PRA Group Past Earnings Performance

Past criteria checks 0/6

PRA Group's earnings have been declining at an average annual rate of -14%, while the Consumer Finance industry saw earnings growing at 7.8% annually. Revenues have been declining at an average rate of 2.3% per year.

Key information

-14.0%

Earnings growth rate

-13.4%

EPS growth rate

Consumer Finance Industry Growth	7.2%
Revenue growth rate	-2.3%
Return on equity	-5.4%
Net Margin	-10.4%
Next Earnings Update	06 May 2024

Recent past performance updates

Recent updates

It's Unlikely That The CEO Of PRA Group, Inc. (NASDAQ:PRAA) Will See A Huge Pay Rise This Year

Jun 03

Should PRA Group (NASDAQ:PRAA) Be Disappointed With Their 40% Profit?

Feb 05

A Quick Analysis On PRA Group's (NASDAQ:PRAA) CEO Salary

Dec 14

Another Strong Collection Quarter For PRA Group, But Trends Remain Hard To Read

Nov 12

PRA Group, Inc. 2020 Q3 - Results - Earnings Call Presentation

Nov 06

Revenue & Expenses Breakdown
Beta

How PRA Group makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

NasdaqGS:PRAA Revenue, expenses and earnings (USD Millions)
Date	Revenue	Earnings	G+A Expenses
31 Dec 23	803	-83	631
30 Sep 23	804	-59	619
30 Jun 23	832	-22	624
31 Mar 23	881	19	634
31 Dec 22	967	117	615
30 Sep 22	1,001	135	622
30 Jun 22	1,020	145	631
31 Mar 22	1,047	165	636
31 Dec 21	1,096	183	644
30 Sep 21	1,113	179	656
30 Jun 21	1,117	187	653
31 Mar 21	1,103	189	637
31 Dec 20	1,065	149	650
30 Sep 20	1,061	147	654
30 Jun 20	1,043	129	655
31 Mar 20	1,023	90	681
31 Dec 19	1,017	86	681
30 Sep 19	985	74	677
30 Jun 19	961	59	670
31 Mar 19	930	60	645
31 Dec 18	908	66	623
30 Sep 18	882	140	592
30 Jun 18	861	145	604
31 Mar 18	843	137	593
31 Dec 17	828	164	539
30 Sep 17	773	58	460
30 Jun 17	790	76	460
31 Mar 17	815	101	430
31 Dec 16	931	86	549
30 Sep 16	906	144	486
30 Jun 16	913	127	447
31 Mar 16	922	142	475
31 Dec 15	942	168	472
30 Sep 15	963	174	513
30 Jun 15	972	208	517
31 Mar 15	932	194	496
31 Dec 14	881	177	491
30 Sep 14	815	175	454
30 Jun 14	774	171	422
31 Mar 14	759	178	408
31 Dec 13	735	175	390
30 Sep 13	705	165	379
30 Jun 13	657	151	364

Quality Earnings: PRAA is currently unprofitable.

Growing Profit Margin: PRAA is currently unprofitable.

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: PRAA is unprofitable, and losses have increased over the past 5 years at a rate of 14% per year.

Accelerating Growth: Unable to compare PRAA's earnings growth over the past year to its 5-year average as it is currently unprofitable

Earnings vs Industry: PRAA is unprofitable, making it difficult to compare its past year earnings growth to the Consumer Finance industry (-8.3%).

Return on Equity

High ROE: PRAA has a negative Return on Equity (-5.39%), as it is currently unprofitable.

PRA Group Past Earnings Performance

Past criteria checks 0/6

Key information

Recent past performance updates

PRA Group, Inc. to Report Q2, 2024 Results on Aug 05, 2024

PRA Group, Inc. Reports Unaudited Impairment of Real Estate for the Three Months Ended December 31, 2023

PRA Group, Inc. to Report Q1, 2024 Results on May 06, 2024

PRA Group, Inc. to Report Q4, 2023 Results on Feb 26, 2024

PRA Group, Inc. to Report Q3, 2023 Results on Nov 06, 2023

PRA Group, Inc. to Report Q1, 2023 Results on May 08, 2023

Recent updates

PRA Group, Inc., Annual General Meeting, Jun 13, 2024

Now 20% undervalued

President recently sold US$142k worth of stock

PRA Group, Inc. to Report Q2, 2024 Results on Aug 05, 2024

Now 23% undervalued

Now 20% undervalued

PRA Group, Inc Appoints Glenn Marino to Board of Directors

Price target increased by 8.1% to US$31.00

PRA Group, Inc. Reports Unaudited Impairment of Real Estate for the Three Months Ended December 31, 2023

