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NMI Holdings, Inc. Stock Price

NasdaqGM:NMIH Community·US$2.7b Market Cap
  • 1 Narratives written by author
  • 0 Comments on narratives written by author
  • 13 Fair Values set on narratives written by author

NMIH Share Price Performance

US$36.55
-3.26 (-8.19%)
US$46.17
Fair Value
US$36.55
-3.26 (-8.19%)
20.8% undervalued intrinsic discount
US$46.17
Fair Value
Price US$36.55
AnalystConsensusTarget US$46.17

NMIH Community Narratives

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Fair Value US$46.17 20.8% undervalued intrinsic discount

Underwriting Technology And Homeownership Trends Will Create Value

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Trending Discussion

Updated Narratives

NMIH logo

NMIH: Mixed Price Revisions Will Shape Future Earnings Power Reassessment

Fair Value: US$46.17 20.8% undervalued intrinsic discount
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Snowflake Analysis

Very undervalued with excellent balance sheet.

0 Risks
4 Rewards

NMI Holdings, Inc. Key Details

US$716.7m

Revenue

US$171.9m

Cost of Revenue

US$544.8m

Gross Profit

US$159.1m

Other Expenses

US$385.7m

Earnings

Last Reported Earnings
Mar 31, 2026
Next Reporting Earnings
n/a
5.08
76.01%
53.82%
15.9%
View Full Analysis

About NMIH

Founded
2011
Employees
225
CEO
Adam Pollitzer
WebsiteView website
www.nationalmi.com

NMI Holdings, Inc., together with its subsidiaries, provides private mortgage guaranty insurance services in the United States. It provides primary mortgage insurance services; and outsourced loan review services to mortgage loan originators. The company serves national and regional mortgage banks, money center banks, credit unions, community banks, builder-owned mortgage lenders, internet-sourced lenders, and other non-bank lenders. NMI Holdings, Inc. was incorporated in 2011 and is headquartered in Emeryville, California.

Recent NMIH News & Updates

Seeking Alpha May 22

NMI Holdings: Attractive Even With Peaking Earnings (Upgrade)

Summary NMI Holdings is upgraded to "buy" after recent share underperformance, with valuation now attractive at under 8x earnings and 1.1x book value. Earnings are expected to moderate as legacy low-loss policies shrink and new business faces higher normalized loss ratios, but credit deterioration should remain manageable. NMIH benefits from a strong balance sheet, conservative underwriting, and rising investment income, supporting continued buybacks and capital flexibility. I see fair value at $42 per share (~8.5x earnings), offering 12% upside even as EPS likely peaks. Read the full article on Seeking Alpha
Narrative Update May 15

NMIH: Mixed Price Revisions Will Shape Future Earnings Power Reassessment

Analysts have modestly adjusted their price targets for NMI Holdings, with mixed revisions such as recent $1 to $4 cuts along with a $2 increase, reflecting updated views on revenue growth assumptions, profit margins, discount rates, and future P/E expectations. Analyst Commentary Recent research highlights a mix of optimism and caution around NMI Holdings, with several firms revising price targets in different directions over a short period.

Recent updates

No updates