PWOD Stock Overview
Operates as the bank holding company for Jersey Shore State Bank, which provides commercial and retail banking services to individuals, partnerships, non-profit organizations, and corporations. More details
| Snowflake Score | |
|---|---|
| Valuation | 4/6 |
| Future Growth | 0/6 |
| Past Performance | 5/6 |
| Financial Health | 6/6 |
| Dividends | 4/6 |
My Notes
Capture your thoughts, links and company narrative
Penns Woods Bancorp, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$29.03 |
| 52 Week High | US$34.56 |
| 52 Week Low | US$17.01 |
| Beta | 0.50 |
| 1 Month Change | -14.37% |
| 3 Month Change | 16.92% |
| 1 Year Change | 40.11% |
| 3 Year Change | 20.01% |
| 5 Year Change | -12.11% |
| Change since IPO | 751.63% |
Recent News & Updates
Recent updates
Penns Woods Bancorp's (NASDAQ:PWOD) Dividend Will Be $0.32
Aug 30
Penns Woods Bancorp: 5.9% Dividend Yield, But Earnings Outlook Is Lackluster
Aug 09Penns Woods Bancorp (NASDAQ:PWOD) Will Pay A Dividend Of $0.32
May 31We Think Shareholders May Want To Consider A Review Of Penns Woods Bancorp, Inc.'s (NASDAQ:PWOD) CEO Compensation Package
May 01Penns Woods Bancorp (NASDAQ:PWOD) Will Pay A Dividend Of $0.32
Aug 25Penns Woods Bancorp's (NASDAQ:PWOD) Dividend Will Be $0.32
May 27Penns Woods Bancorp (NASDAQ:PWOD) Has Announced A Dividend Of $0.32
Nov 25Penns Woods Bancorp (NASDAQ:PWOD) Is Paying Out A Dividend Of $0.32
Aug 26Penns Woods Bancorp declares $0.32 dividend
Aug 23Penns Woods Bancorp GAAP EPS of $0.60, revenue of $15.98M
Jul 21Penns Woods Bancorp (NASDAQ:PWOD) Has Re-Affirmed Its Dividend Of US$0.32
May 27Penns Woods Bancorp (NASDAQ:PWOD) Has Affirmed Its Dividend Of US$0.32
Nov 26Penns Woods Bancorp (NASDAQ:PWOD) Is Due To Pay A Dividend Of US$0.32
Aug 28Shareholder Returns
| PWOD | US Banks | US Market | |
|---|---|---|---|
| 7D | -3.4% | 0.4% | -0.5% |
| 1Y | 40.1% | 33.2% | 23.2% |
Return vs Industry: PWOD exceeded the US Banks industry which returned 33.2% over the past year.
Return vs Market: PWOD exceeded the US Market which returned 23.2% over the past year.
Price Volatility
| PWOD volatility | |
|---|---|
| PWOD Average Weekly Movement | 5.0% |
| Banks Industry Average Movement | 5.2% |
| Market Average Movement | 6.4% |
| 10% most volatile stocks in US Market | 18.6% |
| 10% least volatile stocks in US Market | 3.2% |
Stable Share Price: PWOD has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: PWOD's weekly volatility (5%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1934 | 308 | Dick Grafmyre | www.pwod.com |
Penns Woods Bancorp, Inc. operates as the bank holding company for Jersey Shore State Bank, which provides commercial and retail banking services to individuals, partnerships, non-profit organizations, and corporations. It accepts time, demand, and savings deposits, including super NOW accounts, statement savings accounts, money market accounts, and certificates of deposit, as well as checking and individual retirement account (IRAs) accounts. The company also offers loan products comprising residential, commercial, and construction real estate loans; agricultural loans for the purchase or improvement of real estate; commercial loans for the acquisition and improvement of real estate, purchase of equipment, and working capital purposes; letters of credit; consumer loans, such as construction and residential mortgages, home equity loans and lines, automobile financing, personal loans and lines of credit, and overdraft and check lines; and revolving credit loans with overdraft protection.
Penns Woods Bancorp, Inc. Fundamentals Summary
| PWOD fundamental statistics | |
|---|---|
| Market cap | US$226.12m |
| Earnings (TTM) | US$19.55m |
| Revenue (TTM) | US$67.72m |
11.2x
P/E Ratio1.1x
P/B RatioIs PWOD overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| PWOD income statement (TTM) | |
|---|---|
| Revenue | US$67.72m |
| Cost of Revenue | US$0 |
| Gross Profit | US$67.72m |
| Other Expenses | US$48.17m |
| Earnings | US$19.55m |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 2.59 |
| Gross Margin | 100.00% |
| Net Profit Margin | 28.87% |
| Debt/Equity Ratio | 159.1% |
How did PWOD perform over the long term?
See historical performance and comparisonDividends
4.4%
Current Dividend Yield49%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/01/10 22:54 |
| End of Day Share Price | 2025/01/10 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Penns Woods Bancorp, Inc. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
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