In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Penns Woods Bancorp has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.

Earnings and Revenue Growth Forecasts

NasdaqGS:PWOD - Analysts future estimates and past financials data (USD Millions)
Date	Revenue	Earnings	Free Cash Flow	Cash from Op	Avg. No. Analysts
9/30/2024	68	20	12	13	N/A
6/30/2024	65	17	12	14	N/A
3/31/2024	64	16	9	10	N/A
12/31/2023	64	17	18	19	N/A
9/30/2023	64	16	19	19	N/A
6/30/2023	67	19	28	29	N/A
3/31/2023	66	19	27	28	N/A
12/31/2022	65	17	24	24	N/A
9/30/2022	64	18	24	24	N/A
6/30/2022	63	17	21	21	N/A
3/31/2022	62	16	15	16	N/A
12/31/2021	61	16	17	18	N/A
9/30/2021	59	15	19	19	N/A
6/30/2021	59	15	16	17	N/A
3/31/2021	58	16	21	23	N/A
12/31/2020	58	15	19	22	N/A
9/30/2020	56	14	9	13	N/A
6/30/2020	56	14	14	18	N/A
3/31/2020	57	15	13	16	N/A
12/31/2019	58	16	11	14	N/A
9/30/2019	59	17	21	23	N/A
6/30/2019	58	16	16	18	N/A
3/31/2019	57	15	18	20	N/A
12/31/2018	56	15	15	17	N/A
9/30/2018	55	11	17	20	N/A
6/30/2018	55	11	N/A	21	N/A
3/31/2018	55	10	N/A	17	N/A
12/31/2017	54	10	N/A	18	N/A
9/30/2017	53	12	N/A	11	N/A
6/30/2017	52	12	N/A	15	N/A
3/31/2017	52	12	N/A	18	N/A
12/31/2016	52	12	N/A	16	N/A
9/30/2016	52	13	N/A	17	N/A
6/30/2016	52	14	N/A	16	N/A
3/31/2016	51	14	N/A	17	N/A
12/31/2015	51	14	N/A	16	N/A
9/30/2015	50	13	N/A	17	N/A
6/30/2015	51	14	N/A	17	N/A
3/31/2015	51	14	N/A	19	N/A
12/31/2014	52	15	N/A	19	N/A
9/30/2014	52	15	N/A	18	N/A
6/30/2014	50	14	N/A	19	N/A
3/31/2014	49	14	N/A	15	N/A
12/31/2013	47	14	N/A	17	N/A

Analyst Future Growth Forecasts

Earnings vs Savings Rate: Insufficient data to determine if PWOD's forecast earnings growth is above the savings rate (2.6%).

Earnings vs Market: Insufficient data to determine if PWOD's earnings are forecast to grow faster than the US market

High Growth Earnings: Insufficient data to determine if PWOD's earnings are expected to grow significantly over the next 3 years.

Revenue vs Market: Insufficient data to determine if PWOD's revenue is forecast to grow faster than the US market.

High Growth Revenue: Insufficient data to determine if PWOD's revenue is forecast to grow faster than 20% per year.

Earnings per Share Growth Forecasts

Future Return on Equity

Future ROE: Insufficient data to determine if PWOD's Return on Equity is forecast to be high in 3 years time

Discover growth companies

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2024/12/23 18:19
End of Day Share Price	2024/12/20 00:00
Earnings	2024/09/30
Annual Earnings	2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Penns Woods Bancorp, Inc. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution

Penns Woods Bancorp Future Growth

Future criteria checks 0/6

Key information

Recent future growth updates

Recent updates

Northwest Bancshares, Inc. (NasdaqGS:NWBI) entered into a definitive agreement to acquire an Penns Woods Bancorp, Inc. (NasdaqGS:PWOD) for approximately $260 million.

Northwest Bancshares, Inc. (NasdaqGS:NWBI) entered into a definitive agreement to acquire an Penns Woods Bancorp, Inc. (NasdaqGS:PWOD) for approximately $260 million.

Northwest Bancshares, Inc. (NasdaqGS:NWBI) entered into a definitive agreement to acquire an Penns Woods Bancorp, Inc. (NasdaqGS:PWOD) for approximately $260 million.

Third quarter dividend of US$0.32 announced

Penns Woods Bancorp, Inc. Announces Fourth Quarterly Dividend, Payable on December 23, 2024

Third quarter 2024 earnings released: EPS: US$0.64 (vs US$0.31 in 3Q 2023)

Penns Woods Bancorp's (NASDAQ:PWOD) Dividend Will Be $0.32

Second quarter dividend of US$0.32 announced

Penns Woods Bancorp, Inc. Announces Dividend for the Third Quarter 2024, Payable on September 24, 2024

Second quarter 2024 earnings released: EPS: US$0.72 (vs US$0.59 in 2Q 2023)

Penns Woods Bancorp: 5.9% Dividend Yield, But Earnings Outlook Is Lackluster

Second quarter 2024 earnings released: EPS: US$0.72 (vs US$0.59 in 2Q 2023)

