PRAA Stock Overview
A financial and business services company, engages in the purchase, collection, and management of portfolios of nonperforming loans worldwide. More details
| Snowflake Score | |
|---|---|
| Valuation | 2/6 |
| Future Growth | 3/6 |
| Past Performance | 2/6 |
| Financial Health | 2/6 |
| Dividends | 0/6 |
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PRA Group, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$21.18 |
| 52 Week High | US$31.43 |
| 52 Week Low | US$18.64 |
| Beta | 1.49 |
| 1 Month Change | -5.11% |
| 3 Month Change | -4.16% |
| 1 Year Change | -15.58% |
| 3 Year Change | -56.30% |
| 5 Year Change | -42.85% |
| Change since IPO | 311.26% |
Recent News & Updates
Recent updates
PRA Group: A Turnaround And A Hedge For An Economic Slowdown
Aug 13PRA Group On A Long Road Back, But At Least It's Out Of The Ditch
Jul 14With EPS Growth And More, PRA Group (NASDAQ:PRAA) Is Interesting
Apr 24
PRA Group Undervalued, But Needs More Collections Growth To Augment Efficiency
Mar 04Should You Be Adding PRA Group (NASDAQ:PRAA) To Your Watchlist Today?
Jan 18Here's Why I Think PRA Group (NASDAQ:PRAA) Might Deserve Your Attention Today
Oct 20Here's Why I Think PRA Group (NASDAQ:PRAA) Is An Interesting Stock
Jul 09It's Unlikely That The CEO Of PRA Group, Inc. (NASDAQ:PRAA) Will See A Huge Pay Rise This Year
Jun 03Should PRA Group (NASDAQ:PRAA) Be Disappointed With Their 40% Profit?
Feb 05
A Quick Analysis On PRA Group's (NASDAQ:PRAA) CEO Salary
Dec 14Shareholder Returns
| PRAA | US Consumer Finance | US Market | |
|---|---|---|---|
| 7D | -1.4% | -5.6% | -4.0% |
| 1Y | -15.6% | 47.0% | 24.0% |
Return vs Industry: PRAA underperformed the US Consumer Finance industry which returned 47% over the past year.
Return vs Market: PRAA underperformed the US Market which returned 24% over the past year.
Price Volatility
| PRAA volatility | |
|---|---|
| PRAA Average Weekly Movement | 7.4% |
| Consumer Finance Industry Average Movement | 7.3% |
| Market Average Movement | 6.4% |
| 10% most volatile stocks in US Market | 16.8% |
| 10% least volatile stocks in US Market | 3.2% |
Stable Share Price: PRAA has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: PRAA's weekly volatility (7%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1996 | 3,109 | Vik Atal | www.pragroup.com |
PRA Group, Inc., a financial and business services company, engages in the purchase, collection, and management of portfolios of nonperforming loans worldwide. It is involved in the purchase of accounts that are primarily the unpaid obligations of individuals owed to credit originators, which include banks and other types of consumer, retail, and auto finance companies. The company also acquires nonperforming loans, including Visa and MasterCard credit card accounts, private label and other credit card accounts, personal loans, automobile loans, and small business loans from banks, credit unions, consumer finance companies, retailers, utilities, automobile finance companies, and other credit originators.
PRA Group, Inc. Fundamentals Summary
| PRAA fundamental statistics | |
|---|---|
| Market cap | US$841.37m |
| Earnings (TTM) | US$43.36m |
| Revenue (TTM) | US$1.04b |
19.3x
P/E Ratio0.8x
P/S RatioIs PRAA overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| PRAA income statement (TTM) | |
|---|---|
| Revenue | US$1.04b |
| Cost of Revenue | US$0 |
| Gross Profit | US$1.04b |
| Other Expenses | US$999.35m |
| Earnings | US$43.36m |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
Feb 24, 2025
| Earnings per share (EPS) | 1.10 |
| Gross Margin | 100.00% |
| Net Profit Margin | 4.16% |
| Debt/Equity Ratio | 257.9% |
How did PRAA perform over the long term?
See historical performance and comparisonCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/19 23:32 |
| End of Day Share Price | 2024/12/19 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
PRA Group, Inc. is covered by 13 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Hugh Miller | Buckingham Research Group Inc. |
| David West | Davenport & Company |
| John Rowan | Janney Montgomery Scott LLC |