NMIH Stock Overview
Provides private mortgage guaranty insurance services in the United States. More details
| Snowflake Score | |
|---|---|
| Valuation | 5/6 |
| Future Growth | 1/6 |
| Past Performance | 4/6 |
| Financial Health | 4/6 |
| Dividends | 0/6 |
Rewards
Risk Analysis
No risks detected for NMIH from our risk checks.
My Notes
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NMI Holdings, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$36.54 |
| 52 Week High | US$42.49 |
| 52 Week Low | US$28.67 |
| Beta | 1.11 |
| 1 Month Change | -5.65% |
| 3 Month Change | -11.80% |
| 1 Year Change | 21.88% |
| 3 Year Change | 71.23% |
| 5 Year Change | 8.85% |
| Change since IPO | 161.00% |
Recent News & Updates
How NMI Holdings' Superior Credit Quality Drives Growth
Oct 23Does NMI Holdings (NASDAQ:NMIH) Deserve A Spot On Your Watchlist?
Sep 26
NMI Holdings, Inc. Just Beat Analyst Forecasts, And Analysts Have Been Updating Their Predictions
Aug 03Recent updates
How NMI Holdings' Superior Credit Quality Drives Growth
Oct 23Does NMI Holdings (NASDAQ:NMIH) Deserve A Spot On Your Watchlist?
Sep 26NMI Holdings, Inc. Just Beat Analyst Forecasts, And Analysts Have Been Updating Their Predictions
Aug 03NMI Holdings, Inc.'s (NASDAQ:NMIH) Business And Shares Still Trailing The Market
Jul 21Here's Why NMI Holdings (NASDAQ:NMIH) Has Caught The Eye Of Investors
May 28NMI Holdings: Contrary To Its Name, This Is Not Your Enemy
May 10Not Many Are Piling Into NMI Holdings, Inc. (NASDAQ:NMIH) Just Yet
Apr 01Buy NMI Holdings: Home Mortgage Credit Managers Are Getting Cheap
Feb 18NMI Holdings, Inc. (NASDAQ:NMIH) Annual Results Just Came Out: Here's What Analysts Are Forecasting For This Year
Feb 17Do NMI Holdings' (NASDAQ:NMIH) Earnings Warrant Your Attention?
Jan 23Insufficient Growth At NMI Holdings, Inc. (NASDAQ:NMIH) Hampers Share Price
Dec 23Here's Why We Think NMI Holdings (NASDAQ:NMIH) Might Deserve Your Attention Today
Oct 11We Ran A Stock Scan For Earnings Growth And NMI Holdings (NASDAQ:NMIH) Passed With Ease
Jun 30Should You Be Adding NMI Holdings (NASDAQ:NMIH) To Your Watchlist Today?
Mar 23NMI Holdings insurance unit inks $154M excess-of-loss reinsurance deal
Aug 30NMI Holdings Is A Cheap Bet Against A Housing Cataclysm
Aug 03NMI Holdings Inc. Offers Strong Growth At A Reasonable Price
Dec 08Here's Why I Think NMI Holdings (NASDAQ:NMIH) Is An Interesting Stock
Nov 08NMI Holdings: This Compounder Still Remains Unnoticed And Provides Significant Upside Potential
Sep 06NMI Holdings: Don't Miss This Unique Attractive Entry Point
Jul 12Don't Ignore The Fact That This Insider Just Sold Some Shares In NMI Holdings, Inc. (NASDAQ:NMIH)
Mar 16NMI Holdings, Inc. (NASDAQ:NMIH) Insiders Have Been Selling
Mar 01Introducing NMI Holdings (NASDAQ:NMIH), The Stock That Soared 321% In The Last Five Years
Jan 07
NMI Holdings unit enters new quota share reinsurance pact
Jan 04Shareholder Returns
| NMIH | US Diversified Financial | US Market | |
|---|---|---|---|
| 7D | -3.8% | -0.6% | -2.4% |
| 1Y | 21.9% | 25.5% | 23.4% |
Return vs Industry: NMIH underperformed the US Diversified Financial industry which returned 25.5% over the past year.
Return vs Market: NMIH underperformed the US Market which returned 23.3% over the past year.
Price Volatility
| NMIH volatility | |
|---|---|
| NMIH Average Weekly Movement | 3.7% |
| Diversified Financial Industry Average Movement | 5.0% |
| Market Average Movement | 6.3% |
| 10% most volatile stocks in US Market | 16.8% |
| 10% least volatile stocks in US Market | 3.1% |
Stable Share Price: NMIH has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: NMIH's weekly volatility (4%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2011 | 229 | Adam Pollitzer | www.nationalmi.com |
NMI Holdings, Inc. provides private mortgage guaranty insurance services in the United States. The company offers mortgage insurance services, such as primary and pool insurance; and outsourced loan review services to mortgage loan originators. It serves national and regional mortgage banks, money center banks, credit unions, community banks, builder-owned mortgage lenders, internet-sourced lenders, and other non-bank lenders.
NMI Holdings, Inc. Fundamentals Summary
| NMIH fundamental statistics | |
|---|---|
| Market cap | US$2.89b |
| Earnings (TTM) | US$357.35m |
| Revenue (TTM) | US$635.85m |
8.1x
P/E Ratio4.5x
P/S RatioIs NMIH overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| NMIH income statement (TTM) | |
|---|---|
| Revenue | US$635.85m |
| Cost of Revenue | US$137.54m |
| Gross Profit | US$498.30m |
| Other Expenses | US$140.95m |
| Earnings | US$357.35m |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 4.52 |
| Gross Margin | 78.37% |
| Net Profit Margin | 56.20% |
| Debt/Equity Ratio | 18.9% |
How did NMIH perform over the long term?
See historical performance and comparisonCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/22 06:04 |
| End of Day Share Price | 2024/12/20 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
|
* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
NMI Holdings, Inc. is covered by 16 analysts. 7 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Mark DeVries | Barclays |
| Mark DeVries | Barclays |
| Terry Ma | Barclays |