (LON:SUS) Will Pay A Larger Dividend Than Last Year At £0.35

Sep 30

S&U (LON:SUS) Is Increasing Its Dividend To UK£0.57

Apr 28

S&U (LON:SUS) Is Paying Out A Larger Dividend Than Last Year

Apr 01

S&U (LON:SUS) Is Increasing Its Dividend To UK£0.33

Oct 01

This Is Why S&U plc's (LON:SUS) CEO Compensation Looks Appropriate

May 14

Investors In S&U plc (LON:SUS) Should Consider This, First

Apr 02

What Type Of Shareholders Own The Most Number of S&U plc (LON:SUS) Shares?

Mar 12

Here's What We Like About S&U's (LON:SUS) Upcoming Dividend

Feb 14

A Quick Analysis On S&U's (LON:SUS) CEO Salary

Jan 26

S&U plc (LON:SUS) Insiders Increased Their Holdings

Dec 29

What You Need To Know About S&U plc's (LON:SUS) Investor Composition

Dec 08

S&U plc (LON:SUS) Is An Attractive Dividend Stock - Here's Why

Nov 17

Shareholder Returns

	SUS	GB Consumer Finance	GB Market
7D	-1.1%	5.2%	1.5%
1Y	-0.6%	38.1%	11.8%

Return vs Industry: SUS underperformed the UK Consumer Finance industry which returned 38.1% over the past year.

Return vs Market: SUS underperformed the UK Market which returned 11.8% over the past year.

Price Volatility

Is SUS's price volatile compared to industry and market?
SUS volatility
SUS Average Weekly Movement	4.3%
Consumer Finance Industry Average Movement	6.1%
Market Average Movement	4.7%
10% most volatile stocks in GB Market	10.8%
10% least volatile stocks in GB Market	2.5%

Stable Share Price: SUS has not had significant price volatility in the past 3 months compared to the UK market.

Volatility Over Time: SUS's weekly volatility (4%) has been stable over the past year.

About the Company

Founded	Employees	CEO	Website
1938	248	Anthony Michael Coombs	www.suplc.co.uk

S&U plc provides motor, property bridging, and specialist finance services in the United Kingdom. The company was incorporated in 1938 and is headquartered in Solihull, the United Kingdom.

S&U plc Fundamentals Summary

How do S&U's earnings and revenue compare to its market cap?
SUS fundamental statistics
Market cap	UK£210.21m
Earnings (TTM)	UK£17.91m
Revenue (TTM)	UK£61.92m

11.7x

P/E Ratio

3.4x

P/S Ratio

Is SUS overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
SUS income statement (TTM)
Revenue	UK£61.92m
Cost of Revenue	UK£16.38m
Gross Profit	UK£45.54m
Other Expenses	UK£27.63m
Earnings	UK£17.91m

Last Reported Earnings

Jan 31, 2025

Next Earnings Date

Oct 09, 2025

Earnings per share (EPS)	1.47
Gross Margin	73.54%
Net Profit Margin	28.93%
Debt/Equity Ratio	83.1%

How did SUS perform over the long term?

See historical performance and comparison

Dividends

5.8%

Current Dividend Yield

68%

Payout Ratio

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/10/01 01:16
End of Day Share Price	2025/10/01 00:00
Earnings	2025/01/31
Annual Earnings	2025/01/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

S&U plc is covered by 14 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Benjamin Thefaut	Arden Partners Plc.
Alexander Bowers	Berenberg
Robin Savage	Canaccord Genuity

S&U (SUS) Stock Overview

Rewards

Risk Analysis

Regulatory Engagements And Supreme Court Ruling Will Secure Resilience

S&U plc Competitors

ASA International Group

Funding Circle Holdings

Multitude

International Personal Finance

Price History & Performance

Recent News & Updates

Price target increased by 16% to UK£18.50

Fewer Investors Than Expected Jumping On S&U plc (LON:SUS)

