World Acceptance Corporation

NasdaqGS:WRLD Stock Report

Market Cap: US$713.2m

World Acceptance Management

Management criteria checks 3/4

World Acceptance's CEO is Ravin Prashad, appointed in Jun 2018, has a tenure of 7.58 years. total yearly compensation is $2.28M, comprised of 38% salary and 62% bonuses, including company stock and options. directly owns 1.41% of the company’s shares, worth $10.06M. The average tenure of the management team and the board of directors is 9.3 years and 14.4 years respectively.

Key information

Ravin Prashad

Chief executive officer

US$2.3m

Total compensation

CEO salary percentage37.96%
CEO tenure7.6yrs
CEO ownership1.4%
Management average tenure9.3yrs
Board average tenure14.4yrs

Recent management updates

Recent updates

World Acceptance: Aggressive Growth Strategy Meets Elevating Credit Risk Profile

Oct 29

Slammed 26% World Acceptance Corporation (NASDAQ:WRLD) Screens Well Here But There Might Be A Catch

Oct 29
Slammed 26% World Acceptance Corporation (NASDAQ:WRLD) Screens Well Here But There Might Be A Catch

Is Now The Time To Put World Acceptance (NASDAQ:WRLD) On Your Watchlist?

Jul 31
Is Now The Time To Put World Acceptance (NASDAQ:WRLD) On Your Watchlist?

World Acceptance Corporation's (NASDAQ:WRLD) Share Price Is Matching Sentiment Around Its Earnings

Jun 30
World Acceptance Corporation's (NASDAQ:WRLD) Share Price Is Matching Sentiment Around Its Earnings

World Acceptance Corporation's (NASDAQ:WRLD) Share Price Boosted 25% But Its Business Prospects Need A Lift Too

Feb 07
World Acceptance Corporation's (NASDAQ:WRLD) Share Price Boosted 25% But Its Business Prospects Need A Lift Too

Improved Earnings Required Before World Acceptance Corporation (NASDAQ:WRLD) Shares Find Their Feet

Nov 12
Improved Earnings Required Before World Acceptance Corporation (NASDAQ:WRLD) Shares Find Their Feet
User avatar

Strategies To Enhance Quality Growth And Profitability In Consumer Finance

Focusing on high credit quality growth and rightsizing the portfolio aims to boost revenue growth and net margins by attracting better customers and reducing delinquencies.

This Is Why World Acceptance Corporation's (NASDAQ:WRLD) CEO Compensation Looks Appropriate

Aug 14
This Is Why World Acceptance Corporation's (NASDAQ:WRLD) CEO Compensation Looks Appropriate

World Acceptance Corporation's (NASDAQ:WRLD) Shares Lagging The Market But So Is The Business

Jul 16
World Acceptance Corporation's (NASDAQ:WRLD) Shares Lagging The Market But So Is The Business

Fewer Investors Than Expected Jumping On World Acceptance Corporation (NASDAQ:WRLD)

Mar 22
Fewer Investors Than Expected Jumping On World Acceptance Corporation (NASDAQ:WRLD)

Market Might Still Lack Some Conviction On World Acceptance Corporation (NASDAQ:WRLD) Even After 25% Share Price Boost

Dec 22
Market Might Still Lack Some Conviction On World Acceptance Corporation (NASDAQ:WRLD) Even After 25% Share Price Boost

CEO Compensation Analysis

How has Ravin Prashad's remuneration changed compared to World Acceptance's earnings?
DateTotal CompensationSalaryCompany Earnings
Sep 30 2025n/an/a

