PRAA Share Price Performance
US$17.71
-2.98 (-14.40%)
46.3% undervalued intrinsic discount
US$33.00
Fair Value
Price US$17.71
AnalystHighTarget US$33.00
AnalystConsensusTarget US$22.67
AnalystLowTarget US$18.00
Fair ValueUS$33.00
Share Pricen/a
PRA Group, Inc. Stock Price
- 3 Narratives written by author
- 0 Comments on narratives written by author
- 7 Fair Values set on narratives written by author
PRAA Community Narratives
AN
Fair Value US$33 46.3% undervalued intrinsic discount
Rising Consumer Debt And Digitization Will Expand Markets Despite Hurdles
0users have liked this narrative
0users have commented on this narrative
0users have followed this narrative
AN
Fair Value US$22.67 21.9% undervalued intrinsic discount
PRAA: Improved Cash Efficiency Will Drive Performance Amid Revenue Uncertainties
0users have liked this narrative
0users have commented on this narrative
2users have followed this narrative
AN
Fair Value US$18 1.6% undervalued intrinsic discount
Regulatory Burdens And Competition Will Limit Opportunities But Reveal Value
0users have liked this narrative
0users have commented on this narrative
0users have followed this narrative
PRAA: Improved Cash Efficiency Will Drive Performance Amid Revenue Uncertainties
Key Takeaways Robust U.S. debt supply and operational enhancements are poised to support sustained revenue and margin expansion for PRA Group. Global diversification and strategic cost optimization initiatives strengthen revenue stability and operational efficiency.Read more
35
users have viewed this narrative0users have liked this narrative
0users have commented on this narrative
2users have followed this narrative
AN
US$22.67
21.9% undervalued intrinsic discount
AnalystConsensusTarget's Fair Value
Revenue
7.14% p.a.
Profit Margin
15.68%
Future PE
5.33x
Price in 2028
US$31.78
Regulatory Burdens And Competition Will Limit Opportunities But Reveal Value
Key Takeaways Growing global regulatory pressures and rising compliance costs threaten to compress margins and increase legal risks, despite ongoing portfolio supply and operational improvements. Advancements in digital payments and consumer financial literacy may shrink PRA Group's addressable market and constrain future revenue and cash collection growth.Read more
0
users have viewed this narrative0users have liked this narrative
0users have commented on this narrative
0users have followed this narrative
AN
US$18
1.6% undervalued intrinsic discount
AnalystLowTarget's Fair Value
Revenue
6.59% p.a.
Profit Margin
28.69%
Future PE
2.35x
Price in 2028
US$25.24
Rising Consumer Debt And Digitization Will Expand Markets Despite Hurdles
Key Takeaways Rapid integration of new markets and cross-regional efficiency could drive outsized revenue growth and multi-year margin expansion for PRA Group. Early moves into alternative asset classes, digitization, and a strong balance sheet position the company to outpace competitors and capitalize on industry tailwinds.Read more
5
users have viewed this narrative0users have liked this narrative
0users have commented on this narrative
0users have followed this narrative
AN
US$33
46.3% undervalued intrinsic discount
AnalystHighTarget's Fair Value
Revenue
7.2% p.a.
Profit Margin
6.29%
Future PE
20.25x
Price in 2028
US$46.72
Trending Discussion
Recently Updated Narratives
AN
PRAA: Improved Cash Efficiency Will Support Stronger Future Earnings Momentum
Fair Value: US$22.67 21.9% undervalued intrinsic discount
2 followersusers have followed this narrative
0 commentsusers have commented on this narrative
0 likesusers have liked this narrative
AN
PRAA Will Face Cautious Outlook Amid Goodwill Impairment And Profitability Shift
Fair Value: US$18 1.6% undervalued intrinsic discount
0 followersusers have followed this narrative
0 commentsusers have commented on this narrative
0 likesusers have liked this narrative
AN
Rising Consumer Debt And Digitization Will Expand Markets Despite Hurdles
Fair Value: US$33 46.3% undervalued intrinsic discount
0 followersusers have followed this narrative
0 commentsusers have commented on this narrative
0 likesusers have liked this narrative
Snowflake Analysis
PRA Group, Inc. Key Details
Last Reported Earnings
Sep 30, 2025
Next Reporting Earnings
n/a
- -8.80
- 100.00%
- -29.54%
- 367.3%
About PRAA
- Founded
- 1996
- Employees
- 2814
- CEO
- WebsiteView website
PRA Group, Inc., a financial services company, engages in the purchase, collection, and management of portfolios of nonperforming loans worldwide. The company purchases accounts that are primarily unpaid obligations of individuals owed to credit originators. It also purchases and collects nonperforming loans, which are sold by credit originators when they choose not to pursue, or have been unsuccessful in, collecting the full balance owed. In addition, the company is involved in purchasing and collecting on nonperforming loans where the customer is involved in a bankruptcy or similar proceeding; and purchase and provide fee-based services for class action claims recoveries. Its nonperforming loans, includes general purpose and private label credit cards, consumer loans, auto loans, overdrafts, and small business loans. The company was formerly known as Portfolio Recovery Associates, Inc. and changed its name to PRA Group, Inc. in October 2014. PRA Group, Inc. was founded in 1996 and is headquartered in Norfolk, Virginia.
