SUS Share Price Performance
UK£0
-16.60 (-100.00%)
Price UK£0
Fair ValueUK£24.57
Share Pricen/a
Narrative Update • Jul 10
- 3 Narratives written by author
- 5 Comments on narratives written by author
- 10 Fair Values set on narratives written by author
SUS Community Narratives
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Fair Value
·Fair Value UK£24.57 19.8% undervalued intrinsic discount
Regulatory Engagements And Supreme Court Ruling Will Secure Resilience
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5users have commented on this narrative
3users have followed this narrative
AN
Fair Value
·Fair Value UK£23.1 14.7% undervalued intrinsic discount
Regulatory And Funding Pressures Will Weigh On Motor Finance And Bridging Operations
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AN
Fair Value
·Fair Value UK£26 24.2% undervalued intrinsic discount
Reaccelerating Lending Momentum And Operational Investments Will Drive Strong Long Term Performance
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Regulatory And Funding Pressures Will Weigh On Motor Finance And Bridging Operations
S&U’s two main businesses—sub‑prime car loans and short‑term property loans—face a tough mix of tighter rules, tougher competition, and potentially pricier funding that could squeeze profits even if lending keeps growing. See what could trip the company up, and what signs of strong demand and improving collections might prove the cautious view wrong.Read more
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UK£23.1
14.7% undervalued intrinsic discount
Fair Value
Revenue
32.53% p.a.
Profit Margin
20.89%
Future PE
9.25x
Price in 2029
UK£29.63
Reaccelerating Lending Momentum And Operational Investments Will Drive Strong Long Term Performance
S&U’s lending is picking up again in both its car and property finance businesses, helped by better customer checks and new digital tools that can improve repayments and cut costs. The big watch-outs are ongoing regulatory uncertainty in motor finance and a property slowdown that could hit profits if loan growth doesn’t return as expected.Read more
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UK£26
24.2% undervalued intrinsic discount
Fair Value
Revenue
32.16% p.a.
Profit Margin
20.96%
Future PE
10.47x
Price in 2029
UK£33.39
Regulatory Engagements And Supreme Court Ruling Will Secure Resilience
S&U looks set for a rebound as its car-loan unit tightens who it lends to, upgrades its tech, and moves past key regulator scrutiny. The big swing factor is a looming court decision that could either open up lending again or keep costs and uncertainty hanging over the business.Read more
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UK£24.57
19.8% undervalued intrinsic discount
Fair Value
Revenue
30.76% p.a.
Profit Margin
19.42%
Future PE
11.02x
Price in 2029
UK£31.52
Trending Discussion
No trending discussion available.
Recently Updated Narratives
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SUS: Higher Fair Value And Richer Future P/E Will Support Upside
Fair Value: UK£23.1 14.7% undervalued intrinsic discount
0 fair values setusers have set this as their fair value
0 commentsusers have commented on this narrative
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AN
nan
Fair Value: UK£26 24.2% undervalued intrinsic discount
0 fair values setusers have set this as their fair value
0 commentsusers have commented on this narrative
0 likesusers have liked this narrative
AN
SUS: Slightly Lower Risk Profile Will Support Future Upside Potential
Fair Value: UK£24.57 19.8% undervalued intrinsic discount
3 fair values setusers have set this as their fair value
5 commentsusers have commented on this narrative
0 likesusers have liked this narrative
Snowflake Analysis
S&U plc Key Details
Last Reported Earnings
Feb 05, 2026
Next Reporting Earnings
Sep 29, 2026
- 1.95
- 70.58%
- 29.62%
- 97.3%
About SUS
- Founded
- 1938
- Employees
- 250
- CEO
- WebsiteView website
S&U plc, together with its subsidiaries, provides motor, property bridging, and specialist finance services in the United Kingdom. It operates through Motor Finance and Property Bridging Finance. The company was incorporated in 1938 and is based in Solihull, the United Kingdom.
