ECPG Stock Overview
A specialty finance company, provides debt recovery solutions and other related services for consumers across financial assets worldwide. More details
| Snowflake Score | |
|---|---|
| Valuation | 4/6 |
| Future Growth | 4/6 |
| Past Performance | 0/6 |
| Financial Health | 2/6 |
| Dividends | 0/6 |
Community vs My Fair Value
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Encore Capital Group, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$40.51 |
| 52 Week High | US$51.77 |
| 52 Week Low | US$26.45 |
| Beta | 1.65 |
| 1 Month Change | 27.87% |
| 3 Month Change | -19.32% |
| 1 Year Change | -14.01% |
| 3 Year Change | -30.94% |
| 5 Year Change | 30.68% |
| Change since IPO | 333.55% |
Recent News & Updates
Recent updates
We Think Shareholders May Want To Consider A Review Of Encore Capital Group, Inc.'s (NASDAQ:ECPG) CEO Compensation Package
Jun 01
Do Encore Capital Group's (NASDAQ:ECPG) Earnings Warrant Your Attention?
Dec 18Do Encore Capital Group's (NASDAQ:ECPG) Earnings Warrant Your Attention?
Sep 18Encore Capital Group stock gains after positive mention on CNBC
Jul 12Is Now The Time To Put Encore Capital Group (NASDAQ:ECPG) On Your Watchlist?
Jun 12Encore Capital: With 13% More Debt Collections, It Looks Like A Buy
Dec 18Should You Be Adding Encore Capital Group (NASDAQ:ECPG) To Your Watchlist Today?
Dec 07Should You Be Adding Encore Capital Group (NASDAQ:ECPG) To Your Watchlist Today?
Sep 01A Blind Market Can't Recognize Success: The Case Of Encore Capital Group
Aug 09Shareholders Will Most Likely Find Encore Capital Group, Inc.'s (NASDAQ:ECPG) CEO Compensation Acceptable
Jun 05Do Encore Capital Group's (NASDAQ:ECPG) Earnings Warrant Your Attention?
Apr 10Should Encore Capital Group (NASDAQ:ECPG) Be Disappointed With Their 59% Profit?
Mar 15Have Insiders Been Buying Encore Capital Group, Inc. (NASDAQ:ECPG) Shares This Year?
Feb 17Do Encore Capital Group's (NASDAQ:ECPG) Earnings Warrant Your Attention?
Dec 24
Encore Capital Group (NASDAQ:ECPG) Share Prices Have Dropped 25% In The Last Three Years
Nov 19Wendy Hannam Is The Independent Director of Encore Capital Group, Inc. (NASDAQ:ECPG) And They Just Picked Up 100% More Shares
Nov 19Shareholder Returns
| ECPG | US Consumer Finance | US Market | |
|---|---|---|---|
| 7D | 13.6% | 1.8% | -0.3% |
| 1Y | -14.0% | 21.6% | 8.0% |
Return vs Industry: ECPG underperformed the US Consumer Finance industry which returned 22.1% over the past year.
Return vs Market: ECPG underperformed the US Market which returned 8.2% over the past year.
Price Volatility
| ECPG volatility | |
|---|---|
| ECPG Average Weekly Movement | 12.6% |
| Consumer Finance Industry Average Movement | 8.8% |
| Market Average Movement | 7.9% |
| 10% most volatile stocks in US Market | 16.5% |
| 10% least volatile stocks in US Market | 4.1% |
Stable Share Price: ECPG's share price has been volatile over the past 3 months compared to the US market.
Volatility Over Time: ECPG's weekly volatility has increased from 7% to 13% over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1999 | 7,350 | Ashish Masih | www.encorecapital.com |
Encore Capital Group, Inc., a specialty finance company, provides debt recovery solutions and other related services for consumers across financial assets worldwide. The company purchases portfolios of defaulted consumer receivables at discounts to face value, as well as manages them by working with individuals as they repay their obligations and works toward financial recovery. It is also involved in the provision of early stage collection, business process outsourcing, and contingent collection services.
Encore Capital Group, Inc. Fundamentals Summary
| ECPG fundamental statistics | |
|---|---|
| Market cap | US$951.95m |
| Earnings (TTM) | -US$115.69m |
| Revenue (TTM) | US$1.38b |
0.7x
P/S Ratio-8.2x
P/E RatioIs ECPG overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| ECPG income statement (TTM) | |
|---|---|
| Revenue | US$1.38b |
| Cost of Revenue | US$0 |
| Gross Profit | US$1.38b |
| Other Expenses | US$1.50b |
| Earnings | -US$115.69m |
Last Reported Earnings
Mar 31, 2025
Next Earnings Date
n/a
| Earnings per share (EPS) | -4.95 |
| Gross Margin | 100.00% |
| Net Profit Margin | -8.38% |
| Debt/Equity Ratio | 465.0% |
How did ECPG perform over the long term?
See historical performance and comparisonCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/05/09 07:00 |
| End of Day Share Price | 2025/05/09 00:00 |
| Earnings | 2025/03/31 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
|
* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Encore Capital Group, Inc. is covered by 15 analysts. 5 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Iza Rokicka | Biuro maklerskie mBanku |
| Hugh Miller | Buckingham Research Group Inc. |
| David Scharf | Citizens JMP Securities, LLC |