US$57m

Jun 30 2025n/an/a

US$81m

Mar 31 2025US$2mUS$864k

US$90m

Dec 31 2024n/an/a

US$81m

Sep 30 2024n/an/a

US$84m

Jun 30 2024n/an/a

US$78m

Mar 31 2024US$966kUS$840k

US$77m

Dec 31 2023n/an/a

US$67m

Sep 30 2023n/an/a

US$56m

Jun 30 2023n/an/a

US$39m

Mar 31 2023US$957kUS$840k

US$21m

Dec 31 2022n/an/a

US$15m

Sep 30 2022n/an/a

US$17m

Jun 30 2022n/an/a

US$30m

Mar 31 2022US$934kUS$840k

US$54m

Dec 31 2021n/an/a

US$80m

Sep 30 2021n/an/a

US$88m

Jun 30 2021n/an/a

US$89m

Mar 31 2021US$938kUS$840k

US$88m

Dec 31 2020n/an/a

US$67m

Sep 30 2020n/an/a

US$46m

Jun 30 2020n/an/a

US$35m

Mar 31 2020US$932kUS$840k

US$28m

Dec 31 2019n/an/a

US$43m

Sep 30 2019n/an/a

US$55m

Jun 30 2019n/an/a

US$67m

Mar 31 2019US$19mUS$370k

US$74m

Compensation vs Market: Ravin's total compensation ($USD2.28M) is below average for companies of similar size in the US market ($USD3.43M).

Compensation vs Earnings: Ravin's compensation has increased by more than 20% whilst company earnings have fallen more than 20% in the past year.


CEO

Ravin Prashad (44 yo)

7.6yrs
Tenure
US$2,276,080
Compensation

Mr. Ravin Chad Prashad has been President and Chief Executive Officer of World Acceptance Corporation since June 27, 2018, served as its Senior Vice President and Chief Strategy & Analytics Officer since F...


Leadership Team

NamePositionTenureCompensationOwnership
Ravin Prashad
President7.6yrsUS$2.28m1.41%
$ 10.1m
John Calmes
Executive VP12.1yrsUS$1.38m1.07%
$ 7.6m
Scott McIntyre
Senior Vice President of Accounting7.3yrsUS$669.04k0.33%
$ 2.4m
Luke Umstetter
Senior VP7.4yrsUS$905.00k0.61%
$ 4.4m
Alice Caulder
Senior Vice President of Human Resources9.9yrsUS$671.53k0.32%
$ 2.3m
Daniel Dyer
Executive VP & Chief Branch Operations Officer20.6yrsUS$1.34m0.65%
$ 4.6m
Jason Childers
Senior Vice President of Information Technology Strategic Solutions7.3yrsUS$662.59k0.31%
$ 2.2m
Victoria Hammond
Senior Vice President of Marketingno datano datano data
Jeff Tinney
Senior Vice President of Operations18.5yrsUS$4.31mno data
Jackie Willyard
Senior Vice President of Operations9.3yrsUS$4.24mno data
Rodney Ernest
Senior Vice President of Operationsno datano datano data
J. Turner
Senior Vice President of Strategy & Analyticsno datano datano data
9.3yrs
Average Tenure
49yo
Average Age

Experienced Management: WRLD's management team is seasoned and experienced (9.3 years average tenure).


Board Members

NamePositionTenureCompensationOwnership
Ravin Prashad
President7.6yrsUS$2.28m1.41%
$ 10.1m
Charles Walters
Chairman Emeritusno dataUS$19.37kno data
Charles Way
Independent Director34.3yrsUS$225.01k0.30%
$ 2.1m
Ken Bramlett
Independent Chairman of the Board32.3yrsUS$225.01k0.67%
$ 4.8m
Benjamin Robinson
Independent Director4.6yrsUS$204.01k0.11%
$ 760.0k
Scott Vassalluzzo
Independent Director14.4yrsUS$94.50k0.66%
$ 4.7m
Darrell Whitaker
Independent Director17.7yrsUS$204.01k0.15%
$ 1.1m
Elizabeth Neuhoff
Independent Director4.6yrsUS$204.01k0.11%
$ 760.0k
14.4yrs
Average Tenure
63yo
Average Age

Experienced Board: WRLD's board of directors are seasoned and experienced ( 14.4 years average tenure).


Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/01/08 23:29
End of Day Share Price 2026/01/08 00:00
Earnings2025/09/30
Annual Earnings2025/03/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

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Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

World Acceptance Corporation is covered by 7 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
James FotheringhamBMO Capital Markets Equity Research
William ArmstrongCL King & Associates, Inc.
John RowanJanney Montgomery Scott LLC