Now 20% undervalued

PRA Group Inc. Appoints Keith Warren as Chief Risk and Compliance Officer, Effective January 29, 2024

PRA Group, Inc. to Report Q1, 2024 Results on May 06, 2024

Price target decreased by 14% to US$27.00

PRA Group, Inc. to Report Q4, 2023 Results on Feb 26, 2024

Co-Founder & Non-Executive Chairman recently bought US$502k worth of stock

PRA Group, Inc. Announces Executive Changes

Consensus EPS estimates fall by 59%

PRA Group, Inc. to Report Q3, 2023 Results on Nov 06, 2023

Laura B. White to Resign from PRA Group, Inc. as Executive Vice President, Chief Risk and Compliance Officer, Effective July 31, 2023

Independent Director recently bought US$150k worth of stock

Investor sentiment improves as stock rises 17%

President recently bought US$752k worth of stock

Investor sentiment deteriorates as stock falls 47%

Now 27% undervalued after recent price drop

Price target decreased by 11% to US$41.33

Consensus EPS estimates fall by 10%

Key Executive notifies of intention to sell stock

PRA Group, Inc. to Report Q1, 2023 Results on May 08, 2023

Price target decreased to US$42.00

Price target decreased to US$42.00

PRA Group, Inc. (NasdaqGS:PRAA) acquired Portfolios of Non Performing Loans for approximately $180 million.

Third quarter 2022 earnings released: EPS: US$0.63 (vs US$0.76 in 3Q 2021)

Now 20% undervalued after recent price drop

PRA Group, Inc. to Report Q4, 2022 Results on Feb 27, 2023

Price target decreased to US$47.00

Now 21% undervalued

Second quarter 2022 earnings: EPS and revenues exceed analyst expectations

PRA Group, Inc. Appoints LaTisha Tarrant as Chief Human Resources Officer, Effective August 15, 2022

PRA Group, Inc. to Report Q3, 2022 Results on Nov 03, 2022

PRA Group, Inc.(NasdaqGS:PRAA) dropped from Russell 2000 Dynamic Index

PRA Group, Inc. (NasdaqGS:PRAA) acquired Americas Vetdogs The Veterans K9 Corps Inc.

Price target decreased to US$50.67

Pra Group, Inc. Announces the Promotion of Jan Husby to the Position of Chief Information Office

Price target decreased to US$52.00

First quarter 2022 earnings: EPS exceeds analyst expectations while revenues lag behind

PRA Group, Inc. to Report Q2, 2022 Results on Aug 08, 2022

PRA Group Announces Rakesh Sehgal as Head of Corporate Development in Newly Created Role

With EPS Growth And More, PRA Group (NASDAQ:PRAA) Is Interesting

PRA Group Undervalued, But Needs More Collections Growth To Augment Efficiency

PRA Group, Inc. (NasdaqGS:PRAA) announces an Equity Buyback for $150 million worth of its shares.

PRA Group, Inc. (NasdaqGS:PRAA) acquired Non Performing Loan Portfolios.

Full year 2021 earnings: EPS exceeds analyst expectations

PRA Group, Inc. to Report Q1, 2022 Results on May 09, 2022

Should You Be Adding PRA Group (NASDAQ:PRAA) To Your Watchlist Today?

Key Executive notifies of intention to sell stock

Third quarter 2021 earnings released: EPS US$0.76 (vs US$0.93 in 3Q 2020)

Price target increased to US$51.67

Here's Why I Think PRA Group (NASDAQ:PRAA) Might Deserve Your Attention Today

Key Executive notifies of intention to sell stock

PRA Group, Inc. (NasdaqGS:PRAA) entered into an agreement to acquire Norwegian Portfolio of Defaulted Credit Cards and Installment Loans of Bank Norwegian ASA (OB:BANO).

Executive VP & General Counsel notifies of intention to sell stock

Second quarter 2021 earnings released: EPS US$1.22 (vs US$1.27 in 2Q 2020)

PRA Group, Inc. (NasdaqGS:PRAA) acquired Portfolio of Finance Receivables.

Consensus EPS estimates increase to US$4.09

Here's Why I Think PRA Group (NASDAQ:PRAA) Is An Interesting Stock

PRA Group, Inc. (NasdaqGS:PRAA) agreed to acquire Norwegian Non-Performing Loans of Resurs Bank AB.

Independent Director Penelope Kyle has left the company

It's Unlikely That The CEO Of PRA Group, Inc. (NASDAQ:PRAA) Will See A Huge Pay Rise This Year

Consensus forecasts updated

Revenue & Expenses Breakdown
Beta