PRAA Share Price Performance
US$17.50
-3.85 (-18.03%)
22.8% undervalued intrinsic discount
US$22.67
Fair Value
Price US$17.50
AnalystConsensusTarget US$22.67
AnalystLowTarget US$18.00
AnalystHighTarget US$33.00
Fair ValueUS$22.67
Share Pricen/a
PRA Group, Inc. Stock Price
- 3 Narratives written by author
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- 7 Fair Values set on narratives written by author
PRAA Community Narratives
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Fair Value US$22.67 22.8% undervalued intrinsic discount
PRAA: Improved Cash Efficiency Will Drive Performance Amid Revenue Uncertainties
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Fair Value US$18 2.8% undervalued intrinsic discount
Regulatory Burdens And Competition Will Limit Opportunities But Reveal Value
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Fair Value US$33 47.0% undervalued intrinsic discount
Rising Consumer Debt And Digitization Will Expand Markets Despite Hurdles
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Regulatory Burdens And Competition Will Limit Opportunities But Reveal Value
Key Takeaways Growing global regulatory pressures and rising compliance costs threaten to compress margins and increase legal risks, despite ongoing portfolio supply and operational improvements. Advancements in digital payments and consumer financial literacy may shrink PRA Group's addressable market and constrain future revenue and cash collection growth.Read more
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US$18
2.8% undervalued intrinsic discount
Fair Value
Profit Margin
10.9%
Future PE
6.69x
Price in 2029
US$25.24
PRAA: Improved Cash Efficiency Will Drive Performance Amid Revenue Uncertainties
Key Takeaways Robust U.S. debt supply and operational enhancements are poised to support sustained revenue and margin expansion for PRA Group. Global diversification and strategic cost optimization initiatives strengthen revenue stability and operational efficiency.Read more
68
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US$22.67
22.8% undervalued intrinsic discount
Fair Value
Profit Margin
15.88%
Future PE
5.26x
Price in 2029
US$31.78
Rising Consumer Debt And Digitization Will Expand Markets Despite Hurdles
Key Takeaways Rapid integration of new markets and cross-regional efficiency could drive outsized revenue growth and multi-year margin expansion for PRA Group. Early moves into alternative asset classes, digitization, and a strong balance sheet position the company to outpace competitors and capitalize on industry tailwinds.Read more
7
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US$33
47.0% undervalued intrinsic discount
Fair Value
Revenue
7.2% p.a.
Profit Margin
6.29%
Future PE
20.25x
Price in 2028
US$46.72
Trending Discussion
Recently Updated Narratives
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PRAA: Reset Expectations And Goodwill Charge Will Create Long-Term Upside Potential
Fair Value: US$18 2.8% undervalued intrinsic discount
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PRAA: Cash Efficiency And Cost Control Will Support Future Upside Potential
Fair Value: US$22.67 22.8% undervalued intrinsic discount
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Rising Consumer Debt And Digitization Will Expand Markets Despite Hurdles
Fair Value: US$33 47.0% undervalued intrinsic discount
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Snowflake Analysis
PRA Group, Inc. Key Details
Last Reported Earnings
Dec 31, 2025
Next Reporting Earnings
n/a
- -7.94
- 100.00%
- -25.39%
- 356.5%
About PRAA
- Founded
- 1996
- Employees
- 2615
- CEO
- WebsiteView website
PRA Group, Inc., a financial services company, engages in the purchase, collection, and management of nonperforming loan portfolios in the United States, Europe, the United Kingdom, South America, Canada, and Australia. The company purchases loans from credit originators who have chosen not to pursue, or have been unsuccessful in collecting, the full balance owed. It also purchases loans in situations where the customer is involved in a bankruptcy or similar proceeding; and purchase and provide fee-based services for class action claims recoveries. In addition, the company is involved in core and insolvency nonperforming loans include general purpose and private label credit cards, consumer loans, auto loans, overdrafts and small business loans. The company was formerly known as Portfolio Recovery Associates, Inc. and changed its name to PRA Group, Inc. in October 2014. PRA Group, Inc. was founded in 1996 and is headquartered in Norfolk, Virginia.
