Penns Woods Bancorp Balance Sheet Health
Financial Health criteria checks 6/6
Penns Woods Bancorp has total assets of $2.3B and total equity of $203.7M. Total deposits are $1.7B, and total loans are $1.9B. It earns a Net Interest Margin of 2.8%. It has sufficient allowance for bad loans, which are currently at 0.4% of total loans. Cash and short-term investments are $39.7M.
Key information
11.1x
Asset to equity ratio
2.8%
Net interest margin
| Total deposits | US$1.70b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.4% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$39.69m |
Recent financial health updates
No updates
Recent updates
Penns Woods Bancorp's (NASDAQ:PWOD) Dividend Will Be $0.32
Aug 30
Penns Woods Bancorp: 5.9% Dividend Yield, But Earnings Outlook Is Lackluster
Aug 09Penns Woods Bancorp (NASDAQ:PWOD) Will Pay A Dividend Of $0.32
May 31We Think Shareholders May Want To Consider A Review Of Penns Woods Bancorp, Inc.'s (NASDAQ:PWOD) CEO Compensation Package
May 01Penns Woods Bancorp (NASDAQ:PWOD) Will Pay A Dividend Of $0.32
Aug 25Penns Woods Bancorp's (NASDAQ:PWOD) Dividend Will Be $0.32
May 27Penns Woods Bancorp (NASDAQ:PWOD) Has Announced A Dividend Of $0.32
Nov 25Penns Woods Bancorp (NASDAQ:PWOD) Is Paying Out A Dividend Of $0.32
Aug 26Penns Woods Bancorp declares $0.32 dividend
Aug 23Penns Woods Bancorp GAAP EPS of $0.60, revenue of $15.98M
Jul 21Penns Woods Bancorp (NASDAQ:PWOD) Has Re-Affirmed Its Dividend Of US$0.32
May 27Penns Woods Bancorp (NASDAQ:PWOD) Has Affirmed Its Dividend Of US$0.32
Nov 26Penns Woods Bancorp (NASDAQ:PWOD) Is Due To Pay A Dividend Of US$0.32
Aug 28Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: PWOD's Assets to Equity ratio (11.1x) is moderate.
Allowance for Bad Loans: PWOD has a sufficient allowance for bad loans (146%).
Low Risk Liabilities: 83% of PWOD's liabilities are made up of primarily low risk sources of funding.
Loan Level: PWOD has an appropriate level of Loans to Assets ratio (82%).
Low Risk Deposits: PWOD's Loans to Deposits ratio (110%) is appropriate.
Level of Bad Loans: PWOD has an appropriate level of bad loans (0.4%).
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/01/03 06:28 |
| End of Day Share Price | 2025/01/03 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
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Analyst Sources
Penns Woods Bancorp, Inc. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
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