Penns Woods Bancorp Balance Sheet Health
Financial Health criteria checks 6/6
Penns Woods Bancorp has total assets of $2.2B and total equity of $193.5M. Total deposits are $1.6B, and total loans are $1.8B. It earns a Net Interest Margin of 2.8%. It has sufficient allowance for bad loans, which are currently at 0.4% of total loans. Cash and short-term investments are $32.5M.
Key information
11.4x
Asset to equity ratio
2.8%
Net interest margin
| Total deposits | US$1.62b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.4% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$32.54m |
Recent financial health updates
No updates
Recent updates
We Think Shareholders May Want To Consider A Review Of Penns Woods Bancorp, Inc.'s (NASDAQ:PWOD) CEO Compensation Package
May 01
Penns Woods Bancorp (NASDAQ:PWOD) Will Pay A Dividend Of $0.32
Aug 25Penns Woods Bancorp's (NASDAQ:PWOD) Dividend Will Be $0.32
May 27Penns Woods Bancorp (NASDAQ:PWOD) Has Announced A Dividend Of $0.32
Nov 25Penns Woods Bancorp (NASDAQ:PWOD) Is Paying Out A Dividend Of $0.32
Aug 26Penns Woods Bancorp declares $0.32 dividend
Aug 23Penns Woods Bancorp GAAP EPS of $0.60, revenue of $15.98M
Jul 21Penns Woods Bancorp (NASDAQ:PWOD) Has Re-Affirmed Its Dividend Of US$0.32
May 27Penns Woods Bancorp (NASDAQ:PWOD) Has Affirmed Its Dividend Of US$0.32
Nov 26Penns Woods Bancorp (NASDAQ:PWOD) Is Due To Pay A Dividend Of US$0.32
Aug 28It's Unlikely That Penns Woods Bancorp, Inc.'s (NASDAQ:PWOD) CEO Will See A Huge Pay Rise This Year
Apr 21Penns Woods Bancorp, Inc. (NASDAQ:PWOD) Pays A US$0.32 Dividend In Just Three Days
Mar 04If You Had Bought Penns Woods Bancorp's (NASDAQ:PWOD) Shares A Year Ago You Would Be Down 30%
Jan 25
Don't Buy Penns Woods Bancorp, Inc. (NASDAQ:PWOD) For Its Next Dividend Without Doing These Checks
Dec 02Penns Woods Bancorp declares $0.32 dividend
Nov 24Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: PWOD's Assets to Equity ratio (11.4x) is moderate.
Allowance for Bad Loans: PWOD has a sufficient allowance for bad loans (145%).
Low Risk Liabilities: 80% of PWOD's liabilities are made up of primarily low risk sources of funding.
Loan Level: PWOD has an appropriate level of Loans to Assets ratio (83%).
Low Risk Deposits: PWOD's Loans to Deposits ratio (114%) is appropriate.
Level of Bad Loans: PWOD has an appropriate level of bad loans (0.4%).