OppFi Past Earnings Performance
Past criteria checks 0/6
OppFi's earnings have been declining at an average annual rate of -35%, while the Consumer Finance industry saw earnings growing at 8.7% annually. Revenues have been growing at an average rate of 12.3% per year.
Key information
-35.0%
Earnings growth rate
-59.7%
EPS growth rate
| Consumer Finance Industry Growth | 7.2% |
| Revenue growth rate | 12.3% |
| Return on equity | 20.3% |
| Net Margin | -0.4% |
| Next Earnings Update | 08 May 2024 |
Recent past performance updates
Recent updates
OppFi's High Debt Raises Long-Term Concerns
Dec 18OppFi: Dirt Cheap With Two Caveats
Nov 12OppFi: Growth Impressive As It's Still In The Early Stages
Aug 28OppFi: Is This Lending Platform A Buy?
Aug 19Where Is OppFi Going?
Nov 13OppFi expects Q3 revenue beat, reiterates 2022 outlook amid strong demand
Oct 25OppFi: Subprime Lender Faces The Specter Of A Recession
Jul 01OppFi Inc.: A Potential Bottom
Apr 08OppFi Stock: Trading At Compressed Multiples, But Cheap Can Become Cheaper
Jan 17OppFi: Dipping A Toe In The Water At Under $5
Dec 20OppFi: Crazy Things Are Happening
Dec 13OppFi: A Real Fintech Trading Like A Value Stock, 50% Plus Upside
Oct 21Revenue & Expenses BreakdownBeta
How OppFi makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Dec 23 | 226 | -1 | 170 | 0 |
| 30 Sep 23 | 210 | 8 | 168 | 0 |
| 30 Jun 23 | 190 | 5 | 164 | 0 |
| 31 Mar 23 | 184 | 6 | 167 | 0 |
| 31 Dec 22 | 182 | 7 | 171 | 0 |
| 30 Sep 22 | 199 | 15 | 179 | 0 |
| 30 Jun 22 | 222 | 30 | 191 | 0 |
| 31 Mar 22 | 225 | 2 | 183 | 0 |
| 31 Dec 21 | 239 | 26 | 172 | 0 |
| 30 Sep 21 | 247 | 30 | 165 | 0 |
| 30 Jun 21 | 222 | 36 | 132 | 0 |
| 31 Mar 21 | 206 | 85 | 108 | 0 |
| 31 Dec 20 | 188 | 78 | 95 | 0 |
| 31 Dec 19 | 107 | 33 | 55 | 0 |
| 31 Dec 18 | 54 | 10 | 31 | 0 |
Quality Earnings: OPFI is currently unprofitable.
Growing Profit Margin: OPFI is currently unprofitable.
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: OPFI is unprofitable, and losses have increased over the past 5 years at a rate of 35% per year.
Accelerating Growth: Unable to compare OPFI's earnings growth over the past year to its 5-year average as it is currently unprofitable
Earnings vs Industry: OPFI is unprofitable, making it difficult to compare its past year earnings growth to the Consumer Finance industry (-3.9%).
Return on Equity
High ROE: OPFI has a negative Return on Equity (20.35%), as it is currently unprofitable.