WRLD Stock Overview
Engages in consumer finance business in the United States. More details
| Snowflake Score | |
|---|---|
| Valuation | 3/6 |
| Future Growth | 0/6 |
| Past Performance | 5/6 |
| Financial Health | 5/6 |
| Dividends | 0/6 |
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Revenue May Decline Amid Shift To Smaller Loans But Credit Quality Will Improve
World Acceptance Corporation Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$121.75 |
| 52 Week High | US$161.63 |
| 52 Week Low | US$101.85 |
| Beta | 1.48 |
| 1 Month Change | -20.03% |
| 3 Month Change | 9.06% |
| 1 Year Change | -8.61% |
| 3 Year Change | -35.44% |
| 5 Year Change | 107.66% |
| Change since IPO | 5,117.86% |
Recent News & Updates
Recent updates
World Acceptance Corporation's (NASDAQ:WRLD) Share Price Boosted 25% But Its Business Prospects Need A Lift Too
Feb 07
Improved Earnings Required Before World Acceptance Corporation (NASDAQ:WRLD) Shares Find Their Feet
Nov 12This Is Why World Acceptance Corporation's (NASDAQ:WRLD) CEO Compensation Looks Appropriate
Aug 14World Acceptance Corporation's (NASDAQ:WRLD) Shares Lagging The Market But So Is The Business
Jul 16Fewer Investors Than Expected Jumping On World Acceptance Corporation (NASDAQ:WRLD)
Mar 22Market Might Still Lack Some Conviction On World Acceptance Corporation (NASDAQ:WRLD) Even After 25% Share Price Boost
Dec 22World Acceptance: Consumer Finance's Today-Best Near-Term Cap-Gain Prospect
Aug 07World Acceptance Non-GAAP EPS of $1.15, revenue of $157.59M beats by $8.92M
Jul 27Here's Why I Think World Acceptance (NASDAQ:WRLD) Is An Interesting Stock
May 05I Ran A Stock Scan For Earnings Growth And World Acceptance (NASDAQ:WRLD) Passed With Ease
Jan 24A Look At Why World Acceptance Corporation's Stock Is Outperforming Its Peers
Jan 16Shareholder Returns
| WRLD | US Consumer Finance | US Market | |
|---|---|---|---|
| 7D | 1.4% | 2.8% | 0.7% |
| 1Y | -8.6% | 20.4% | 8.1% |
Return vs Industry: WRLD underperformed the US Consumer Finance industry which returned 20.8% over the past year.
Return vs Market: WRLD underperformed the US Market which returned 10% over the past year.
Price Volatility
| WRLD volatility | |
|---|---|
| WRLD Average Weekly Movement | 6.7% |
| Consumer Finance Industry Average Movement | 6.9% |
| Market Average Movement | 6.4% |
| 10% most volatile stocks in US Market | 17.2% |
| 10% least volatile stocks in US Market | 3.2% |
Stable Share Price: WRLD has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: WRLD's weekly volatility (7%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1962 | 2,872 | Ravin Prashad | www.loansbyworld.com |
World Acceptance Corporation engages in consumer finance business in the United States. The company provides short-term small installment loans, medium-term larger installment loans, related credit insurance, and ancillary products and services to individuals. It offers income tax return preparation and filing services; and automobile club memberships.
World Acceptance Corporation Fundamentals Summary
| WRLD fundamental statistics | |
|---|---|
| Market cap | US$666.27m |
| Earnings (TTM) | US$80.52m |
| Revenue (TTM) | US$558.62m |
8.2x
P/E Ratio1.2x
P/S RatioIs WRLD overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| WRLD income statement (TTM) | |
|---|---|
| Revenue | US$558.62m |
| Cost of Revenue | US$165.47m |
| Gross Profit | US$393.16m |
| Other Expenses | US$312.63m |
| Earnings | US$80.52m |
Last Reported Earnings
Dec 31, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 14.93 |
| Gross Margin | 70.38% |
| Net Profit Margin | 14.41% |
| Debt/Equity Ratio | 130.8% |
How did WRLD perform over the long term?
See historical performance and comparisonCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/03/18 19:58 |
| End of Day Share Price | 2025/03/18 00:00 |
| Earnings | 2024/12/31 |
| Annual Earnings | 2024/03/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
World Acceptance Corporation is covered by 11 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| James Fotheringham | BMO Capital Markets Equity Research |
| William Armstrong | CL King & Associates, Inc. |
| Robert Ramsey | FBR Capital Markets & Co. |