OppFi Management
Management criteria checks 3/4
OppFi's CEO is Todd Schwartz, appointed in Jan 2012, has a tenure of 12.92 years. total yearly compensation is $148.90K, comprised of 99.6% salary and 0.4% bonuses, including company stock and options. directly owns 2.57% of the company’s shares, worth $16.03M. The average tenure of the management team and the board of directors is 5 years and 6.7 years respectively.
Key information
Todd Schwartz
Chief executive officer
US$148.9k
Total compensation
| CEO salary percentage | 99.6% |
| CEO tenure | 12.9yrs |
| CEO ownership | 2.6% |
| Management average tenure | 5yrs |
| Board average tenure | 6.7yrs |
Recent management updates
Recent updates
OppFi: Double-Digit Discount And Savvy Debt Usage Justify A Buy
Dec 20Market Participants Recognise OppFi Inc.'s (NYSE:OPFI) Earnings Pushing Shares 27% Higher
Oct 23
OppFi: This Fintech Could Have More To Rally
Oct 07OppFi Inc.'s (NYSE:OPFI) Subdued P/E Might Signal An Opportunity
Aug 04OppFi: 83% Of Earnings Go To Non-Controlling Interest
Jul 19OppFi: Cheaply Valued But Persistent Risks Remain
Jun 15OppFi's High Debt Raises Long-Term Concerns
Dec 18OppFi: Dirt Cheap With Two Caveats
Nov 12OppFi: Growth Impressive As It's Still In The Early Stages
Aug 28OppFi: Is This Lending Platform A Buy?
Aug 19Where Is OppFi Going?
Nov 13OppFi expects Q3 revenue beat, reiterates 2022 outlook amid strong demand
Oct 25OppFi: Subprime Lender Faces The Specter Of A Recession
Jul 01OppFi Inc.: A Potential Bottom
Apr 08OppFi Stock: Trading At Compressed Multiples, But Cheap Can Become Cheaper
Jan 17OppFi: Dipping A Toe In The Water At Under $5
Dec 20OppFi: Crazy Things Are Happening
Dec 13OppFi: A Real Fintech Trading Like A Value Stock, 50% Plus Upside
Oct 21CEO Compensation Analysis
| Date | Total Compensation | Salary | Company Earnings |
|---|---|---|---|
| Sep 30 2024 | n/a | n/a | US$7m |
| Jun 30 2024 | n/a | n/a | US$5m |
| Mar 31 2024 | n/a | n/a | US$4m |
| Dec 31 2023 | US$149k | US$148k | -US$1m |
| Sep 30 2023 | n/a | n/a | US$8m |
| Jun 30 2023 | n/a | n/a | US$5m |
| Mar 31 2023 | n/a | n/a | US$6m |
| Dec 31 2022 | US$81k | US$52k | US$7m |
| Sep 30 2022 | n/a | n/a | US$15m |
| Jun 30 2022 | n/a | n/a | US$30m |
| Mar 31 2022 | n/a | n/a | US$2m |
| Dec 31 2021 | US$201k | n/a | US$26m |
Compensation vs Market: Todd's total compensation ($USD148.90K) is below average for companies of similar size in the US market ($USD3.30M).
Compensation vs Earnings: Todd's compensation has increased by more than 20% whilst company earnings have fallen more than 20% in the past year.
CEO
Todd Schwartz (42 yo)
12.9yrs
Tenure
US$148,895
Compensation
Mr. Todd G. Schwartz serves as Chairman of the Board at OppFi Inc. since 2022 and serves as its Executive Chairman since March 2023. He Founded OppFi Inc. in 2012 and had been its Executive Chairman since...
Leadership Team
| Name | Position | Tenure | Compensation | Ownership |
|---|---|---|---|---|
| Founder | 12.9yrs | US$148.90k | 2.57% $ 16.0m | |
| Co-Founder & Director | 12.9yrs | US$200.00k | 0.65% $ 4.0m | |
| CFO & Chief Accounting Officer | 3.5yrs | US$506.32k | 0.20% $ 1.3m | |
| Chief Risk & Analytics Officer | no data | US$570.06k | 0.37% $ 2.3m | |
| Chief Operating Officer | 2.6yrs | no data | no data | |
| Chief Technology Officer | 3.8yrs | no data | no data | |
| Head of Investor Relations | 2.6yrs | no data | no data | |
| Chief Compliance & Enterprise Risk Officer | 6.3yrs | no data | no data | |
| General Counsel & Secretary | 7yrs | no data | no data |
5.0yrs
Average Tenure
54yo
Average Age
Experienced Management: OPFI's management team is seasoned and experienced (5 years average tenure).
Board Members
| Name | Position | Tenure | Compensation | Ownership |
|---|---|---|---|---|
| Founder | 12.9yrs | US$148.90k | 2.57% $ 16.0m | |
| Co-Founder & Director | 12.9yrs | US$200.00k | 0.65% $ 4.0m | |
| Independent Director | 3.4yrs | US$218.00k | 0.65% $ 4.0m | |
| Director | 9.9yrs | US$225.00k | 0.34% $ 2.1m | |
| Independent Director | 3.4yrs | US$230.50k | 0.65% $ 4.0m | |
| Lead Independent Director | 3.4yrs | US$242.00k | 0.23% $ 1.5m |
6.7yrs
Average Tenure
55yo
Average Age
Experienced Board: OPFI's board of directors are considered experienced (6.7 years average tenure).
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/22 01:25 |
| End of Day Share Price | 2024/12/20 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
|
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
OppFi Inc. is covered by 8 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| null null | D.A. Davidson & Co. |
| Christopher Brendler | D.A. Davidson & Co. |
| David Scharf | JMP Securities |