PRA Group Balance Sheet Health
Financial Health criteria checks 2/6
PRA Group has a total shareholder equity of $1.3B and total debt of $3.3B, which brings its debt-to-equity ratio to 257.9%. Its total assets and total liabilities are $4.9B and $3.7B respectively. PRA Group's EBIT is $291.3M making its interest coverage ratio 1.3. It has cash and short-term investments of $151.0M.
Key information
257.9%
Debt to equity ratio
US$3.31b
Debt
| Interest coverage ratio | 1.3x |
| Cash | US$150.99m |
| Equity | US$1.28b |
| Total liabilities | US$3.65b |
| Total assets | US$4.94b |
Recent financial health updates
No updates
Recent updates
PRA Group: Rebuilding Credibility And Still Undervalued
Jan 03PRA Group: A Turnaround And A Hedge For An Economic Slowdown
Aug 13PRA Group On A Long Road Back, But At Least It's Out Of The Ditch
Jul 14With EPS Growth And More, PRA Group (NASDAQ:PRAA) Is Interesting
Apr 24
PRA Group Undervalued, But Needs More Collections Growth To Augment Efficiency
Mar 04Should You Be Adding PRA Group (NASDAQ:PRAA) To Your Watchlist Today?
Jan 18Here's Why I Think PRA Group (NASDAQ:PRAA) Might Deserve Your Attention Today
Oct 20Here's Why I Think PRA Group (NASDAQ:PRAA) Is An Interesting Stock
Jul 09It's Unlikely That The CEO Of PRA Group, Inc. (NASDAQ:PRAA) Will See A Huge Pay Rise This Year
Jun 03Should PRA Group (NASDAQ:PRAA) Be Disappointed With Their 40% Profit?
Feb 05
A Quick Analysis On PRA Group's (NASDAQ:PRAA) CEO Salary
Dec 14Financial Position Analysis
Short Term Liabilities: PRAA's short term assets ($4.3B) exceed its short term liabilities ($292.7M).
Long Term Liabilities: PRAA's short term assets ($4.3B) exceed its long term liabilities ($3.4B).
Debt to Equity History and Analysis
Debt Level: PRAA's net debt to equity ratio (246.1%) is considered high.
Reducing Debt: PRAA's debt to equity ratio has increased from 225.3% to 257.9% over the past 5 years.
Debt Coverage: PRAA's operating cash flow is negative, therefore debt is not well covered.
Interest Coverage: PRAA's interest payments on its debt are not well covered by EBIT (1.3x coverage).
Balance Sheet
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/01/10 12:46 |
| End of Day Share Price | 2025/01/08 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
PRA Group, Inc. is covered by 13 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Hugh Miller | Buckingham Research Group Inc. |
| David West | Davenport & Company |
| John Rowan | Janney Montgomery Scott LLC |