PRA Group, Inc.

NasdaqGS:PRAA Stock Report

Market Cap: US$841.4m

PRA Group Past Earnings Performance

Past criteria checks 2/6

PRA Group's earnings have been declining at an average annual rate of -32%, while the Consumer Finance industry saw earnings growing at 4.3% annually. Revenues have been declining at an average rate of 3.5% per year. PRA Group's return on equity is 4.7%, and it has net margins of 4.2%.

Key information

-32.0%

Earnings growth rate

-30.8%

EPS growth rate

Consumer Finance Industry Growth7.2%
Revenue growth rate-3.5%
Return on equity4.7%
Net Margin4.2%
Next Earnings Update24 Feb 2025

Recent past performance updates

Recent updates

PRA Group: A Turnaround And A Hedge For An Economic Slowdown

Aug 13

PRA Group On A Long Road Back, But At Least It's Out Of The Ditch

Jul 14

With EPS Growth And More, PRA Group (NASDAQ:PRAA) Is Interesting

Apr 24
With EPS Growth And More, PRA Group (NASDAQ:PRAA) Is Interesting

PRA Group Undervalued, But Needs More Collections Growth To Augment Efficiency

Mar 04

Should You Be Adding PRA Group (NASDAQ:PRAA) To Your Watchlist Today?

Jan 18
Should You Be Adding PRA Group (NASDAQ:PRAA) To Your Watchlist Today?

Here's Why I Think PRA Group (NASDAQ:PRAA) Might Deserve Your Attention Today

Oct 20
Here's Why I Think PRA Group (NASDAQ:PRAA) Might Deserve Your Attention Today

Here's Why I Think PRA Group (NASDAQ:PRAA) Is An Interesting Stock

Jul 09
Here's Why I Think PRA Group (NASDAQ:PRAA) Is An Interesting Stock

It's Unlikely That The CEO Of PRA Group, Inc. (NASDAQ:PRAA) Will See A Huge Pay Rise This Year

Jun 03
It's Unlikely That The CEO Of PRA Group, Inc. (NASDAQ:PRAA) Will See A Huge Pay Rise This Year

Should PRA Group (NASDAQ:PRAA) Be Disappointed With Their 40% Profit?

Feb 05
Should PRA Group (NASDAQ:PRAA) Be Disappointed With Their 40% Profit?

A Quick Analysis On PRA Group's (NASDAQ:PRAA) CEO Salary

Dec 14
A Quick Analysis On PRA Group's (NASDAQ:PRAA) CEO Salary

Revenue & Expenses Breakdown

How PRA Group makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

NasdaqGS:PRAA Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 241,043436860
30 Jun 2497846630
31 Mar 24903-216320
31 Dec 23803-836310
30 Sep 23804-596190
30 Jun 23832-226240
31 Mar 23881196340
31 Dec 229671176150
30 Sep 221,0011356220
30 Jun 221,0201456310
31 Mar 221,0471656360
31 Dec 211,0961836440
30 Sep 211,1131796560
30 Jun 211,1171876530
31 Mar 211,1031896370
31 Dec 201,0651496500
30 Sep 201,0611476540
30 Jun 201,0431296550
31 Mar 201,023906810
31 Dec 191,017866810
30 Sep 19985746770
30 Jun 19961596700
31 Mar 19930606450
31 Dec 18908666230
30 Sep 188821405920
30 Jun 188611456040
31 Mar 188431375930
31 Dec 178281645390
30 Sep 17773584600
30 Jun 17790764600
31 Mar 178151014300
31 Dec 16931865490
30 Sep 169061444860
30 Jun 169131274470
31 Mar 169221424750
31 Dec 159421684720
30 Sep 159631745130
30 Jun 159722085170
31 Mar 159321944960
31 Dec 148811774910
30 Sep 148151754540
30 Jun 147741714220
31 Mar 147591784080
31 Dec 137351753900

Quality Earnings: PRAA has high quality earnings.

Growing Profit Margin: PRAA became profitable in the past.

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: PRAA's earnings have declined by 32% per year over the past 5 years.

Accelerating Growth: PRAA has become profitable in the last year, making the earnings growth rate difficult to compare to its 5-year average.

Earnings vs Industry: PRAA has become profitable in the last year, making it difficult to compare its past year earnings growth to the Consumer Finance industry (-5.8%).

Return on Equity

High ROE: PRAA's Return on Equity (4.7%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/19 22:22
End of Day Share Price 2024/12/19 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

PRA Group, Inc. is covered by 13 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Hugh MillerBuckingham Research Group Inc.
David WestDavenport & Company
John RowanJanney Montgomery Scott LLC