OppFi Balance Sheet Health

Financial Health criteria checks 3/6

OppFi has a total shareholder equity of $201.7M and total debt of $301.8M, which brings its debt-to-equity ratio to 149.6%. Its total assets and total liabilities are $573.1M and $371.4M respectively.

Key information

149.6%

Debt to equity ratio

US$301.77m

Debt

Interest coverage ration/a
CashUS$46.62m
EquityUS$201.69m
Total liabilitiesUS$371.40m
Total assetsUS$573.09m

Recent financial health updates

No updates

Recent updates

Market Participants Recognise OppFi Inc.'s (NYSE:OPFI) Earnings Pushing Shares 27% Higher

Oct 23
Market Participants Recognise OppFi Inc.'s (NYSE:OPFI) Earnings Pushing Shares 27% Higher

OppFi: This Fintech Could Have More To Rally

Oct 07

OppFi Inc.'s (NYSE:OPFI) Subdued P/E Might Signal An Opportunity

Aug 04
OppFi Inc.'s (NYSE:OPFI) Subdued P/E Might Signal An Opportunity

OppFi: 83% Of Earnings Go To Non-Controlling Interest

Jul 19

OppFi: Cheaply Valued But Persistent Risks Remain

Jun 15

OppFi's High Debt Raises Long-Term Concerns

Dec 18

OppFi: Dirt Cheap With Two Caveats

Nov 12

OppFi: Growth Impressive As It's Still In The Early Stages

Aug 28

OppFi: Is This Lending Platform A Buy?

Aug 19

Where Is OppFi Going?

Nov 13

OppFi expects Q3 revenue beat, reiterates 2022 outlook amid strong demand

Oct 25

OppFi: Subprime Lender Faces The Specter Of A Recession

Jul 01

OppFi Inc.: A Potential Bottom

Apr 08

OppFi Stock: Trading At Compressed Multiples, But Cheap Can Become Cheaper

Jan 17

OppFi: Dipping A Toe In The Water At Under $5

Dec 20

OppFi: Crazy Things Are Happening

Dec 13

OppFi: A Real Fintech Trading Like A Value Stock, 50% Plus Upside

Oct 21

Financial Position Analysis

Short Term Liabilities: OPFI's short term assets ($513.3M) exceed its short term liabilities ($68.9M).

Long Term Liabilities: OPFI's short term assets ($513.3M) exceed its long term liabilities ($302.5M).


Debt to Equity History and Analysis

Debt Level: OPFI's net debt to equity ratio (126.5%) is considered high.

Reducing Debt: Insufficient data to determine if OPFI's debt to equity ratio has reduced over the past 5 years.

Debt Coverage: OPFI's debt is well covered by operating cash flow (102.5%).

Interest Coverage: Insufficient data to determine if OPFI's interest payments on its debt are well covered by EBIT.


Balance Sheet


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