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OppFi NYSE:OPFI Stock Report

Last Price

US$2.49

Market Cap

US$268.4m

7D

-1.2%

1Y

25.1%

Updated

27 Mar, 2024

Data

Company Financials +

OPFI Stock Overview

OppFi Inc. operates a financial technology platform that allows banks to offer lending products.

OPFI fundamental analysis
Snowflake Score
Valuation3/6
Future Growth5/6
Past Performance0/6
Financial Health3/6
Dividends0/6

OppFi Inc. Competitors

Price History & Performance

Summary of all time highs, changes and price drops for OppFi
Historical stock prices
Current Share PriceUS$2.49
52 Week HighUS$5.34
52 Week LowUS$1.81
Beta1.29
1 Month Change-29.06%
3 Month Change-51.27%
1 Year Change25.13%
3 Year Change-75.56%
5 Year Changen/a
Change since IPO-74.72%

Recent News & Updates

Recent updates

OppFi's High Debt Raises Long-Term Concerns

Dec 18

OppFi: Dirt Cheap With Two Caveats

Nov 12

OppFi: Growth Impressive As It's Still In The Early Stages

Aug 28

OppFi: Is This Lending Platform A Buy?

Aug 19

Where Is OppFi Going?

Nov 13

OppFi expects Q3 revenue beat, reiterates 2022 outlook amid strong demand

Oct 25

OppFi: Subprime Lender Faces The Specter Of A Recession

Jul 01

OppFi Inc.: A Potential Bottom

Apr 08

OppFi Stock: Trading At Compressed Multiples, But Cheap Can Become Cheaper

Jan 17

OppFi: Dipping A Toe In The Water At Under $5

Dec 20

OppFi: Crazy Things Are Happening

Dec 13

OppFi: A Real Fintech Trading Like A Value Stock, 50% Plus Upside

Oct 21

Shareholder Returns

OPFIUS Consumer FinanceUS Market
7D-1.2%0.8%0.4%
1Y25.1%39.7%28.8%

Return vs Industry: OPFI underperformed the US Consumer Finance industry which returned 41% over the past year.

Return vs Market: OPFI underperformed the US Market which returned 29.5% over the past year.

Price Volatility

Is OPFI's price volatile compared to industry and market?
OPFI volatility
OPFI Average Weekly Movement12.7%
Consumer Finance Industry Average Movement6.0%
Market Average Movement6.0%
10% most volatile stocks in US Market16.9%
10% least volatile stocks in US Market3.0%

Stable Share Price: OPFI's share price has been volatile over the past 3 months.

Volatility Over Time: OPFI's weekly volatility (13%) has been stable over the past year, but is still higher than 75% of US stocks.

About the Company

FoundedEmployeesCEOWebsite
2012465Todd Schwartzhttps://www.oppfi.com

OppFi Inc. operates a financial technology platform that allows banks to offer lending products. Its platform facilitates the OppLoans, an installment loan product; SalaryTap, a payroll deduction secured installment loan product; and OppFi Card, a credit card product. The company was founded in 2012 and is headquartered in Chicago, Illinois.

OppFi Inc. Fundamentals Summary

How do OppFi's earnings and revenue compare to its market cap?
OPFI fundamental statistics
Market capUS$268.38m
Earnings (TTM)-US$1.00m
Revenue (TTM)US$226.43m

0.2x

P/S Ratio

-44.1x

P/E Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
OPFI income statement (TTM)
RevenueUS$226.43m
Cost of RevenueUS$0
Gross ProfitUS$226.43m
Other ExpensesUS$227.44m
Earnings-US$1.00m

Last Reported Earnings

Dec 31, 2023

Next Earnings Date

n/a

Earnings per share (EPS)-0.056
Gross Margin100.00%
Net Profit Margin-0.44%
Debt/Equity Ratio172.2%

How did OPFI perform over the long term?

See historical performance and comparison
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