Atlanticus Holdings Corporation

NasdaqGS:ATLC Stock Report

Market Cap: US$876.5m

Atlanticus Holdings Management

Management criteria checks 4/4

Atlanticus Holdings' CEO is Jeff Howard, appointed in Apr 2014, has a tenure of 10.83 years. total yearly compensation is $2.05M, comprised of 41.5% salary and 58.5% bonuses, including company stock and options. directly owns 4.19% of the company’s shares, worth $36.74M. The average tenure of the management team and the board of directors is 4.1 years and 10.8 years respectively.

Key information

Jeff Howard

Chief executive officer

US$2.0m

Total compensation

CEO salary percentage41.5%
CEO tenure10.8yrs
CEO ownership4.2%
Management average tenure4.1yrs
Board average tenure10.8yrs

Recent management updates

Recent updates

Atlanticus Holdings Corporation's (NASDAQ:ATLC) Price Is Right But Growth Is Lacking After Shares Rocket 28%

Nov 09
Atlanticus Holdings Corporation's (NASDAQ:ATLC) Price Is Right But Growth Is Lacking After Shares Rocket 28%

Atlanticus Holdings: Subprime Still Shines

Oct 07

Market Might Still Lack Some Conviction On Atlanticus Holdings Corporation (NASDAQ:ATLC) Even After 26% Share Price Boost

Jul 24
Market Might Still Lack Some Conviction On Atlanticus Holdings Corporation (NASDAQ:ATLC) Even After 26% Share Price Boost

Market Still Lacking Some Conviction On Atlanticus Holdings Corporation (NASDAQ:ATLC)

May 21
Market Still Lacking Some Conviction On Atlanticus Holdings Corporation (NASDAQ:ATLC)

Atlanticus Holdings: A Cheap, High ROE Business

Mar 28

Investors Aren't Buying Atlanticus Holdings Corporation's (NASDAQ:ATLC) Earnings

Feb 06
Investors Aren't Buying Atlanticus Holdings Corporation's (NASDAQ:ATLC) Earnings

Atlanticus Holdings: Contrarian Opportunity

Oct 13

Atlanticus Holdings GAAP EPS of $1.46 beats by $0.08, revenue of $270.04M beats by $24.21M

Aug 09

Here's Why I Think Atlanticus Holdings (NASDAQ:ATLC) Might Deserve Your Attention Today

May 30
Here's Why I Think Atlanticus Holdings (NASDAQ:ATLC) Might Deserve Your Attention Today

Atlanticus Holdings: Putting Its Money Where Its Mouth Is

May 12

Should You Be Adding Atlanticus Holdings (NASDAQ:ATLC) To Your Watchlist Today?

Feb 22
Should You Be Adding Atlanticus Holdings (NASDAQ:ATLC) To Your Watchlist Today?

Atlanticus Holdings: Recent Stock Price Weakness Creates Opportunity

Dec 13

Here's Why I Think Atlanticus Holdings (NASDAQ:ATLC) Might Deserve Your Attention Today

Nov 24
Here's Why I Think Atlanticus Holdings (NASDAQ:ATLC) Might Deserve Your Attention Today

Atlanticus Holdings: We Believe That Q2 2021 Results Support Our Positive Outlook

Aug 27

Should You Be Adding Atlanticus Holdings (NASDAQ:ATLC) To Your Watchlist Today?

Aug 26
Should You Be Adding Atlanticus Holdings (NASDAQ:ATLC) To Your Watchlist Today?

Atlanticus Holdings: We Believe A Repurchase Of Common Stock Is Forthcoming

Jun 09

With EPS Growth And More, Atlanticus Holdings (NASDAQ:ATLC) Is Interesting

May 15
With EPS Growth And More, Atlanticus Holdings (NASDAQ:ATLC) Is Interesting

This Insider Has Just Sold Shares In Atlanticus Holdings Corporation (NASDAQ:ATLC)

Feb 20
This Insider Has Just Sold Shares In Atlanticus Holdings Corporation (NASDAQ:ATLC)

Should You Be Adding Atlanticus Holdings (NASDAQ:ATLC) To Your Watchlist Today?

Feb 14
Should You Be Adding Atlanticus Holdings (NASDAQ:ATLC) To Your Watchlist Today?

