ATLC Stock Overview
A financial technology company, provides credit and related financial services and products to customers the United States. More details
| Snowflake Score | |
|---|---|
| Valuation | 4/6 |
| Future Growth | 6/6 |
| Past Performance | 3/6 |
| Financial Health | 4/6 |
| Dividends | 0/6 |
My Notes
Capture your thoughts, links and company narrative
Atlanticus Holdings Corporation Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$57.50 |
| 52 Week High | US$64.70 |
| 52 Week Low | US$23.10 |
| Beta | 2.06 |
| 1 Month Change | 4.24% |
| 3 Month Change | 67.05% |
| 1 Year Change | 56.17% |
| 3 Year Change | -15.14% |
| 5 Year Change | 580.47% |
| Change since IPO | 300.00% |
Recent News & Updates
Recent updates
Atlanticus Holdings Corporation's (NASDAQ:ATLC) Price Is Right But Growth Is Lacking After Shares Rocket 28%
Nov 09
Atlanticus Holdings: Subprime Still Shines
Oct 07Market Might Still Lack Some Conviction On Atlanticus Holdings Corporation (NASDAQ:ATLC) Even After 26% Share Price Boost
Jul 24Market Still Lacking Some Conviction On Atlanticus Holdings Corporation (NASDAQ:ATLC)
May 21Atlanticus Holdings: A Cheap, High ROE Business
Mar 28Investors Aren't Buying Atlanticus Holdings Corporation's (NASDAQ:ATLC) Earnings
Feb 06Atlanticus Holdings: Contrarian Opportunity
Oct 13Atlanticus Holdings GAAP EPS of $1.46 beats by $0.08, revenue of $270.04M beats by $24.21M
Aug 09Here's Why I Think Atlanticus Holdings (NASDAQ:ATLC) Might Deserve Your Attention Today
May 30Atlanticus Holdings: Putting Its Money Where Its Mouth Is
May 12Should You Be Adding Atlanticus Holdings (NASDAQ:ATLC) To Your Watchlist Today?
Feb 22Atlanticus Holdings: Recent Stock Price Weakness Creates Opportunity
Dec 13Here's Why I Think Atlanticus Holdings (NASDAQ:ATLC) Might Deserve Your Attention Today
Nov 24Atlanticus Holdings: We Believe That Q2 2021 Results Support Our Positive Outlook
Aug 27Should You Be Adding Atlanticus Holdings (NASDAQ:ATLC) To Your Watchlist Today?
Aug 26Atlanticus Holdings: We Believe A Repurchase Of Common Stock Is Forthcoming
Jun 09With EPS Growth And More, Atlanticus Holdings (NASDAQ:ATLC) Is Interesting
May 15This Insider Has Just Sold Shares In Atlanticus Holdings Corporation (NASDAQ:ATLC)
Feb 20
Should You Be Adding Atlanticus Holdings (NASDAQ:ATLC) To Your Watchlist Today?
Feb 14Shareholder Returns
| ATLC | US Consumer Finance | US Market | |
|---|---|---|---|
| 7D | -4.8% | -2.8% | -2.4% |
| 1Y | 56.2% | 47.4% | 23.4% |
Return vs Industry: ATLC exceeded the US Consumer Finance industry which returned 47.3% over the past year.
Return vs Market: ATLC exceeded the US Market which returned 23.3% over the past year.
Price Volatility
| ATLC volatility | |
|---|---|
| ATLC Average Weekly Movement | 5.7% |
| Consumer Finance Industry Average Movement | 7.2% |
| Market Average Movement | 6.3% |
| 10% most volatile stocks in US Market | 16.8% |
| 10% least volatile stocks in US Market | 3.1% |
Stable Share Price: ATLC has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: ATLC's weekly volatility (6%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1996 | 386 | Jeff Howard | www.atlanticus.com |
Atlanticus Holdings Corporation, a financial technology company, provides credit and related financial services and products to customers the United States. It operates in two segments, Credit as a Service, and Auto Finance. The Credit as a Service segment originates a range of consumer loan products, such as private label and general purpose credit cards originated by lenders through various channels, including retail and healthcare, direct mail solicitation, digital marketing, and partnerships with third parties; and offers credit to their customers for the purchase of various goods and services, including consumer electronics, furniture, elective medical procedures, healthcare, and home-improvements by partnering with retailers, healthcare providers, and other service providers.
Atlanticus Holdings Corporation Fundamentals Summary
| ATLC fundamental statistics | |
|---|---|
| Market cap | US$847.48m |
| Earnings (TTM) | US$81.04m |
| Revenue (TTM) | US$374.09m |
10.5x
P/E Ratio2.3x
P/S RatioIs ATLC overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| ATLC income statement (TTM) | |
|---|---|
| Revenue | US$374.09m |
| Cost of Revenue | US$109.20m |
| Gross Profit | US$264.89m |
| Other Expenses | US$183.85m |
| Earnings | US$81.04m |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 5.50 |
| Gross Margin | 70.81% |
| Net Profit Margin | 21.66% |
| Debt/Equity Ratio | 401.5% |
How did ATLC perform over the long term?
See historical performance and comparisonCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/22 09:03 |
| End of Day Share Price | 2024/12/20 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Atlanticus Holdings Corporation is covered by 7 analysts. 7 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Matthew Howlett | B. Riley Securities, Inc. |
| Vincent Caintic | BTIG |
| John Rowan | Janney Montgomery Scott LLC |