OppFi Inc.

NYSE:OPFI Stock Report

Market Cap: US$951.7m

OppFi Future Growth

Future criteria checks 5/6

OppFi is forecast to grow earnings and revenue by 39.6% and 28.4% per annum respectively while EPS is expected to grow by 54% per annum.

Key information

39.6%

Earnings growth rate

54.03%

EPS growth rate

Consumer Finance earnings growth24.1%
Revenue growth rate28.4%
Future return on equityn/a
Analyst coverage

Low

Last updated15 Dec 2025

Recent future growth updates

Recent updates

OppFi Is Growing Fast While Wall Street Looks Away

Dec 09

OppFi: Q4 Delivers An Inflection Point

Mar 06

OppFi: This Dip Caught My Attention... But Beware Of The Devil In The Details

Feb 24

OppFi Stock Deserves A Strong Buy On Its Dip

Feb 18

Why OppFi May See Strong Upside From Here

Jan 15

Market Participants Recognise OppFi Inc.'s (NYSE:OPFI) Earnings Pushing Shares 36% Higher

Jan 11
Market Participants Recognise OppFi Inc.'s (NYSE:OPFI) Earnings Pushing Shares 36% Higher

OppFi: Double-Digit Discount And Savvy Debt Usage Justify A Buy

Dec 20

Market Participants Recognise OppFi Inc.'s (NYSE:OPFI) Earnings Pushing Shares 27% Higher

Oct 23
Market Participants Recognise OppFi Inc.'s (NYSE:OPFI) Earnings Pushing Shares 27% Higher

OppFi: This Fintech Could Have More To Rally

Oct 07
User avatar

Operational Efficiency And Tactical Investments Propel Strong Revenue And Profit Growth

Expansion into the small and medium business financing market via equity investment in Bitty Advance shows potential for new revenue streams and market growth.

OppFi Inc.'s (NYSE:OPFI) Subdued P/E Might Signal An Opportunity

Aug 04
OppFi Inc.'s (NYSE:OPFI) Subdued P/E Might Signal An Opportunity

OppFi: 83% Of Earnings Go To Non-Controlling Interest

Jul 19

OppFi: Cheaply Valued But Persistent Risks Remain

Jun 15

OppFi's High Debt Raises Long-Term Concerns

Dec 18

OppFi: Dirt Cheap With Two Caveats

Nov 12

OppFi: Growth Impressive As It's Still In The Early Stages

Aug 28

OppFi: Is This Lending Platform A Buy?

Aug 19

Where Is OppFi Going?

Nov 13

OppFi expects Q3 revenue beat, reiterates 2022 outlook amid strong demand

Oct 25

Earnings and Revenue Growth Forecasts

NYSE:OPFI - Analysts future estimates and past financials data (USD Millions)
DateRevenueEarningsFree Cash FlowCash from OpAvg. No. Analysts
12/31/202773463N/AN/A1
12/31/2026663160N/AN/A4
12/31/2025598136N/AN/A4
9/30/20253354360379N/A
6/30/2025321-33334351N/A
3/31/2025306-10318333N/A
12/31/20242777311324N/A
9/30/20242617301312N/A
6/30/20242445300309N/A
3/31/20242324296305N/A
12/31/2023226-1287296N/A
9/30/20232108275285N/A
6/30/20231905268279N/A
3/31/20231846253264N/A
12/31/20221827230243N/A
9/30/202219915206220N/A
6/30/202222230171185N/A
3/31/20222252152167N/A
12/31/202123926153167N/A
9/30/202124730156169N/A
6/30/202122236166178N/A
3/31/202120685177188N/A
12/31/202018878181192N/A
12/31/201910733142149N/A
12/31/20185410N/A63N/A

Analyst Future Growth Forecasts

Earnings vs Savings Rate: OPFI's forecast earnings growth (39.6% per year) is above the savings rate (3.3%).

Earnings vs Market: OPFI's earnings (39.6% per year) are forecast to grow faster than the US market (16.2% per year).

High Growth Earnings: OPFI's earnings are expected to grow significantly over the next 3 years.

Revenue vs Market: OPFI's revenue (28.4% per year) is forecast to grow faster than the US market (10.7% per year).

High Growth Revenue: OPFI's revenue (28.4% per year) is forecast to grow faster than 20% per year.

Earnings per Share Growth Forecasts

Future Return on Equity

Future ROE: Insufficient data to determine if OPFI's Return on Equity is forecast to be high in 3 years time

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/12/30 23:42
End of Day Share Price 2025/12/30 00:00
Earnings2025/09/30
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

OppFi Inc. is covered by 8 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
David ScharfCitizens JMP Securities, LLC
null nullD.A. Davidson & Co.
Christopher BrendlerD.A. Davidson & Co.