Now 22% undervalued

Investor sentiment improves as stock rises 18%

Penns Woods Bancorp, Inc.(NasdaqGS:PWOD) dropped from Russell Small Cap Completeness Index

Penns Woods Bancorp (NASDAQ:PWOD) Will Pay A Dividend Of $0.32

First quarter dividend of US$0.32 announced

Penns Woods Bancorp, Inc. Announces Quarterly Dividend, Payable June 25, 2024

Independent Director recently bought US$53k worth of stock

We Think Shareholders May Want To Consider A Review Of Penns Woods Bancorp, Inc.'s (NASDAQ:PWOD) CEO Compensation Package

Penns Woods Bancorp, Inc. Announces Unaudited Net Loan Charge-Offs for the First Quarter Ended March 31, 2024

First quarter 2024 earnings released: EPS: US$0.51 (vs US$0.66 in 1Q 2023)

New minor risk - Shareholder dilution

Full year 2023 earnings released: EPS: US$2.34 (vs US$2.47 in FY 2022)

Upcoming dividend of US$0.32 per share

Fourth quarter dividend of US$0.32 announced

Penns Woods Bancorp, Inc., Annual General Meeting, May 07, 2024

Penns Woods Bancorp, Inc. Declares Dividend for the First Quarter of 2024, Payable on March 26, 2024

Full year 2023 earnings released: EPS: US$2.34 (vs US$2.47 in FY 2022)

Investor sentiment improves as stock rises 15%

Now 20% undervalued after recent price drop

Upcoming dividend of US$0.32 per share at 6.3% yield

Penns Woods Bancorp, Inc. Announces Quarterly Cash Dividend for the Fourth Quarter of 2023, Payable on December 22, 2023

Third quarter 2023 earnings released: EPS: US$0.31 (vs US$0.74 in 3Q 2022)

Now 20% undervalued after recent price drop

Penns Woods Bancorp (NASDAQ:PWOD) Will Pay A Dividend Of $0.32

Upcoming dividend of US$0.32 per share at 5.1% yield

Penns Woods Bancorp, Inc. Announces Quarterly Dividend for Third Quarter 2023, Payable on September 19, 2023

Second quarter 2023 earnings released: EPS: US$0.59 (vs US$0.60 in 2Q 2022)

Now 20% undervalued

Now 20% undervalued

Upcoming dividend of US$0.32 per share at 5.2% yield

Penns Woods Bancorp's (NASDAQ:PWOD) Dividend Will Be $0.32

Now 21% undervalued after recent price drop

Penns Woods Bancorp, Inc. Announces Quarterly Dividend, Payable on June 20, 2023

Penns Woods Bancorp, Inc. and Jersey Shore State Bank Announces Resignation of James M. Furey II as Director

Now 22% undervalued after recent price drop

Full year 2022 earnings released: EPS: US$2.47 (vs US$2.27 in FY 2021)

Upcoming dividend of US$0.32 per share at 4.8% yield

Full year 2022 earnings released: EPS: US$2.47 (vs US$2.27 in FY 2021)

Upcoming dividend of US$0.32 per share

Penns Woods Bancorp (NASDAQ:PWOD) Has Announced A Dividend Of $0.32

Penns Woods Bancorp, Inc. Announces Quarterly Dividend, Payable on December 20, 2022

Insufficient new directors

Third quarter 2022 earnings released: EPS: US$0.74 (vs US$0.58 in 3Q 2021)

Penns Woods Bancorp, Inc. and Announce Resignation of Ronald A. Walko as A Director

Penns Woods Bancorp (NASDAQ:PWOD) Is Paying Out A Dividend Of $0.32

Upcoming dividend of US$0.32 per share

Penns Woods Bancorp, Inc. Announces Dividend for the Third Quarter of 2022, Payable on September 20, 2022

Penns Woods Bancorp declares $0.32 dividend

Second quarter 2022 earnings released: EPS: US$0.60 (vs US$0.51 in 2Q 2021)

Penns Woods Bancorp GAAP EPS of $0.60, revenue of $15.98M

Upcoming dividend of US$0.32 per share

Penns Woods Bancorp (NASDAQ:PWOD) Has Re-Affirmed Its Dividend Of US$0.32

Penns Woods Bancorp, Inc. Announces Second Quarter Dividend, Payable on June 21, 2022

Penns Woods Bancorp, Inc. Announces Second Quarter Dividend, Payable on June 21, 2022

CEO & Director recently bought US$59k worth of stock

CEO & Director recently bought US$59k worth of stock

First quarter 2022 earnings released: EPS: US$0.48 (vs US$0.49 in 1Q 2021)

Penns Woods Bancorp, Inc. Reports Net Loan Charge-Offs for the Three Months Ended March 31, 2022

Full year 2021 earnings: Revenues and EPS in line with analyst expectations

Upcoming dividend of US$0.32 per share

Penns Woods Bancorp, Inc. Announces Quarterly Dividend, Payable March 22, 2022

Full year 2021 earnings: Revenues and EPS in line with analyst expectations

Penns Woods Bancorp, Inc. Reports Unaudited Net Charge-Offs for the Fourth Quarter Ended December 31, 2021