OppFi Inc. Stock Price
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- 55 Fair Values set on narratives written by author
US$11.24
3.34 (42.28%)
21.7% undervalued intrinsic discount
US$14.36
Fair Value
Price US$11.24
AnalystConsensusTarget US$14.36
Fair ValueUS$14.17
Share Pricen/a
OPFI Community Narratives
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Fair Value US$14.17 20.7% undervalued intrinsic discount
Digital Adoption And Automation Will Transform Alternative Credit Market
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Digital Adoption And Automation Will Transform Alternative Credit Market
Key Takeaways Strong automation, AI-driven underwriting, and digital adoption are boosting customer acquisition, improving margins, and supporting sustained top-line and earnings growth. Expanding alternative lending offerings amid rising income inequality and limited credit access diversifies revenue and reduces product concentration risk for long-term profitability.Read more
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US$14.17
20.7% undervalued intrinsic discount
AnalystConsensusTarget's Fair Value
Revenue
40.46% p.a.
Profit Margin
17.93%
Future PE
12.19x
Price in 2028
US$31.19
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Digital Adoption And Automation Will Transform Alternative Credit Market
Fair Value: US$14.17 20.7% undervalued intrinsic discount
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Snowflake Analysis
OppFi Inc. Key Details
Last Reported Earnings
Sep 30, 2025
Next Reporting Earnings
n/a
- 0.14
- 100.00%
- 1.16%
- 115.7%
About OPFI
- Founded
- 2012
- Employees
- 445
- CEO
- Website
View website
OppFi Inc., a tech-enabled digital finance platform, provides financial products and services for banks in the United States. The company offers installment loans through OppLoans platform. It serves consumers who are turned away by mainstream options. The company was founded in 2012 and is based in Chicago, Illinois.