Upcoming dividend of UK£0.40 per share

S&U (LON:SUS) Has Announced A Dividend Of £0.40

S&U's (LON:SUS) Dividend Will Be £0.40

Recent updates

Price target increased by 16% to UK£18.50

Fewer Investors Than Expected Jumping On S&U plc (LON:SUS)

Upcoming dividend of UK£0.40 per share

S&U (LON:SUS) Has Announced A Dividend Of £0.40

S&U's (LON:SUS) Dividend Will Be £0.40

S&U plc to Report First Half, 2026 Results on Oct 09, 2025

Dividend reduced to UK£0.40

New minor risk - Earnings quality

S&U plc, Annual General Meeting, Jun 18, 2025

S&U plc Proposes Second Interim Dividend for the Fiscal Year 2025, Payable on March 7, 2025

Automation And Cloud Investments Will Optimize Future Operations

New minor risk - Share price stability

Investor sentiment improves as stock rises 20%

Price target decreased by 18% to UK£18.00

Investor sentiment deteriorates as stock falls 16%

Market Cool On S&U plc's (LON:SUS) Earnings Pushing Shares 27% Lower

Investor sentiment deteriorates as stock falls 15%

Upcoming dividend of UK£0.30 per share

S&U plc to Report Fiscal Year 2025 Results on Apr 15, 2025

Investor sentiment improves as stock rises 16%

S&U's (LON:SUS) Dividend Is Being Reduced To £0.30

Dividend reduced to UK£0.30

S&U plc Announces First Interim Dividend, Payable on 22 November, 2024

Consensus EPS estimates fall by 21%

Shareholders May Be A Bit More Conservative With S&U plc's (LON:SUS) CEO Compensation For Now

S&U's (LON:SUS) Dividend Will Be £0.50

S&U (LON:SUS) Is Due To Pay A Dividend Of £0.50

Dividend reduced to UK£0.50

S&U plc Proposes Final Dividend, Payable on 12 July 2024

New minor risk - Earnings quality

S&U plc Announces Second Interim Dividend, Payable on 8 March, 2024

Chairman & MD recently sold UK£143k worth of stock

Price target decreased by 12% to UK£23.40

Upcoming dividend of UK£0.35 per share at 6.3% yield

S&U plc to Report Fiscal Year 2024 Results on Apr 09, 2024

S&U plc, Annual General Meeting, Jun 06, 2024

S&U plc Announces Board Changes

Upcoming dividend of UK£0.60 per share at 5.5% yield

Group Financial Director recently sold UK£131k worth of stock

Chairman & MD recently sold UK£360k worth of stock

S&U's (LON:SUS) Upcoming Dividend Will Be Larger Than Last Year's

S&U's (LON:SUS) Upcoming Dividend Will Be Larger Than Last Year's

Here's Why We Think S&U (LON:SUS) Might Deserve Your Attention Today

S&U plc Appoints Ed Ahrens as Executive Director

S&U plc Proposes Second Interim Dividend, Payable on March 10, 2023

Less than half of directors are independent

Upcoming dividend of UK£0.35 per share

S&U (LON:SUS) Has Announced That It Will Be Increasing Its Dividend To £0.35

Price target decreased to UK£27.47

S&U (LON:SUS) Will Pay A Larger Dividend Than Last Year At £0.35

S&U plc to Report Fiscal Year 2023 Results on Mar 28, 2023

Investor sentiment improved over the past week

Upcoming dividend of UK£0.57 per share

S&U (LON:SUS) Is Increasing Its Dividend To UK£0.57

Less than half of directors are independent

S&U (LON:SUS) Is Paying Out A Larger Dividend Than Last Year

Investor sentiment deteriorated over the past week

Chairman & MD recently sold UK£405k worth of stock

Upcoming dividend of UK£0.33 per share

Group Financial Director recently sold UK£58k worth of stock

S&U (LON:SUS) Is Increasing Its Dividend To UK£0.33

Price target increased to UK£30.00

Consensus forecasts updated