CEO Compensation Analysis

How has Jeff Howard's remuneration changed compared to Atlanticus Holdings's earnings?
DateTotal CompensationSalaryCompany Earnings
Sep 30 2024n/an/a

US$81m

Jun 30 2024n/an/a

US$77m

Mar 31 2024n/an/a

US$78m

Dec 31 2023US$2mUS$850k

US$78m

Sep 30 2023n/an/a

US$75m

Jun 30 2023n/an/a

US$83m

Mar 31 2023n/an/a

US$92m

Dec 31 2022US$2mUS$850k

US$111m

Sep 30 2022n/an/a

US$137m

Jun 30 2022n/an/a

US$151m

Mar 31 2022n/an/a

US$155m

Dec 31 2021US$2mUS$798k

US$156m

Sep 30 2021n/an/a

US$134m

Jun 30 2021n/an/a

US$127m

Mar 31 2021n/an/a

US$114m

Dec 31 2020US$1mUS$600k

US$77m

Sep 30 2020n/an/a

US$56m

Jun 30 2020n/an/a

US$35m

Mar 31 2020n/an/a

US$22m

Dec 31 2019US$609kUS$600k

US$25m

Sep 30 2019n/an/a

US$47m

Jun 30 2019n/an/a

US$18m

Mar 31 2019n/an/a

US$18m

Dec 31 2018US$2mUS$600k

US$8m

Compensation vs Market: Jeff's total compensation ($USD2.05M) is below average for companies of similar size in the US market ($USD3.20M).

Compensation vs Earnings: Jeff's compensation has been consistent with company performance over the past year.


CEO

Jeff Howard (54 yo)

10.8yrs

Tenure

US$2,049,906

Compensation

Mr. Jeffrey A. Howard, also known as Jeff, has been President and Director of Atlanticus Holdings Corporation since April 2014 and has been its Chief Executive Officer since March 18, 2021. He joined Atlan...


Leadership Team

NamePositionTenureCompensationOwnership
David Hanna
Executive Chairman29.1yrsUS$2.14m28.24%
$ 247.5m
Jeffrey Howard
President10.8yrsUS$2.05m4.19%
$ 36.7m
William McCamey
Chief Financial Officer11.1yrsUS$1.59m5.01%
$ 43.9m
Mitchell Saunders
Chief Accounting Officer11.1yrsno data0.35%
$ 3.0m
Linda Brooks
Chief Technology Officer3.4yrsno datano data
Kas Naderi
Chief Information Officer & Senior VP of Technology Systems3.2yrsno datano data
Rosalind Drakeford
Managing Counsel2.3yrsno datano data
Matt Zalubowski
Senior Vice President of Marketing4.3yrsno datano data
David Caruso
Chief Commercial Officer6.1yrsno datano data
Brian Stone
Chief Data Science & Risk Officer3.2yrsno datano data
Khary Scott
Senior VP & Head of Co-Brand Partnership Development1.3yrsno datano data
Richard Gilbert
Senior Advisorno dataUS$177.57kno data

4.1yrs

Average Tenure

55yo

Average Age

Experienced Management: ATLC's management team is considered experienced (4.1 years average tenure).


Board Members

NamePositionTenureCompensationOwnership
David Hanna
Executive Chairman29.1yrsUS$2.14m28.24%
$ 247.5m
Jeffrey Howard
President10.8yrsUS$2.05m4.19%
$ 36.7m
Mack Mattingly
Independent Director26.1yrsUS$131.26k0.12%
$ 1.0m
Deal Hudson
Independent Director23.1yrsUS$144.26k0.44%
$ 3.9m
Denise Harrod
Independent Director4.1yrsUS$186.26k0.044%
$ 383.6k
Joann Jones
Independent Director4.1yrsUS$141.26k0.071%
$ 621.5k
Dennis James
Independent Director2.9yrsUS$153.26k0.16%
$ 1.4m

10.8yrs

Average Tenure

60yo

Average Age

Experienced Board: ATLC's board of directors are seasoned and experienced ( 10.8 years average tenure).


Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/02/02 02:59
End of Day Share Price 2025/01/31 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

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Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Atlanticus Holdings Corporation is covered by 8 analysts. 7 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Randolph BinnerB. Riley Securities, Inc.
Matthew HowlettB. Riley Securities, Inc.
Vincent CainticBTIG