OPFI Share Price Performance
US$7.55
-1.75 (-18.82%)
52.8% undervalued intrinsic discount
US$16.00
Fair Value
Price US$7.55
AnalystHighTarget US$16.00
AnalystConsensusTarget US$15.17
AnalystLowTarget US$11.00
Fair ValueUS$16.00
Share Pricen/a
OppFi Inc. Stock Price
- 3 Narratives written by author
- 0 Comments on narratives written by author
- 57 Fair Values set on narratives written by author
OPFI Community Narratives
AN
Fair Value US$16 52.8% undervalued intrinsic discount
AI Models And New Credit Platform Will Transform Long-Term Earnings Power
0users have liked this narrative
0users have commented on this narrative
0users have followed this narrative
AN
Fair Value US$15.17 50.2% undervalued intrinsic discount
Digital Adoption And Automation Will Transform Alternative Credit Market
2users have liked this narrative
0users have commented on this narrative
38users have followed this narrative
AN
Fair Value US$11 31.4% undervalued intrinsic discount
Faster Underwriting Models May Strain Credit Quality Yet Ultimately Support Long Term Stability
0users have liked this narrative
0users have commented on this narrative
0users have followed this narrative
Faster Underwriting Models May Strain Credit Quality Yet Ultimately Support Long Term Stability
Catalysts About OppFi OppFi operates a technology enabled platform that facilitates short duration credit access for everyday consumers through bank partners. What are the underlying business or industry changes driving this perspective?Read more
0
users have viewed this narrative0users have liked this narrative
0users have commented on this narrative
0users have followed this narrative
AN
US$11
31.4% undervalued intrinsic discount
Fair Value
Revenue
45.22% p.a.
Profit Margin
7.96%
Future PE
4.62x
Price in 2029
US$14.13
AI Models And New Credit Platform Will Transform Long-Term Earnings Power
Catalysts About OppFi OppFi is a technology enabled platform that facilitates access to short duration credit products for everyday consumers through bank partners. What are the underlying business or industry changes driving this perspective?Read more
9
users have viewed this narrative0users have liked this narrative
0users have commented on this narrative
0users have followed this narrative
AN
US$16
52.8% undervalued intrinsic discount
Fair Value
Revenue
45.78% p.a.
Profit Margin
26.3%
Future PE
2.35x
Price in 2029
US$20.5
Digital Adoption And Automation Will Transform Alternative Credit Market
Key Takeaways Strong automation, AI-driven underwriting, and digital adoption are boosting customer acquisition, improving margins, and supporting sustained top-line and earnings growth. Expanding alternative lending offerings amid rising income inequality and limited credit access diversifies revenue and reduces product concentration risk for long-term profitability.Read more
233
users have viewed this narrative2users have liked this narrative
0users have commented on this narrative
38users have followed this narrative
AN
US$15.17
50.2% undervalued intrinsic discount
Fair Value
Revenue
39.94% p.a.
Profit Margin
18.88%
Future PE
3.58x
Price in 2029
US$19.03
Trending Discussion
Recently Updated Narratives
AN
Faster Underwriting Models May Strain Credit Quality Yet Ultimately Support Long Term Stability
Fair Value: US$11 31.4% undervalued intrinsic discount
0 followersusers have followed this narrative
0 commentsusers have commented on this narrative
0 likesusers have liked this narrative
AN
AI Models And New Credit Platform Will Transform Long-Term Earnings Power
Fair Value: US$16 52.8% undervalued intrinsic discount
0 followersusers have followed this narrative
0 commentsusers have commented on this narrative
0 likesusers have liked this narrative
AN
OPFI: Lower Discount Rate And Stable Margins Will Support Future Upside
Fair Value: US$15.17 50.2% undervalued intrinsic discount
38 followersusers have followed this narrative
0 commentsusers have commented on this narrative
0 likesusers have liked this narrative
Snowflake Analysis
OppFi Inc. Key Details
Last Reported Earnings
Dec 31, 2025
Next Reporting Earnings
n/a
- 1.00
- 100.00%
- 7.70%
- 104.0%
About OPFI
- Founded
- 2012
- Employees
- 410
- CEO
- WebsiteView website
OppFi Inc., a tech-enabled digital finance platform, provides financial products and services for banks in the United States. The company offers installment loans through OppLoans platform. It serves consumers who are turned away by mainstream options. OppFi Inc. was founded in 2012 and is based in Chicago, Illinois.
Recent OPFI News & Updates
