OPFI logo

OppFi Inc. Stock Price

NYSE:OPFI Community·US$756.6m Market Cap
  • 3 Narratives written by author
  • 0 Comments on narratives written by author
  • 59 Fair Values set on narratives written by author

OPFI Share Price Performance

US$8.92
-2.47 (-21.69%)
US$13.33
Fair Value
US$8.92
-2.47 (-21.69%)
33.1% undervalued intrinsic discount
US$13.33
Fair Value
Price US$8.92
AnalystConsensusTarget US$13.33
AnalystLowTarget US$11.00
AnalystHighTarget US$16.00

OPFI Community Narratives

·
Fair Value US$13.33 33.1% undervalued intrinsic discount

Digital Adoption And Automation Will Transform Alternative Credit Market

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39users have followed this narrative
·
Fair Value US$11 18.9% undervalued intrinsic discount

Faster Underwriting Models May Strain Credit Quality Yet Ultimately Support Long Term Stability

0users have liked this narrative
0users have commented on this narrative
1users have followed this narrative
·
Fair Value US$16 44.3% undervalued intrinsic discount

AI Models And New Credit Platform Will Transform Long-Term Earnings Power

0users have liked this narrative
0users have commented on this narrative
0users have followed this narrative
US$11
18.9% undervalued intrinsic discount
Revenue
45.22% p.a.
Profit Margin
7.96%
Future PE
4.62x
Price in 2029
US$14.13
US$16
44.3% undervalued intrinsic discount
Revenue
45.78% p.a.
Profit Margin
26.3%
Future PE
2.35x
Price in 2029
US$20.5

Trending Discussion

Updated Narratives

OPFI logo

OPFI: Share Repurchases And Tightened Assumptions Will Support Future Upside

Fair Value: US$13.33 33.1% undervalued intrinsic discount
39 users have set this as their fair value
0 users have commented on this narrative
0 users have liked this narrative
OPFI logo

Faster Underwriting Models May Strain Credit Quality Yet Ultimately Support Long Term Stability

Fair Value: US$11 18.9% undervalued intrinsic discount
1 users have set this as their fair value
0 users have commented on this narrative
0 users have liked this narrative
OPFI logo

AI Models And New Credit Platform Will Transform Long-Term Earnings Power

Fair Value: US$16 44.3% undervalued intrinsic discount
0 users have set this as their fair value
0 users have commented on this narrative
0 users have liked this narrative

Snowflake Analysis

High growth potential with adequate balance sheet.

1 Risk
3 Rewards

OppFi Inc. Key Details

US$340.0m

Revenue

US$0

Cost of Revenue

US$340.0m

Gross Profit

US$273.9m

Other Expenses

US$66.1m

Earnings

Last Reported Earnings
Mar 31, 2026
Next Reporting Earnings
n/a
0.77
100.00%
19.44%
82.9%
View Full Analysis

About OPFI

Founded
2012
Employees
410
CEO
Todd Schwartz
WebsiteView website
www.oppfi.com

OppFi Inc., a tech-enabled digital finance platform, provides financial products and services for banks in the United States. The company offers installment loans through OppLoans platform. It serves consumers who are turned away by mainstream options. OppFi Inc. was founded in 2012 and is based in Chicago, Illinois.

Recent OPFI News & Updates

Seeking Alpha May 14

OppFi: Buying The Dip And Staying Bullish

Summary OppFi Inc. (OPFI) delivered Q1 results that beat revenue and EPS estimates, despite investor concerns over rising net charge-offs. OPFI's Model 6.1 launch and upcoming Model 7 are expected to enhance credit scoring and reduce losses, supporting profitable growth. The BNCCORP acquisition is projected to be at least 25% accretive to adjusted EPS in year one post-close, with further upside in subsequent years. With valuation near 5x forward P/E and improving execution, I see the risk/reward as very favorable, especially if Q2 results are strong. Read the full article on Seeking Alpha

Recent updates

No updates